Life Insurers Are Not Denying Claims Based On Covid Vaccine, ACLI Says

American Council of Life Insurers (ACLI) Senior Vice President, Policy Development Paul Graham said social media is rife with misinformation relating to COVID-19 vaccines.

"A social media post appears to be behind the spread of entirely false information, suggesting a COVID-19 vaccine could be a factor a life insurer considers in the claims-paying process.

"The fact is that life insurers do not consider whether or not a policyholder has received a COVID vaccine when deciding whether to pay a claim.

"Life insurance policy contracts are very clear on how policies work, and what cause, if any, might lead to the denial of a benefit. A vaccine for COVID-19 is not one of them.

"Policyholders should rest assured that nothing has changed in the claims-paying process as a result of COVID-19 vaccinations.

"Policyholders should reach out to their life insurers, agents or financial professionals for their COVID-related questions. They will be happy to help."