Anaheim Wildfire Victims May Have Insurance for Evacuation Cost Reimbursement

ANAHEIM, Calif., Oct. 10 -- The California Department of Insurance issued the following news release:

With two dozen structures destroyed, including many homes, thousands of residents forced to evacuate from Anaheim, Tustin, and Orange may have homeowner or renter insurance coverage to help with evacuation and relocation costs, even if their homes are not damaged or destroyed, and in many cases no deductible is required.

Many homeowner and renter polices cover additional living expenses during natural disasters, which allows homeowners to maintain their standard of living by covering increased living expenses incurred as a result of damage caused by fire or mandatory evacuation. The coverage typically includes extra food and housing costs, furniture rental, relocation and storage, telephone installation and extra transportation expenses.

"These fires are exacting a devastating emotional toll on residents across the state," said Insurance Commissioner Dave Jones. "They need every resource available to help them repair and rebuild--relying on their insurance coverage is the first step in recovering from a disaster."

Policy provisions, including deductibles, vary by company. Consumers are urged to check with their insurer regarding any coverage limitations.

Many homeowners are unaware that their insurance policies may cover additional living expenses incurred as a result of damage caused by fire or mandatory evacuation, allowing consumers to focus their attention on recovery.