Are noncitizens in North Carolina eligible for Medicaid? Some are. Here are the rules. - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Health/Employee Benefits News
Newswires RSS Get our newsletter
Order Prints
November 17, 2023 Newswires
Share
Share
Post
Email

Are noncitizens in North Carolina eligible for Medicaid? Some are. Here are the rules.

Charlotte Observer (NC)

In North Carolina, 7% of U.S.-born people do not have health insurance, while 12% of immigrant U.S. citizens and 47% of immigrant noncitizens are uninsured.

That’s according to a new Urban Institute and UNC-Chapel Hill report using census data on barriers immigrants face in accessing safety-net programs.

But Medicaid is set to expand in the state on Dec. 1, opening the door for hundreds of thousands of people In North Carolina to gain access, and that includes immigrants.

They may not always know it, but immigrants who are U.S. citizens, as well as some noncitizens, qualify for the federal-state health insurance program.

Here’s a guide to eligibility requirements.

Income requirements

North Carolina, until just recently, was one of just 11 states that had not expanded Medicaid, which meant that the income limit for eligibility under the program for a parent or caretaker in North Carolina was 41% of the federal poverty level, or just over $8,000 yearly for a family of three.

With the passage of Medicaid expansion into law this year, the program will now cover all adults up to 138% of the federal poverty line. This means single adults who make below about $20,120 a year can get access to health insurance. Family income thresholds will also be expanded.

Citizenship/residency requirements

To be eligible for Medicaid in North Carolina, you have to live in the state.

Under most circumstances, to qualify you have to be a citizen. But certain noncitizens are eligible. According to the state’s health and human services department, these are:

According to DHHS, in most of the cases above, the noncitizen will need to wait five years after receiving a qualifying immigration status to be eligible to apply.

Some immigrants with a qualifying status, such as refugees and people granted asylum, do not have to wait five years. Immigrants in the country without legal authorization are not eligible to enroll in Medicaid or other federally funded coverage programs like the Health Insurance Marketplace.

To apply, you’ll need to provide your full legal name, date of birth, Social Security number (or immigration documents), proof of North Carolina residency and income information (such as pay stubs and tax returns).

People can apply through the state’s ePass Public Portal (available in English and Spanish), in person at a local Department of Social Services office or via mail using a paper application that must be sent to a local DSS office. Another alternative is to apply through the HealthCare.gov website or by calling 1-800-318-2596.

Barriers immigrants face

Beyond eligibility questions, immigrants, whether U.S. citizens or not, face additional barriers to accessing safety-net programs such as Medicaid and the Supplemental Nutrition Assistance Program (SNAP). According to the UNC and Urban institute report, these include:

These barriers are on top of the universal structural barriers that many program applicants face, including complicated eligibility rules and burdensome enrollment processes, the report says.

The report found that community-based organizations and community health workers play a key role in supporting immigrants to gain access to safety-net programs, though these organizations face funding and capacity challenges.

Also key are state and local agencies, which need to address mistrust and immigration-relation concerns, simplify the processes for enrolling and reapplying, improve language accessibility and more, said the report.

Researchers conducted interviews with more than 40 people working at the state and county levels and held four multilingual focus groups with immigrants.

The study also released a new tool, using Census data, which maps the characteristics of immigrants across counties, such as the birth region and health-insurance status of immigrants.

©2023 The Charlotte Observer. Visit charlotteobserver.com. Distributed by Tribune Content Agency, LLC.

Older

Georgia House Republicans looking at full Medicaid expansion

Newer

Woman defrauded Medicaid by billing for NJ ex’s care while really at work in Michigan

Advisor News

  • The overlooked retirement security risk that must be addressed
  • What advisors should know about hedge funds in retirement planning
  • Retirement control is top success measure for middle class, ACLI says
  • Industry groups applaud House passage of Financial Exploitation Prevention Act
  • Younger workers more likely to be eligible for a retirement plan after changing jobs
More Advisor News

Annuity News

  • Malibu Life Holdings Completes Acquisition of TruSpire, Establishing Malibu USA and Accelerating Entry into the U.S. Retail Annuity Market
  • Why job boards are failing insurance agencies
  • MassMutual Ranks No. 100 on the 2026 Fortune 500® List
  • What’s fueling record annuity growth?
  • Jackson Named InvestmentNews 2026 Annuities Provider of the Year
More Annuity News

Health/Employee Benefits News

  • Millions of people drop ACA coverage amid jump in prices Millions drop ACA coverage amid price jump. Did fraud inflate signups? (copy)
  • Former city DPW director wants opportunity to 'defend my actions' in light of separation agreement
  • CDPHP, MVP Health Care among insurers seeking rate increases
  • How health insurers get a free pass to deny coverage from a 52‑year‑old law meant to protect worker pensions
  • Reports from Capital One AG Describe Recent Advances in Managed Care (Factors Affecting Medical Appointment Adherence among Adolescents and Young Adults with Kidney Disease: A Longitudinal Cohort Study): Managed Care
More Health/Employee Benefits News

Life Insurance News

  • NAIFA praises House committee approval of Clarity for Compensation Act
  • PHL Variable liquidation pushed out to 2027, Connecticut regulators say
  • ‘Recession-Proof’ Insurance Is Trending. Safety Net or Scam?
  • Winged Keel Group Expands National Presence and PPLI Leadership, Welcomes SBSI, Inc. (dba NFP Insurance Solutions)
  • MassMutual Ranks No. 100 on the 2026 Fortune 500® List
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Life moves fast. Your BGA should, too.
Stay ahead with Modern Life's AI-powered tech and expert support.

A MYGA for Clients Hesitant to Commit to One Long-Term Rate
First-year certainty. Annual rate updates. Get the CurrentRate® MYGA Sales Kit.

Elite Networking & Insights Await at the Event of the Year
The industry's premier conference for leaders driving what’s next in financial services.

Press Releases

  • Prosperity Life GroupSM Launches Prosperity PathWaySM Series, Bringing Greater Choice and Flexibility to Retirement Income Planning
  • Senior Market Sales® Fortifies Annuity Reach With Acquisition of Retirement Planning Firm Stratton & Company
  • RFP #T01625
  • Rockwood Programs Appoints Kerry Ladouceur as Vice President, Financial Lines
  • JP Insurance Group Launches Commercial Property & Casualty Division; Appoints Joe Webster as Managing Director
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet