Access to affordable health insurance is vital to a stable workforce and workplace. It's also a key factor for West Virginians as they decide whether to leave a job with health benefits and go to work for a small business, start their own small businesses or work independently. Stripping the current generous premium subsidies, which lower the cost of 80 percent of the plans sold in the Marketplace, is reckless and puts an unfair economic burden on already overburdened employers and an underpaid workforce.
Without the ACA, these hard-working West Virginians - particularly those with a pre-existing health condition - wouldn't have had any guarantee of finding an affordable, comprehensive insurance plan. Employers of all sizes struggle to find affordable health care options for themselves and thenemployees. Prior to the ACA, small to mid-sized businesses found it almost impossible to offer affordable health insurance benefits to their workers and families.
The ACA also has expanded
Between the ACA's inception in 2013 and 2015, the number of working West Virginians without health insurance declined 55 percent. The majority gaining coverage was small business owners and their employees. Without the ACA, employers and individuals would carry the sole burden of covering the entire crippling cost of health care premiums.
Today, the ACA marketplace sells plans without discrimination on the basis of health status and provides generous premium subsidies to many
Small businesses are the backbone of our