Americans Are Overwhelmingly Satisfied with their Health Coverage, Finds New PRI National Survey
But the results of a new national survey commissioned by the nonpartisan
Click here to read the full survey results
When asked how they would rate their current health insurance coverage, 70 percent of those surveyed rated it as good, compared to 20 percent who rated it as adequate and 6 percent who rated it as poor.
- 71 percent of those employed – and who are most likely to have employer-sponsored coverage – rated their coverage as good. In comparison, just 47 percent of those unemployed – a plurality of whom (41%) used Medicaid – rated their health coverage as good.
When asked why they were dissatisfied with their current health coverage, respondents cited high costs and bureaucratic restrictions from insurers and government:
- 46 percent said premiums were too high
- 45 percent said deductibles were too high
- 39 percent said co-pays were too high
- 28 percent said limited or restricted access to specialists
- 26 percent said too many restrictions for CT scans, MRIs, and other special tests
These results confirm, as PRI's
The results also reinforce the need to reform the third-party health care payment system, as documented in PRI's Coverage Denied series, which saddles patients with higher out-of-pocket costs, greater exposure to financial risk, and reduced access to care. Reforms are needed to ensure the priorities of patients are put first, ahead of government and insurers as the largest payers for care.
When asked what type of health coverage they currently had, 46 percent of those employed had employer-sponsored coverage and 11 percent bought private insurance on the individual market. Among those unemployed, 41 percent used Medicaid, 12 percent Medicare, 13 percent private insurance, and 16 percent did not have insurance. 74 percent of retirees said they had Medicare coverage.
Echelon Insights conducted the national survey for PRI from
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