Augusta University Researcher Furthers Understanding of Health and Medicine (Wealth Status and Health Insurance Enrollment in India: An Empirical Analysis): Health and Medicine

Insurance Daily News

2023 MAY 26 (NewsRx) -- By a News Reporter-Staff News Editor at Insurance Daily News -- A new study on agriculture is now available. According to news originating from Augusta, Georgia, by NewsRx correspondents, research stated, “Since 2005, health insurance (HI) coverage in India has significantly increased, largely because of the introduction of government-funded pro-poor insurance programs. As a result, the determinants of HI enrollment and their relative importance may have changed.”

Our news reporters obtained a quote from the research from Augusta University: “Using National Family Health Survey (NFHS)-4 data, collected in 2015-2016, and employing a Probit regression model, we re-examine the determinants of household HI enrollment. Then, using a multinomial logistic regression model, we estimate the relative risk ratio for enrollment in different HI schemes. In comparison to the results on the determinants of HI enrollment using the NFHS data collected in 2005-2006, we find a decrease in the wealth gap in public HI enrollment. Nonetheless, disparities in enrollment remain, with some changes in those patterns. Households with low assets have lower enrollments in private and community-based health insurance (CBHI) programs. Households with a higher number of dependents have a higher likelihood of HI enrollment, especially in rural areas. In rural areas, poor Scheduled Caste and Scheduled Tribe households are more likely to be enrolled in public HI than the general Caste households.”

According to the news editors, the research concluded: “In urban areas, Muslim households have a lower likelihood of enrollment in any HI. The educational attainment of household heads is positively associated with enrollment in private HI, but it is negatively associated with enrollment in public HI. Since 2005-2006, while HI coverage has improved, disparities across social groups remain.”

For more information on this research see: Wealth Status and Health Insurance Enrollment in India: An Empirical Analysis. Healthcare, 2023,11(9). (Healthcare - http://www.mdpi.com/journal/healthcare). The publisher for Healthcare is MDPI AG.

A free version of this journal article is available at https://doi.org/10.3390/healthcare11091343.

Our news journalists report that more information may be obtained by contacting Preshit Nemdas Ambade, Department of Population Health Sciences, Medical College of Georgia, Augusta University, Augusta, GA 30912, United States. Additional authors for this research include Joe Gerald, Tauhidur Rahman.

ORCID is an identifier for authors and includes bibliographic information. The following is ORCID information for the author of this research: Preshit Nemdas Ambade (http://orcid.org/0000-0002-6919-7206).