New Version 7.1 of Kamakura Risk Manager Released to Clients in 32 Countries</title> <meta content="Kamakura Corporation" name="Source"/> <meta content="NEW YORK" name="GeographicName"/> <meta content="NY" name="GeographicName"/> <docdata> <doc-id id-string="" regsrc="Market Wire"/> <date.issue norm="2009-12-09T15:00:00Z"/> </docdata> <pubdata date.publication="2009-12-09T15:00:00Z" name="Market Wire" /> </head> <body> <body.head> <hedline> <hl1>New Version 7.1 of Kamakura Risk Manager Released to Clients in 32 Countries</hl1> <hl2>Kamakura Announces Dramatic Enhancements to Integrated Risk System</hl2> </hedline> </body.head> <body.content> </p> <p>NEW YORK, NY -- (MARKET WIRE) -- 12/09/09 -- Kamakura Corporation announced Wednesday that Kamakura Risk Manager Version 7.1 has been shipped to clients in 32 countries around the world. Kamakura reported that very significant advances in speed, accuracy and product coverage have resulted from insightful client suggestions and risk management insights of Kamakura Managing Director for research Robert A. Jarrow, who recently advised the U.S. Department of the Treasury on the valuation of warrants issued under the government's Troubled Assets Relief Program. The new version of KRM has already been reported to run in 30-90% less time, depending on the prior KRM version, on client sites due to breakthroughs in both financial theory and computer science. Perhaps the biggest breakthrough has been to more fully exploit Professor Jarrow's insights on reduced form event modeling. Version 7.1 of KRM exploits the fact that, conditional on the values of the macro factors driving default, the actual default/no default of any two counterparties is conditionally independent. This allows distinct and powerful user control with separate "dials" for macro factor simulation and default simulation on a fully integrated basis. The new version also exploits computer science synergies that allow interest rate index modeling technology to be used to model default more accurately, that allow default technology to be used to model prepayments on a integrated basis, and which default probability technology to be applied to integrated operational risk simulation for the first time. </p><div class="story-block left pull-box hide-sm show-lg show-md" data-set="related-stories"></div> <p> Kamakura's President Warren A. Sherman said Wednesday, "Version 7.1 of KRM is a huge step forward in integrated risk technology. In combination with our clients' advice, the Kamakura research and development team in Honolulu has brought the best of breed simulation technology from astrophysics and physics to apply state of the art risk management and finance to portfolios of unprecedented size. New Version 7.1 offers unparalleled integration between formerly separate disciplines: market risk, interest rate risk ("asset and liability management"), credit portfolio management, economic capital, funds transfer pricing, Basel I and II capital calculations, and operational risk. Our clients have been very impressed with the increased understanding of risk and return and the huge cost reduction they can achieve by replacing multiple silo-oriented legacy risk systems with the integrated risk capabilities of Kamakura Risk Manager. Moreover, clients have been quick to point out to us that KRM users have navigated the 2007-2009 credit crisis with great skill, while legacy risk technology has been called into question." </p><div class="ad-hold text-center hide-lg hide-md show-sm" data-set="ad-pinnacle"></div> <p> Among the new features in Kamakura Risk Manager Version 7.1 are the following capabilities: </p> <pre> -- Enhanced capabilities in credit risk management -- Creation of consistent but separate simulations for macro-economic factors ("outer loop simulations") and probabilities derived from them ("inner loop"), like the simulation of default/no default using a date and borrower specific default probability formula with simulated macro factors as inputs -- Increased mathematical flexibility in modeling default probability formulas and interest rate formulas. The logistic function (say for the default rate) can be an input for modeling floating interest rates, as can the natural logarithm and exponential function. Logistic functions can also take other logistic variables as inputs, included lagged logistic functions. These expanded indices can be used across the full span of credit risk, market risk, interest rate risk and funds transfer pricing calculations in KRM -- Increased flexibility in forecasting forward using lagged values for interest rates and macro-economic factors like home prices as inputs to default, prepayment, spread and interest rate relationships -- Enhanced modeling of loan guarantees for any fixed or floating rate structure -- Ability to model default using variables which change randomly in an auto-regressive moving average fashion -- Enhanced joint modeling of prepayment and default using multinomial logit -- Enhanced capabilities in interest rate risk management and funds transfer pricing -- Updated calculations for transaction level duration and average life -- Implementation of the option to allow negative interest rates, which have been common in markets like Hong Kong -- Ability to model dividends on common stock as a function of interest rates and other macro-economic factors -- Enhanced ability to use exchange traded futures contracts as inputs to interest rate and default probability indices -- Enhanced flexibility in modeling of interest and principal by exact day count -- Enhanced modeling of graduated payment structures such as the "option ARMS" structured in the United States -- Enhanced flexibility in modeling index-linked principal structures with multiple principal payment dates -- Enhanced modeling of multiple disbursement structures -- Enhanced modeling of floating rate securities with random principal amortization features -- Reporting of standard deviation of option-adjusted spread -- Enhanced capabilities in valuation and market risk -- Enhanced formula-driven credit spread modeling -- Enhanced modeling of multiple risk insurance and reinsurance policies -- Enhanced modeling of property and casualty and political risk insurance and re-insurance policies -- Enhanced modeling for structured or "packaged" deals with more than one underlying reference transaction -- Ability to model amortizing caps and floors -- Enhanced modeling of corridor and knock-in/knock-out caps and floors -- Enhanced accounting options for non-options-related equity securities -- Addition of barrier options on equity indices -- Addition of binary equity index-linked bonds and swaps -- Addition of callable equity index-linked bonds and swaps -- Enhanced ability to model delays in settlement of forward foreign exchange contracts -- Modeling of no touch, double no touch, one touch, double one touch, and rebate foreign exchange rate options -- Enhanced modeling of stop-loss strategies on structured or "packaged" deals -- Substantially enhanced granularity in modeling controls for structured products -- Enhanced access to Markit Partners' structured products libraries -- Updated interactions with libraries of Andrew Davidson & Co. and Intex -- Enhanced modeling for both funded and unfunded synthetic CDOs -- General systems enhancements -- Increased flexibility in defining and analyzing the impact of fees on cash flow, financial accruals and valuations. Financial accrual calculations allow the user to select from 4 different methods for accounting for fees -- Refined calculations for instruments with sinking funds -- 15 new user-defined fields added to the KRM portfolio table -- Enhanced design for the product ID screen by which users specify modeling assumptions for each "product ID" or class of transactions -- Enhanced ability to create a forecast using constant risk factor values with high ease of use -- Enhanced creation of calendar date-based modeling periods -- Expanded capabilities for modeling "new business," transactions not yet originated by the firm, including the ability to specify the credit rating of the new business -- New web-based reporting using the third generation KRM-rp Risk Portal reporting package </pre> </p> <p> About Kamakura Corporation </p><div class="ad-alignnone"><div class="ad-row"> <div id="ad-8319368" class="ad-728x90 adsanity-728x90 alignnone adsanity-alignnone" ><div class="adsanity-inner"> <a rel="nofollow" href="https://insurancenewsnet.com/ads/cambridge-2026-02-body-leaderboard" target="_blank"><img width="728" height="90" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20728%2090'%3E%3C/svg%3E" class="no-lazy-load wp-post-image" alt="" data-lazy-srcset="https://insurancenewsnet.com/wp-content/uploads/2026/01/Cambridge_728x90_2026-02.jpg 728w, https://insurancenewsnet.com/wp-content/uploads/2026/01/Cambridge_728x90_2026-02-175x22.jpg 175w, https://insurancenewsnet.com/wp-content/uploads/2026/01/Cambridge_728x90_2026-02-230x28.jpg 230w, https://insurancenewsnet.com/wp-content/uploads/2026/01/Cambridge_728x90_2026-02-389x48.jpg 389w" data-lazy-sizes="(max-width: 728px) 100vw, 728px" data-lazy-src="https://insurancenewsnet.com/wp-content/uploads/2026/01/Cambridge_728x90_2026-02.jpg" /><noscript><img width="728" height="90" src="https://insurancenewsnet.com/wp-content/uploads/2026/01/Cambridge_728x90_2026-02.jpg" class="no-lazy-load wp-post-image" alt="" srcset="https://insurancenewsnet.com/wp-content/uploads/2026/01/Cambridge_728x90_2026-02.jpg 728w, https://insurancenewsnet.com/wp-content/uploads/2026/01/Cambridge_728x90_2026-02-175x22.jpg 175w, https://insurancenewsnet.com/wp-content/uploads/2026/01/Cambridge_728x90_2026-02-230x28.jpg 230w, https://insurancenewsnet.com/wp-content/uploads/2026/01/Cambridge_728x90_2026-02-389x48.jpg 389w" sizes="(max-width: 728px) 100vw, 728px" /></noscript></a> </div></div> </div></div> <p> Founded in 1990, Honolulu-based Kamakura Corporation is a leading provider of risk management information, processing and software. Kamakura has been a provider of daily default probabilities and default correlations for listed companies since November 2002. Kamakura announced the KRIS Sovereign Default Probability Service on May 19, 2008. Kamakura launched its web-based credit portfolio management and CDO pricing service KRIS-cpm in April 2007. Kamakura is also the first company in the world to develop and install a fully integrated enterprise risk management system that analyzes credit risk, market risk, asset and liability management, transfer pricing, and capital allocation. The Kamakura Risk Manager system, now in version 7.1, was first offered commercially in 1993 and has been continually enhanced since then. Kamakura has served more than 200 clients ranging in size from $3 billion in assets to $1.6 trillion in assets. Kamakura's risk management products are currently used in 32 countries, including the United States, Canada, Germany, the Netherlands, France, Austria, Switzerland, the United Kingdom, Russia, the Ukraine, Eastern Europe, the Middle East, Africa, Australia, Japan, China, Korea and many other countries in Asia. </p> <p> Kamakura has world-wide distribution alliances with Fiserv (www.fiserv.com), Unisys (www.unisys.com), and Zylog Systems (www.zylog.co.in) making Kamakura products available in almost every major city around the globe. </p> <p> Image Available: http://www2.marketwire.com/mw/frame_mw?attachid=1132941 </p><div class="ad-hold text-right hide-lg show-sm show-md right" data-set="ad-medallion"></div> <pre>For more information contact Kamakura Corporation 2222 Kalakaua Avenue, Suite 1400 Honolulu, Hawaii 96815 Telephone: 1-808-791-9888 Facsimile: 1-808-791-9898 Information: Email Contact Web site: www.kamakuraco.com Press Contacts: Warren Sherman President Kamakura Corporation 1-201-600-7542 Email Contact www.kamakuraco.com www.kris-online.com </pre> <p> </body.content> <body.end> <tagline /> </body.end> <script>class RocketElementorAnimation{constructor(){this.deviceMode=document.createElement("span"),this.deviceMode.id="elementor-device-mode",this.deviceMode.setAttribute("class","elementor-screen-only"),document.body.appendChild(this.deviceMode)}_detectAnimations(){let t=getComputedStyle(this.deviceMode,":after").content.replace(/"/g,"");this.animationSettingKeys=this._listAnimationSettingsKeys(t),document.querySelectorAll(".elementor-invisible[data-settings]").forEach(t=>{const e=t.getBoundingClientRect();if(e.bottom>=0&&e.top<=window.innerHeight)try{this._animateElement(t)}catch(t){}})}_animateElement(t){const e=JSON.parse(t.dataset.settings),i=e._animation_delay||e.animation_delay||0,n=e[this.animationSettingKeys.find(t=>e[t])];if("none"===n)return void t.classList.remove("elementor-invisible");t.classList.remove(n),this.currentAnimation&&t.classList.remove(this.currentAnimation),this.currentAnimation=n;let s=setTimeout(()=>{t.classList.remove("elementor-invisible"),t.classList.add("animated",n),this._removeAnimationSettings(t,e)},i);window.addEventListener("rocket-startLoading",function(){clearTimeout(s)})}_listAnimationSettingsKeys(t="mobile"){const e=[""];switch(t){case"mobile":e.unshift("_mobile");case"tablet":e.unshift("_tablet");case"desktop":e.unshift("_desktop")}const i=[];return["animation","_animation"].forEach(t=>{e.forEach(e=>{i.push(t+e)})}),i}_removeAnimationSettings(t,e){this._listAnimationSettingsKeys().forEach(t=>delete e[t]),t.dataset.settings=JSON.stringify(e)}static run(){const t=new RocketElementorAnimation;requestAnimationFrame(t._detectAnimations.bind(t))}}document.addEventListener("DOMContentLoaded",RocketElementorAnimation.run);</script></body> </nitf> <ne-brief>12/09/09 -- Kamakura Corporation announced Wednesday that Kamakura Risk Manager Version 7.1 has been shipped to clients in 32 countries around the world. Kamakura's President Warren A. Sherman said Wednesday, "Version 7.1 of KRM is a huge step forward in integrated risk technology.</ne-brief> <ne-metadata> <ne-metadata.companylist> <ne-company name="Fiserv Inc." sym="NASDAQ-NMS.FISV" code="9773" about="no" confidence="100" relevance=""/> <ne-company name="Unisys Corp." sym="NYSE.UIS" about="no" confidence="100" relevance=""/> <ne-company name="Zylog Systems Ltd." sym="Bombay.532883" about="no" confidence="100" relevance=""/> </ne-metadata.companylist> <ne-metadata.topiclist> <ne-topic code="AGRITECH" source="AMX" confidence="100" relevance="990" /> <ne-topic code="AGRITECH_A" source="AMX" confidence="100" relevance="990" /> <ne-topic code="APINS" source="AMX" confidence="100" relevance="990" /> <ne-topic code="APINS_A" source="AMX" confidence="100" relevance="990" /> <ne-topic code="ASIAPAC" source="AMX" confidence="100" relevance="750" /> <ne-topic code="BIZFIN" source="AMX" confidence="100" relevance="740" /> <ne-topic code="BIZWEU" source="AMX" confidence="100" relevance="950" /> <ne-topic code="BIZWEU_A" source="AMX" confidence="100" relevance="950" /> <ne-topic code="BMETRICS" source="AMX" confidence="100" relevance="950" /> <ne-topic code="BMETRICS_A" source="AMX" confidence="100" relevance="950" /> <ne-topic code="CANIT" source="AMX" confidence="100" relevance="900" /> <ne-topic code="CANIT_A" source="AMX" confidence="100" relevance="900" /> <ne-topic code="CTPBBFI" source="AMX" confidence="100" relevance="990" /> <ne-topic code="CTPBBFI_A" source="AMX" confidence="100" relevance="990" /> <ne-topic code="CTPDWIP" source="AMX" confidence="100" relevance="580" /> <ne-topic code="CTPDWIPA" source="AMX" confidence="100" relevance="580" /> <ne-topic code="CTPHTOP" source="AMX" confidence="100" relevance="750" /> <ne-topic code="CTPMORSE" source="AMX" confidence="100" relevance="900" /> <ne-topic code="CTPMORSE_A" source="AMX" confidence="100" relevance="900" /> <ne-topic code="CTPTWAST" source="AMX" confidence="100" relevance="860" /> <ne-topic code="CTPTWAST_A" source="AMX" confidence="100" relevance="860" /> <ne-topic code="CTPVODFI" source="AMX" confidence="100" relevance="740" /> <ne-topic code="CTPVODIT" source="AMX" confidence="100" relevance="900" /> <ne-topic code="CTPVODIT_A" source="AMX" confidence="100" relevance="900" /> <ne-topic code="ENLDC" source="AMX" confidence="100" relevance="950" /> <ne-topic code="ENLDC_A" source="AMX" confidence="100" relevance="950" /> <ne-topic code="ERPSERV" source="AMX" confidence="100" relevance="900" /> <ne-topic code="ERPSERV_A" source="AMX" confidence="100" relevance="900" /> <ne-topic code="ESYSMGMT" source="AMX" confidence="100" relevance="900" /> <ne-topic code="ESYSMGMT_A" source="AMX" confidence="100" relevance="900" /> <ne-topic code="EUBENTOP" source="AMX" confidence="100" relevance="750" /> <ne-topic code="EUFRTOP" source="AMX" confidence="100" relevance="750" /> <ne-topic code="EUIT" source="AMX" confidence="100" relevance="900" /> <ne-topic code="EUIT_A" source="AMX" confidence="100" relevance="900" /> <ne-topic code="EUROINS" source="AMX" confidence="100" relevance="990" /> <ne-topic code="EUROINS_A" source="AMX" confidence="100" relevance="990" /> <ne-topic code="EUSWTOP" source="AMX" confidence="100" relevance="950" /> <ne-topic code="EUSWTOP_A" source="AMX" confidence="100" relevance="950" /> <ne-topic code="EUUKIT" source="AMX" confidence="100" relevance="900" /> <ne-topic code="EUUKIT_A" source="AMX" confidence="100" relevance="900" /> <ne-topic code="EUUKTOP" source="AMX" confidence="100" relevance="750" /> <ne-topic code="FARMING" source="AMX" confidence="100" relevance="990" /> <ne-topic code="FARMING_A" source="AMX" confidence="100" relevance="990" /> <ne-topic code="FINMGMT" source="AMX" confidence="100" relevance="860" /> <ne-topic code="FINMGMT_A" source="AMX" confidence="100" relevance="860" /> <ne-topic code="GENSTUFF" source="AMX" confidence="100" relevance="750" /> <ne-topic code="GEOAFR" source="AMX" confidence="100" relevance="750" /> <ne-topic code="GEOAMER" source="AMX" confidence="100" relevance="760" /> <ne-topic code="GEOASIA" source="AMX" confidence="100" relevance="750" /> <ne-topic code="GEOAUASI" source="AMX" confidence="100" relevance="750" /> <ne-topic code="GEOCASIA" source="AMX" confidence="100" relevance="750" /> <ne-topic code="GEOCEUR" source="AMX" confidence="100" relevance="750" /> <ne-topic code="GEOCIS" source="AMX" confidence="100" relevance="750" /> <ne-topic code="GEOEASIA" source="AMX" confidence="100" relevance="750" /> <ne-topic code="GEOEEUR" source="AMX" confidence="100" relevance="750" /> <ne-topic code="GEOEUR" source="AMX" confidence="100" relevance="750" /> <ne-topic code="GEOFREST" source="AMX" confidence="100" relevance="750" /> <ne-topic code="GEOISLES" source="AMX" confidence="100" relevance="750" /> <ne-topic code="GEOME" source="AMX" confidence="100" relevance="750" /> <ne-topic code="GEONAMR" source="AMX" confidence="100" relevance="760" /> <ne-topic code="GEONEUR" source="AMX" confidence="100" relevance="750" /> <ne-topic code="GEOOCEAN" source="AMX" confidence="100" relevance="750" /> <ne-topic code="GEOTESTALL" source="AMX" confidence="100" relevance="750" /> <ne-topic code="GEOWEUR" source="AMX" confidence="100" relevance="750" /> <ne-topic code="IIAS" source="AMX" confidence="100" relevance="990" /> <ne-topic code="IIAS_A" source="AMX" confidence="100" relevance="990" /> <ne-topic code="INSJPN" source="AMX" confidence="100" relevance="990" /> <ne-topic code="INSJPN_A" source="AMX" confidence="100" relevance="990" /> <ne-topic code="INSNA" source="AMX" confidence="100" relevance="990" /> <ne-topic code="INSNA_A" source="AMX" confidence="100" relevance="990" /> <ne-topic code="INSURCAN" source="AMX" confidence="100" relevance="990" /> <ne-topic code="INSURCAN_A" source="AMX" confidence="100" relevance="990" /> <ne-topic code="INSUROVR" source="AMX" confidence="100" relevance="990" /> <ne-topic code="INSUROVR_A" source="AMX" confidence="100" relevance="990" /> <ne-topic code="ISOAT" source="AMX" confidence="100" relevance="750" /> <ne-topic code="ISOAU" source="AMX" confidence="100" relevance="750" /> <ne-topic code="ISOCA" source="AMX" confidence="100" relevance="750" /> <ne-topic code="ISOCH" source="AMX" confidence="100" relevance="750" /> <ne-topic code="ISOCN" source="AMX" confidence="100" relevance="750" /> <ne-topic code="ISODE" source="AMX" confidence="100" relevance="750" /> <ne-topic code="ISOFR" source="AMX" confidence="100" relevance="750" /> <ne-topic code="ISOGB" source="AMX" confidence="100" relevance="750" /> <ne-topic code="ISOJP" source="AMX" confidence="100" relevance="750" /> <ne-topic code="ISONL" source="AMX" confidence="100" relevance="750" /> <ne-topic code="ISORU" source="AMX" confidence="100" relevance="750" /> <ne-topic code="ISOUA" source="AMX" confidence="100" relevance="750" /> <ne-topic code="ISOUS" source="AMX" confidence="100" relevance="760" /> <ne-topic code="ITEN" source="AMX" confidence="100" relevance="900" /> <ne-topic code="ITEN_A" source="AMX" confidence="100" relevance="900" /> <ne-topic code="ITOVER" source="AMX" confidence="100" relevance="900" /> <ne-topic code="ITOVER_A" source="AMX" confidence="100" relevance="900" /> <ne-topic code="ITSCI" source="AMX" confidence="100" relevance="990" /> <ne-topic code="ITSCI_A" source="AMX" confidence="100" relevance="990" /> <ne-topic code="MANCOS" source="AMX" confidence="100" relevance="860" /> <ne-topic code="MANCOS_A" source="AMX" confidence="100" relevance="860" /> <ne-topic code="MANFFP" source="AMX" confidence="100" relevance="860" /> <ne-topic code="MANFFP_A" source="AMX" confidence="100" relevance="860" /> <ne-topic code="MANFSTAF" source="AMX" confidence="100" relevance="860" /> <ne-topic code="MANFSTAF_A" source="AMX" confidence="100" relevance="860" /> <ne-topic code="MGMTTOOL" source="AMX" confidence="100" relevance="900" /> <ne-topic code="MGMTTOOL_A" source="AMX" confidence="100" relevance="900" /> <ne-topic code="NAGASFR" source="AMX" confidence="100" relevance="950" /> <ne-topic code="NAGASFR_A" source="AMX" confidence="100" relevance="950" /> <ne-topic code="PCDMTF" source="AMX" confidence="100" relevance="900" /> <ne-topic code="PCDMTF_A" source="AMX" confidence="100" relevance="900" /> <ne-topic code="PTCPFIN" source="AMX" confidence="100" relevance="990" /> <ne-topic code="PTCPFIN_A" source="AMX" confidence="100" relevance="990" /> <ne-topic code="PTPRDLNC" source="AMX" confidence="100" relevance="990" /> <ne-topic code="PTPRDLNC_A" source="AMX" confidence="100" relevance="990" /> <ne-topic code="PTSCI" source="AMX" confidence="100" relevance="860" /> <ne-topic code="PTSCITCH" source="AMX" confidence="100" relevance="860" /> <ne-topic code="PTSCITCH_A" source="AMX" confidence="100" relevance="860" /> <ne-topic code="PTSCI_A" source="AMX" confidence="100" relevance="860" /> <ne-topic code="SCICOMP1" source="AMX" confidence="100" relevance="990" /> <ne-topic code="SCICOMP1_A" source="AMX" confidence="100" relevance="990" /> <ne-topic code="SOFAD1" source="AMX" confidence="100" relevance="900" /> <ne-topic code="SOFAD1_A" source="AMX" confidence="100" relevance="900" /> <ne-topic code="SOFAPS1" source="AMX" confidence="100" relevance="580" /> <ne-topic code="SOFBIZ" source="AMX" confidence="100" relevance="990" /> <ne-topic code="SOFBIZ_A" source="AMX" confidence="100" relevance="990" /> <ne-topic code="SOFEAI" source="AMX" confidence="100" relevance="900" /> <ne-topic code="SOFEAI_A" source="AMX" confidence="100" relevance="900" /> <ne-topic code="SOFERP" source="AMX" confidence="100" relevance="900" /> <ne-topic code="SOFERP_A" source="AMX" confidence="100" relevance="900" /> <ne-topic code="SOFEURO" source="AMX" confidence="100" relevance="900" /> <ne-topic code="SOFEURO_A" source="AMX" confidence="100" relevance="900" /> <ne-topic code="SOFFINAN" source="AMX" confidence="100" relevance="990" /> <ne-topic code="SOFFINAN_A" source="AMX" confidence="100" relevance="990" /> <ne-topic code="SOFFINL" source="AMX" confidence="100" relevance="900" /> <ne-topic code="SOFFINL_A" source="AMX" confidence="100" relevance="900" /> <ne-topic code="SOFINTL" source="AMX" confidence="100" relevance="900" /> <ne-topic code="SOFINTL_A" source="AMX" confidence="100" relevance="900" /> <ne-topic code="SOFOVER1" source="AMX" confidence="100" relevance="900" /> <ne-topic code="SOFOVER1_A" source="AMX" confidence="100" relevance="900" /> <ne-topic code="SOFTOPS" source="AMX" confidence="100" relevance="900" /> <ne-topic code="SOFTOPS_A" source="AMX" confidence="100" relevance="900" /> <ne-topic code="SOFTPROD" source="AMX" confidence="100" relevance="580" /> <ne-topic code="SOFTREND" source="AMX" confidence="100" relevance="990" /> <ne-topic code="SOFTREND_A" source="AMX" confidence="100" relevance="990" /> <ne-topic code="TTRAN" source="AMX" confidence="100" relevance="990" /> <ne-topic code="TTRAN_A" source="AMX" confidence="100" relevance="990" /> <ne-topic code="USAHI" source="AMX" confidence="100" relevance="670" /> <ne-topic code="USANY" source="AMX" confidence="100" relevance="760" /> <ne-topic code="USGASDWN" source="AMX" confidence="100" relevance="950" /> <ne-topic code="USGASDWN_A" source="AMX" confidence="100" relevance="950" /> <ne-topic code="USHLTHCR" source="AMX" confidence="100" relevance="600" /> <ne-topic code="USNATGAS" source="AMX" confidence="100" relevance="950" /> <ne-topic code="USNATGAS_A" source="AMX" confidence="100" relevance="950" /> </ne-metadata.topiclist> </ne-metadata> <ne-nativemetadata> <ne-nativemetadata.tickerlist> </ne-nativemetadata.tickerlist> <ne-nativemetadata.subjectlist> </ne-nativemetadata.subjectlist> </ne-nativemetadata> </ne-nitf></p> </div> <!--this is a little 'add site as preferred google source' button --> <div style="text-align:center"><a border="0" href="https://www.google.com/preferences/source?q=https://insurancenewsnet.com" target="_blank"><img width="1188" height="192" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%201188%20192'%3E%3C/svg%3E" style="width:65%; max-width:330px; min-width:260px" data-lazy-src="https://insurancenewsnet.com/wp-content/themes/inn-2-child/special-pages/i/add-as-source.png"><noscript><img width="1188" height="192" src="https://insurancenewsnet.com/wp-content/themes/inn-2-child/special-pages/i/add-as-source.png" style="width:65%; max-width:330px; min-width:260px"></noscript></a></div> <!-- # END CONTENT-SINGLE POST (content_single.php) # --> </div><!-- /.push-box --> </div><!-- /.main-text --> </div><!-- /.hold --> </div><!-- /.text-wrap --> </div><!-- /.top-text.clearfix --> <!-- BEGIN THEME'S COMMENTS SECTION --> <div class="comment-block"> <div id="disqus_thread"></div> <!--#### OLDER/NEWER POST NAV LINKS #### --> <div class="two-col clearfix"> <div class="col"><div class="hold next"><strong class="title text-right">Newer</strong><p><a href="https://insurancenewsnet.com/oarticle/Insurance-companies-begin-handling-flood-claims-%5bArab-News-Jeddah-Saudi-Arabia-a-146943">Insurance companies begin handling flood claims [Arab News, Jeddah, Saudi Arabia]</a></p></div></div><a class="btn-next" href="https://insurancenewsnet.com/oarticle/Insurance-companies-begin-handling-flood-claims-%5bArab-News-Jeddah-Saudi-Arabia-a-146943"><span class="icon-arrow-right6"></span></a> <!-- <div class="button-wrap text-center"> <a class="button large comment-btn " href="javascript:scrollToView('#sitecomments')"><span class="num "> <span class="icon-arrow-down6 right"></span></a> </div> --> </div> <div class="four-col hide-sm"> <div class="col advisor-news"> <div class="wrap"> <h2>Advisor News</h2> <ul> <li><a href="https://insurancenewsnet.com/innarticle/trump-proposes-retirement-savings-plan-for-americans-without-one">Trump proposes retirement savings plan for Americans without one</a></li> <li><a href="https://insurancenewsnet.com/oarticle/millennials-seek-trusted-financial-advice-as-they-build-and-inherit-wealth">Millennials seek trusted financial advice as they build and inherit wealth</a></li> <li><a href="https://insurancenewsnet.com/oarticle/naifa-financial-professionals-are-essential-to-the-success-of-trump-accounts">NAIFA: Financial professionals are essential to the success of Trump Accounts</a></li> <li><a href="https://insurancenewsnet.com/innarticle/retirement-plan-changes-for-2026">Changes, personalization impacting retirement plans for 2026</a></li> <li><a href="https://insurancenewsnet.com/innarticle/study-asks-how-do-different-generations-approach-retirement">Study asks: How do different generations approach retirement?</a></li> </ul> <a class="button tiny" href="https://insurancenewsnet.com/topics/advisor-news">More Advisor News</a> </div> </div> <div class="col annuity-news-articles"> <div class="wrap"> <h2>Annuity News</h2> <ul> <li><a href="https://insurancenewsnet.com/innarticle/regulators-ponder-how-to-tamp-down-annuity-illustrations-as-high-as-27">Regulators ponder how to tamp down annuity illustrations as high as 27%</a></li> <li><a href="https://insurancenewsnet.com/innarticle/annual-annuity-reviews-leverage-them-to-keep-clients-engaged">Annual annuity reviews: leverage them to keep clients engaged</a></li> <li><a href="https://insurancenewsnet.com/oarticle/symetra-enhances-fixed-indexed-annuities-introduces-new-franklin-large-cap-value-15-er-index">Symetra Enhances Fixed Indexed Annuities, Introduces New Franklin Large Cap Value 15% ER Index</a></li> <li><a href="https://insurancenewsnet.com/oarticle/ancient-financial-launches-as-a-strategic-asset-management-and-reinsurance-holding-company-announces-agreement-to-acquire-fg-life-re-ltd">Ancient Financial Launches as a Strategic Asset Management and Reinsurance Holding Company, Announces Agreement to Acquire F&G Life Re Ltd.</a></li> <li><a href="https://insurancenewsnet.com/innarticle/fias-are-growing-as-a-primary-retirement-tool">FIAs are growing as the primary retirement planning tool</a></li> </ul> <a class="button tiny" href="https://insurancenewsnet.com/topics/annuity-news-articles">More Annuity News</a> </div> </div> <div class="col employee-health-benefits-news-articles"> <div class="wrap"> <h2>Health/Employee Benefits News</h2> <ul> <li><a href="https://insurancenewsnet.com/oarticle/ct-hospital-health-insurer-ink-coverage-contract-what-it-means-for-patients">CT hospital, health insurer ink coverage contract. What it means for patients.</a></li> <li><a href="https://insurancenewsnet.com/oarticle/from-the-senate-floor-senator-collins-introduces-the-we-cant-wait-act">FROM THE SENATE FLOOR, SENATOR COLLINS INTRODUCES THE WE CAN'T WAIT ACT</a></li> <li><a href="https://insurancenewsnet.com/oarticle/senators-collins-hassan-introduce-bipartisan-legislation-to-allow-disabled-americans-to-receive-disability-insurance-during-waiting-period">SENATORS COLLINS, HASSAN INTRODUCE BIPARTISAN LEGISLATION TO ALLOW DISABLED AMERICANS TO RECEIVE DISABILITY INSURANCE DURING WAITING PERIOD</a></li> <li><a href="https://insurancenewsnet.com/oarticle/red-and-blue-states-want-to-llimit-ai-in-insurance-trump-wants-to-limit-states">Red and blue states want to lLimit AI in insurance; Trump wants to limit states</a></li> <li><a href="https://insurancenewsnet.com/oarticle/researchers-from-boston-university-report-findings-in-managed-care-unexplained-pauses-in-centers-for-disease-control-and-prevention-surveillance-erosion-of-the-public-evidence-base-for-health-policy">Researchers from Boston University Report Findings in Managed Care (Unexplained Pauses In Centers for Disease Control and Prevention Surveillance: Erosion of the Public Evidence Base for Health Policy): Managed Care</a></li> </ul> <a class="button tiny" href="https://insurancenewsnet.com/topics/employee-health-benefits-news-articles">More Health/Employee Benefits News</a> </div> </div> <div class="col life-insurance-news-articles"> <div class="wrap"> <h2>Life Insurance News</h2> <ul> <li><a href="https://insurancenewsnet.com/oarticle/new-york-life-unifies-global-asset-management-platform-under-new-york-life-investment-management-brand">New York Life Unifies Global Asset Management Platform Under New York Life Investment Management Brand</a></li> <li><a href="https://insurancenewsnet.com/oarticle/first-federal-bank-recognized-for-excellent-customer-service">First Federal Bank recognized for excellent customer service</a></li> <li><a href="https://insurancenewsnet.com/innarticle/iul-fits-at-the-intersection-of-certainty-and-flexibility">IUL fits at the intersection of certainty and flexibility</a></li> <li><a href="https://insurancenewsnet.com/oarticle/2026-02-25-the-republic-60157665">2026-02-25 The Republic 60157665</a></li> <li><a href="https://insurancenewsnet.com/oarticle/braden-draggoo-named-new-york-lifes-2025-council-president">Braden Draggoo Named New York Life’s 2025 Council President</a></li> </ul> <div class="logo-hold"> <strong class="title">Sponsor</strong> <a href='/advertiser/bestow'><img width='93' src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%2093%200'%3E%3C/svg%3E" data-lazy-src="https://insurancenewsnet.com/wp-content/uploads/2025/11/bestow-logo.jpg" /><noscript><img width='93' src='https://insurancenewsnet.com/wp-content/uploads/2025/11/bestow-logo.jpg' /></noscript></a> </div> <a class="button tiny" href="https://insurancenewsnet.com/topics/life-insurance-news-articles">More Life Insurance News</a> </div> </div> </div> </div><!-- /.comment-block --> <!-- END THE THEME'S COMMENTS SECTION --> </section> <!-- sidebar sponsor test 791635cat_id791635parentParent ID --> <aside id="sidebar" class="sponsor article topic columns large-6 equal test"> <div class="aside-hold clearfix"> <div class="sponsorship"> <!-- #1 --> <div id="sponsor" class="sponsor hide"> <p class="sponsored-by"> - Presented By - </p> <!-- Sponsor #1 Sponsor Logo Ad Postion --> <!--adsanity_show_ad_group(array( 'align' => 'alignnone', 'num_ads' => 1, 'num_columns' => 1, 'group_ids' => array(833068), 'return' => false)); --> <!-- ROS #1 Sponsor Ad Logo Postion --> <!--adsanity_show_ad_group(array( 'align' => 'alignnone', 'num_ads' => 1, 'num_columns' => 1, 'group_ids' => array(833089), 'return' => false)); --> </div> <div class="ad-group"> <!-- #2 --> <div id="top-medium-rectangle"> <!-- Sponsor | #2 | Top Medium Rectangle | Ad Postion --> <div id="sponsor-top-medium" class="hide"><!--adsanity_show_ad_group(array( 'align' => 'alignnone', 'num_ads' => 1, 'num_columns' => 1, 'group_ids' => array(833069), 'return' => false)); --> </div> <div id="ros-top-medium" class="hide"> <!-- ROS | #2 | Top Medium Rectangle | Ad Postion --><!-- adsanity_show_ad_group(array( 'align' => 'alignnone', 'num_ads' => 1, 'num_columns' => 1, 'group_ids' => array(833090), 'return' => false));---> <div id="ad-8319390" class="ad-300x250 adsanity-300x250 alignnone adsanity-alignnone" ><div class="adsanity-inner"> <a rel="nofollow" href="https://insurancenewsnet.com/ads/mutual-of-omaha-2026-02-top-rectangle" target="_blank"><img width="625" height="521" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20625%20521'%3E%3C/svg%3E" class="no-lazy-load wp-post-image" alt="" decoding="async" data-lazy-srcset="https://insurancenewsnet.com/wp-content/uploads/2026/01/MutualofOmaha_300x250_2026-02.png 625w, https://insurancenewsnet.com/wp-content/uploads/2026/01/MutualofOmaha_300x250_2026-02-175x146.png 175w, https://insurancenewsnet.com/wp-content/uploads/2026/01/MutualofOmaha_300x250_2026-02-178x148.png 178w, https://insurancenewsnet.com/wp-content/uploads/2026/01/MutualofOmaha_300x250_2026-02-312x260.png 312w" data-lazy-sizes="(max-width: 625px) 100vw, 625px" data-lazy-src="https://insurancenewsnet.com/wp-content/uploads/2026/01/MutualofOmaha_300x250_2026-02.png" /><noscript><img width="625" height="521" src="https://insurancenewsnet.com/wp-content/uploads/2026/01/MutualofOmaha_300x250_2026-02.png" class="no-lazy-load wp-post-image" alt="" decoding="async" srcset="https://insurancenewsnet.com/wp-content/uploads/2026/01/MutualofOmaha_300x250_2026-02.png 625w, https://insurancenewsnet.com/wp-content/uploads/2026/01/MutualofOmaha_300x250_2026-02-175x146.png 175w, https://insurancenewsnet.com/wp-content/uploads/2026/01/MutualofOmaha_300x250_2026-02-178x148.png 178w, https://insurancenewsnet.com/wp-content/uploads/2026/01/MutualofOmaha_300x250_2026-02-312x260.png 312w" sizes="(max-width: 625px) 100vw, 625px" /></noscript></a> </div></div> </div> </div> <!-- #3 --> <div id="featured-medium-rectangle"> <!-- Sponsor | #2 | Top Medium Rectangle | Ad Postion --> <div id="sponsor-featured-medium" class="hide"> <!-- Sponsor | #3 Featured Medium Rectangle | Ad Postion --><!--adsanity_show_ad_group(array( 'align' => 'alignnone', 'num_ads' => 1, 'num_columns' => 1, 'group_ids' => array(833070), 'return' => false));--> </div> <div id="ros-featured-medium" class="hide"> <!-- ROS | #3 | Featured Medium Rectangle | Ad Postion --> <!--adsanity_show_ad_group(array( 'align' => 'alignnone', 'num_ads' => 1, 'num_columns' => 1, 'group_ids' => array(833091), 'return' => false)); --> <div id="ad-8319929" class="ad-300x250 adsanity-300x250 alignnone adsanity-alignnone" ><div class="adsanity-inner"> <a rel="nofollow" href="https://insurancenewsnet.com/ads/silac-2026-02-featured-rectangle" target="_blank"><img width="300" height="250" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20300%20250'%3E%3C/svg%3E" class="no-lazy-load wp-post-image" alt="" decoding="async" data-lazy-src="https://insurancenewsnet.com/wp-content/uploads/2026/02/SILAC_300x250_2026-02.gif?cache-bust=1772100650" /><noscript><img width="300" height="250" src="https://insurancenewsnet.com/wp-content/uploads/2026/02/SILAC_300x250_2026-02.gif?cache-bust=1772100650" class="no-lazy-load wp-post-image" alt="" decoding="async" /></noscript></a> </div></div> </div> </div> <!-- #4 --> <div id="bottom-medium-rectangle"> <!-- Sponsor | #4 Featured Medium Rectangle | Ad Postion --> <div id="sponsor-bottom-medium" class="hide"> <!--adsanity_show_ad_group(array( 'align' => 'alignnone', 'num_ads' => 1, 'num_columns' => 1, 'group_ids' => array(833071), 'return' => false)); --> </div> <div id="ros-bottom-medium" class="hide"> <!-- adsanity_show_ad_group(array( 'align' => 'alignnone', 'num_ads' => 1, 'num_columns' => 1, 'group_ids' => array(833093), 'return' => false));--> <div id="ad-8319588" class="ad-300x250 adsanity-300x250 alignnone adsanity-alignnone" ><div class="adsanity-inner"> <a rel="nofollow" href="https://insurancenewsnet.com/ads/oceanview-2026-02-body-rectangle" target="_blank"><img width="600" height="500" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20600%20500'%3E%3C/svg%3E" class="no-lazy-load wp-post-image" alt="" decoding="async" data-lazy-src="https://insurancenewsnet.com/wp-content/uploads/2026/01/oceanview-2026-02-300x250-1.gif?cache-bust=1772100650" /><noscript><img width="600" height="500" src="https://insurancenewsnet.com/wp-content/uploads/2026/01/oceanview-2026-02-300x250-1.gif?cache-bust=1772100650" class="no-lazy-load wp-post-image" alt="" decoding="async" /></noscript></a> </div></div> </div> </div> </div> </div> <!-- <div id="product-alert"> </div> --> <!-- top read stories --> <section class="widget last"> <div class="wrap"> <header> <h2 class="relatedstories"> Top Read Stories</h2> </header> <ul class="aside-list add"> </ul> <a class="more" href="https://insurancenewsnet.com/topics/top-stories">More Top Read Stories ></a> </div> </section> <!--Top Read stories End--> <!-- Homepage Widget Section --> <!-- --> <section class="widget widget_block text-sponsor insideNewsWrapper"> <div class="wp-block-group"> <div class="wp-block-group__inner-container"> <h2 style="font-weight:bold; padding-left:20px; padding-bottom:5px; padding-top:10px; border-bottom: 2px solid #ddd;">NEWS INSIDE</h2> <ul class="link"> <li> <a href="/topics/companies">Companies</a> </li> <li> <a href="/topics/earnings">Earnings</a> </li> <li> <a href="/topics/economic-news">Economic News</a> </li> <li> <a href="/magazine">INN Magazine</a> </li> <li> <a href="/topics/insurtech">Insurtech News</a> </li> <li> <a href="/topics/newswires">Newswires Feed</a> </li> <li> <a href="/topics/regulation-news-articles">Regulation News</a> </li> <li> <a href="/topics/washington-wire">Washington Wire</a> </li> <li> <a href="/topics/video">Videos</a> </li> </ul> </div> </section> <section class="widget widget_block text-sponsor"> <div class="wp-block-group"> <div class="wp-block-group__inner-container"> <h2 style="font-weight:bold; padding-left:20px; padding-bottom:5px; padding-top:10px; border-bottom: 2px solid #ddd;">FEATURED OFFERS</h2> <div class="ad-alignnone"><div class="ad-row"> <div id="ad-8317711" class="ad-300x150 adsanity-300x150 alignnone adsanity-alignnone" ><div class="adsanity-inner"> <div class="adsanity-text" style=";"><div><p><a href="https://cloud.email.pacificlife.com/plpromise?utm_campaign=life-bm-cul&utm_medium=trade-ad&utm_source=inn&utm_content=pl-promise&utm_term=ta-53424"><strong>Elevate Your Practice with Pacific Life</strong></a><br /> Taking your business to the next level is easier when you have experienced support.</p> </div></div> </div></div> </div></div> <div class="ad-alignnone"><div class="ad-row"> <div id="ad-8319396" class="ad-300x150 adsanity-300x150 alignnone adsanity-alignnone" ><div class="adsanity-inner"> <div class="adsanity-text" style=";"><div><p><a href="https://innsubscription.com/ifc-get-up-to-1000-turning-65-leads/?medium=inn-text-ad&campaign=2026-02"><strong>Get up to 1,000 turning 65 leads</strong></a><br /> Access your leads, plus engagement results most agents don’t see.</p> </div></div> </div></div> </div></div> <div class="ad-alignnone"><div class="ad-row"> <div id="ad-8319591" class="ad-300x150 adsanity-300x150 alignnone adsanity-alignnone" ><div class="adsanity-inner"> <div class="adsanity-text" style=";"><div><p><a href="https://innsubscription.com/oceanview-your-cap-your-term-locked/?medium=inn-text-ad&campaign=2026-02"><strong>What if Your FIA Cap Didn’t Reset?</strong></a><br /> CapLock™ removes annual cap resets for clearer planning and fewer surprises.</p> </div></div> </div></div> </div></div> </div> </section> <!-- Press Release Section - sidebar-sponsor --> <section id="rcp_recent_custom_posts-2" class="widget widget_rcp_recent_custom_posts"> <div class="wrap"> <header> <h2 style="font-weight:bold; padding-bottom:5px; padding-top:10px; color: black; font-size:1.5625rem;"> Press Releases</h2> </header> <ul class="aside-list add"> <!-- the loop --> <li><a href="https://insurancenewsnet.com/press-releases/icmg-announces-2026-don-kampe-lifetime-achievement-award-recipient" title="ICMG Announces 2026 Don Kampe Lifetime Achievement Award Recipient">ICMG Announces 2026 Don Kampe Lifetime Achievement Award Recipient</a></li> <li><a href="https://insurancenewsnet.com/press-releases/rfp-t22521-3" title="RFP #T22521">RFP #T22521</a></li> <li><a href="https://insurancenewsnet.com/press-releases/hexure-launches-first-fully-digital-nigo-resubmission-workflow-to-accelerate-time-to-issue" title="Hexure Launches First Fully Digital NIGO Resubmission Workflow to Accelerate Time to Issue">Hexure Launches First Fully Digital NIGO Resubmission Workflow to Accelerate Time to Issue</a></li> <li><a href="https://insurancenewsnet.com/press-releases/rfp-t25221-2" title="RFP #T25221">RFP #T25221</a></li> <li><a href="https://insurancenewsnet.com/press-releases/lidp-named-top-digital-first-insurance-solution-2026-by-insurance-cio-outlook" title="LIDP Named Top Digital-First Insurance Solution 2026 by Insurance CIO Outlook">LIDP Named Top Digital-First Insurance Solution 2026 by Insurance CIO Outlook</a></li> <!-- end of the loop --> </ul> <a href="/press-releases" class="more">More Press Releases ></a> <a class="more" href="/add-press-release"><strong style="color:#b11c14">Add Your Press Release ></strong></a> </div> </section> <!-- How to Write For InsuranceNewsNet block --> <section class="widget widget_block text-sponsor"> <div class="wp-block-group"> <div class="wp-block-group__inner-container"> <div class="signup" style="background-color: #ffffff !important;"> <h3 style="margin-bottom: 0px; margin-top: 0px; padding: 5px 0 0 0; font-size: 1.6em; line-height: 1.1em;"> <strong>How to Write For InsuranceNewsNet</strong> </h3> <p style="font-size: 13px; line-height: 16px; padding: 5px 0px;">Find out how you can submit content for publishing on our website.<br> <a class="button secondary" style="margin-top: 10px;" href="https://insurancenewsnet.com/guidelines"><strong>View Guidelines</strong></a> </p> </div> </div> </div> </section> <!-- SIDEBAR NEWSLETTER SUBSCRIBE BLOCK <section class="widget hide-md hide-sm"> <div class="signup"> <h3>Sign up for our <mark>FREE e-Newsletter!</mark></h3> <p>Get breaking news, exclusive stories, and money- making insights straight into your inbox. </p> <a href="#" class="button secondary">select Newsletter Options</a> </div> </section> --> <!-- SIDEBAR SPONSORED CONTENT BLOCK <section class="widget hide-md hide-sm"> <div class="logo-block"> <div class="logo-wrap"> <a href="#"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20219%2053'%3E%3C/svg%3E" alt="image description" width="219" height="53" data-lazy-src="/images/logo-alliance.png" /><noscript><img src="/images/logo-alliance.png" alt="image description" width="219" height="53" /></noscript></a> </div> <article> <h2>Social Security Claiming Strategies: Only One Piece of the Puzzle</h2> <p>Helping clients determine when and how to best claim benefits is valuable, but it's only a part of a larger, more complex problem.</p> </article> <article> <h3>Guaranteed Lifetime Income Benefits - Part 3: What's Guaranteed?</h3> <p>Most Guaranteed Lifetime Income Benefits are fully guaranteed, others not so much; does your client understand what they have?</p> </article> <a class="more" href="#">More Brokers Alliance Insights »</a> </div> </section> --> <!-- SIDEBAR MOST POPULAR BLOCK <section class="widget hide-sm"> <div class="wrap"> <header> <h2>Most Popular</h2> </header> <ul class="aside-list"> <li><a href="#">Study Shows Trampoline Injuries Cause More Than One Million ER Visits: New York Personal Injury Lawyer Kenneth A. Wilhelm Offers Tips on Preventing Injuries</a></li> <li><a href="#">New Variable Annuity Strengthens Forethought's Annuity Platform</a></li> <li><a href="#">Why Annuities? Balance for Today's Retiree</a></li> <li><a href="#">Huizenga's Bipartisan Qualified Mortgage Legislation Passes House Unanimously</a></li> </ul> </div> </section> --> <!-- SIDEBAR AD 2 <section class="widget hide-md hide-sm"> <div class="ad-block"> <a href="#"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20301%20251'%3E%3C/svg%3E" alt="image description" width="301" height="251" data-lazy-src="/images/ad-3.jpg" /><noscript><img src="/images/ad-3.jpg" alt="image description" width="301" height="251" /></noscript></a> </div> </section> --> <!-- SIDEBAR FEATURED OFFERS <section class="widget"> <div class="wrap"> <header> <h2>Featured Offers</h2> </header> <ul> <li> <strong class="title"><a href="#">Florida Hurricane Catastrophe Fund Eyes Insurance Linked Securities</a></strong> <p>Make sure you are THE ONE in your territory who can answer common consumer questions [free guide].</p> </li> <li> <strong class="title"><a href="#">Partner with a Carrier with consistent and long-term value for you and your clients</a></strong> <p>American Equity offers competitive commissions, income payments, exceptional service and more.</p> </li> <li> <strong class="title"><a href="#">Don't put your practice at risk with a gap in coverage</a></strong> <p>Get instant E&O at a great low price. [Check out our FREE VIDEO on why you should have E&O.]</p> </li> <li> <strong class="title"><a href="#">How to train your clients to refer YOU</a></strong> <p>Learn this and much more from the Society of FSP's FREE 2014 Advisor Success Kit.</p> </li> </ul> </div> </section> --> <!-- SIDEBAR PRESS RELEASES BLOCK <section class="widget last"> <div class="wrap"> <header> <a href="#" class="button tiny right">All <span class="hide-md hide-sm">press</span> releases</a> <h2>Press Releases</h2> </header> <ul class="aside-list add"> <li><a href="#">Add Your FREE Listing To The National Insurance Directory for Consumers</a></li> <li><a href="#">Ex-Agent Faces Burglary Charges For Annuity Sales</a></li> <li><a href="#">Amgen abruptly puts 70 employees on paid leave</a></li> <li><a href="#">Voluntary Benefits Catching Fire With Consumers</a></li> </ul> <a class="more" href="#">Add your press release ></a> </div> </section> --> </div> </aside> <!-- # END SINGLE POST (single.php) # --> </div> <div class="ad-hold default text-center hide-md hide-sm"> <div class="movearound bottom-leaderboard"> <!--adsanity_show_ad_group(array( 'align' => 'alignnone', 'num_ads' => 1, 'num_columns' => 1, 'group_ids' => array(833080), 'return' => false)); --> <div id="home-bottom-leaderboard"> <!-- Homepage --> </div> <div id="sponsor-bottom-leaderboard" class="hide"> <!-- Sponsored --> </div> <div id="ros-bottom-leaderboard" class="hide"> <!--adsanity_show_ad_group(array( 'align' => 'alignnone', 'num_ads' => 1, 'num_columns' => 1, 'group_ids' => array(833088), 'return' => false));--> <!-- ROS --> </div> </div> </div> </main><!-- .site-main --> <!-- BEGIN FOOTER INCLUDE --> <footer id="footer" style="background-color:#FFF !important"> <div class="row clearfix"> <div class="columns medium-18 medium-centered large-14 large-centered"> <!-- <div class="nav-hold"> </div> --> <div class="nav-hold"> <nav class="footer-nav hide-sm"> <h4>Topics</h4> <div class="menu-topic-navigation-container"><ul id="menu-topic-navigation-1" class="menu"><li class="purple-border menu-item menu-item-type-taxonomy menu-item-object-category menu-item-8151087"><a href="https://insurancenewsnet.com/topics/advisor-news">Advisor News</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-8297123"><a href="https://insurancenewsnet.com/annuity-index">Annuity Index</a></li> <li class="ltgreen-border menu-item menu-item-type-taxonomy menu-item-object-category menu-item-8151078"><a href="https://insurancenewsnet.com/topics/annuity-news-articles">Annuity News</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-8250867"><a href="https://insurancenewsnet.com/topics/companies">Companies</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-8238806"><a href="https://insurancenewsnet.com/topics/earnings">Earnings</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-8251085"><a href="https://insurancenewsnet.com/topics/fiduciary">Fiduciary</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-8277599"><a href="https://insurancenewsnet.com/topics/from-the-field">From the Field: Expert Insights</a></li> <li class="orange-border menu-item menu-item-type-taxonomy menu-item-object-category menu-item-8151080"><a href="https://insurancenewsnet.com/topics/employee-health-benefits-news-articles">Health/Employee Benefits</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-8267371"><a href="https://insurancenewsnet.com/topics/insurance-financial-fraud">Insurance & Financial Fraud</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-8277600"><a href="https://insurancenewsnet.com/magazine">INN Magazine</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-8277603"><a href="https://insurancenewsnet.com/topics/inn-insider">Insiders Only</a></li> <li class="ltorange-border menu-item menu-item-type-taxonomy menu-item-object-category menu-item-8151079"><a href="https://insurancenewsnet.com/topics/life-insurance-news-articles">Life Insurance News</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category current-oarticle-ancestor current-menu-parent current-oarticle-parent menu-item-8263904"><a href="https://insurancenewsnet.com/topics/newswires">Newswires</a></li> <li class="green-border menu-item menu-item-type-taxonomy menu-item-object-category menu-item-8151081"><a href="https://insurancenewsnet.com/topics/property-casualty-insurance-news">Property and Casualty</a></li> <li class="blue-border menu-item menu-item-type-taxonomy menu-item-object-category menu-item-8151082"><a href="https://insurancenewsnet.com/topics/regulation-news-articles">Regulation News</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-8175268"><a href="https://insurancenewsnet.com/sponsor">Sponsored Articles</a></li> <li class="blue-border menu-item menu-item-type-taxonomy menu-item-object-category menu-item-8151083"><a href="https://insurancenewsnet.com/topics/washington-wire">Washington Wire</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-8238805"><a href="https://insurancenewsnet.com/topics/video">Videos</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-8277604"><a href="#">———</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-8277605"><a href="https://insurancenewsnet.com/about-insurancenewsnet">About</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-8285817"><a href="https://innmediakit.com">Advertise</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-8277608"><a href="https://insurancenewsnet.com/contact-insurancenewsnet">Contact</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-8277607"><a href="https://insurancenewsnet.com/editorial-staff">Editorial Staff</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-8277609"><a href="https://insurancenewsnet.com/manage-subscription">Newsletters</a></li> </ul></div> </nav> <nav class="footer-nav hide-sm"> <h4>Top Sections</h4> <div class="menu-bottom-menu-1-container"><ul id="menu-bottom-menu-1" class="menu"><li id="menu-item-1184" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-1184"><a href="https://insurancenewsnet.com/topics/advisor-news">AdvisorNews</a></li> <li id="menu-item-1181" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-1181"><a href="https://insurancenewsnet.com/topics/annuity-news-articles">Annuity News</a></li> <li id="menu-item-1182" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-1182"><a href="https://insurancenewsnet.com/topics/employee-health-benefits-news-articles">Health/Employee Benefits News</a></li> <li id="menu-item-8252993" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-8252993"><a href="https://insurancenewsnet.com/magazine">InsuranceNewsNet Magazine</a></li> <li id="menu-item-1180" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-1180"><a href="https://insurancenewsnet.com/topics/life-insurance-news-articles">Life Insurance News</a></li> <li id="menu-item-1183" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-1183"><a href="https://insurancenewsnet.com/topics/property-casualty-insurance-news">Property and Casualty News</a></li> <li id="menu-item-2744227" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-2744227"><a href="https://insurancenewsnet.com/topics/washington-wire">Washington Wire</a></li> </ul></div> </nav> <nav class="footer-nav"> <h4>Our Company</h4> <div class="menu-bottom-menu-3-container"><ul id="menu-bottom-menu-3" class="menu"><li id="menu-item-1308" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1308"><a href="https://insurancenewsnet.com/about-insurancenewsnet">About</a></li> <li id="menu-item-665982" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-665982"><a target="_blank" href="https://innmediakit.com/">Advertise</a></li> <li id="menu-item-1310" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1310"><a href="https://insurancenewsnet.com/contact-insurancenewsnet">Contact</a></li> <li id="menu-item-8250866" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-8250866"><a href="https://insurancenewsnet.com/inn-editorial-staff">Meet our Editorial Staff</a></li> <li id="menu-item-7155026" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-7155026"><a href="http://insurancenewsnetmagazine.com">Magazine Subscription</a></li> <li id="menu-item-5737863" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-5737863"><a href="https://insurancenewsnet.com/guidelines">Write for INN</a></li> </ul></div> </nav> </div> <div class="signup"> <h3>Sign up for our <mark>FREE <span class="inline-block">e-Newsletter!</span></mark></h3> <p>Get breaking news, exclusive stories, and money- making insights straight into your inbox. </p> <a href="https://insurancenewsnet.com/manage-subscription" class="button secondary">select Newsletter Options</a> </div> <div class="social-networks hide-sm"> <a href="https://www.facebook.com/insnewsnet"><span class="icon icon-facebook2"></span>Facebook</a> <a href="https://www.linkedin.com/company/248786/"><span class="icon icon-linkedin2"></span>Linkedin</a> <a href="https://twitter.com/InsNewsNet"><span class="icon icon-twitter2"></span>Twitter</a> </div> </div> </div> <div class="footer-bottom"> <div class="row"> <div class="columns"> <strong class="copyright">© 2026 InsuranceNewsNet.com, Inc. All rights reserved.</strong> <!-- # BEGIN FOOTER-NAV # --> <div class="menu-footer-nav-container"><ul id="menu-footer-nav" class="menu"><li id="menu-item-1156" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1156"><a href="https://insurancenewsnet.com/terms-conditions">Terms & Conditions</a></li> <li id="menu-item-1153" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-privacy-policy menu-item-1153"><a rel="privacy-policy" href="https://insurancenewsnet.com/privacy-policy">Privacy Policy</a></li> <li id="menu-item-8259933" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-8259933"><a href="https://insurancenewsnet.com/magazine">InsuranceNewsNet Magazine</a></li> </ul></div> <!-- # END FOOTER-NAV # --> </div> </div> </div> </footer> <!-- END FOOTER INCLUDE --> </div><!-- /.w1 --> </div><!-- /.wrapper --> <!-- MODALS --> <div class="popup-holder"> <div id="popup1" class="lightbox signin-popup"> <div class="hold"> <a href="#" class="close"><span class="icon-cross"></span></a> <h2>Sign in with your Insider Pro Account</h2> <form name="loginform" id="loginform" action="https://insurancenewsnet.com/wp-login.php?wpe-login=insurancenews" method="post"> <p class="login-username"> <label for="user_login">Username</label> <input type="text" name="log" id="user_login" class="input" value="" size="20"/> </p> <p class="login-password"> <label for="user_pass">Password</label> <input type="password" name="pwd" id="user_pass" class="input" value="" size="20"/> </p> <p class="login-remember"><label><input name="rememberme" type="checkbox" id="rememberme" value="forever"/> Remember Me</label></p> <p class="login-submit"> <input type="submit" name="wp-submit" id="wp-submit" class="button-primary" value="Log In"/> <!-- <input type="hidden" name="redirect_to" value="http://insurancenewsnet.com/"/> --> </p> </form> <div class="register"> <span>Not registered? <a href="https://insurancenewsnet.com/subscribe?cta=signin-popup&articleURL=https://insurancenewsnet.com/press-releases/lidp-named-top-digital-first-insurance-solution-2026-by-insurance-cio-outlook">Become an Insider Pro.</a></span> </div> </div> </div> </div> <script type="speculationrules"> {"prefetch":[{"source":"document","where":{"and":[{"href_matches":"/*"},{"not":{"href_matches":["/wp-*.php","/wp-admin/*","/wp-content/uploads/*","/wp-content/*","/wp-content/plugins/*","/wp-content/themes/inn-2-child/*","/wp-content/themes/inn-2/*","/*\\?(.+)"]}},{"not":{"selector_matches":"a[rel~=\"nofollow\"]"}},{"not":{"selector_matches":".no-prefetch, .no-prefetch a"}}]},"eagerness":"conservative"}]} </script> <a rel="nofollow" style="display:none" href="https://insurancenewsnet.com/?blackhole=62af3a2195" title="Do NOT follow this link or you will be banned from the site!">Insurance News | InsuranceNewsNet</a> <script type="rocketlazyloadscript"> const lazyloadRunObserver = () => { const lazyloadBackgrounds = document.querySelectorAll( `.e-con.e-parent:not(.e-lazyloaded)` ); const lazyloadBackgroundObserver = new IntersectionObserver( ( entries ) => { entries.forEach( ( entry ) => { if ( entry.isIntersecting ) { let lazyloadBackground = entry.target; if( lazyloadBackground ) { lazyloadBackground.classList.add( 'e-lazyloaded' ); } lazyloadBackgroundObserver.unobserve( entry.target ); } }); }, { rootMargin: '200px 0px 200px 0px' } ); lazyloadBackgrounds.forEach( ( lazyloadBackground ) => { lazyloadBackgroundObserver.observe( lazyloadBackground ); } ); }; const events = [ 'DOMContentLoaded', 'elementor/lazyload/observe', ]; events.forEach( ( event ) => { document.addEventListener( event, lazyloadRunObserver ); } ); </script> <style id='core-block-supports-inline-css' type='text/css'> /** * Core styles: block-supports */ /*# sourceURL=core-block-supports-inline-css */ </style> <script type="text/javascript" id="disqus_count-js-extra"> /* <![CDATA[ */ var countVars = {"disqusShortname":"insurancenewsnetprod"}; //# sourceURL=disqus_count-js-extra /* ]]> */ </script> <script type="rocketlazyloadscript" data-minify="1" data-rocket-type="text/javascript" src="https://insurancenewsnet.com/wp-content/cache/min/1/wp-content/plugins/disqus-comment-system/public/js/comment_count.js?ver=1763059884" id="disqus_count-js"></script> <script type="text/javascript" id="disqus_embed-js-extra"> /* <![CDATA[ */ var embedVars = {"disqusConfig":{"integration":"wordpress 3.1.4 6.9"},"disqusIdentifier":"652086 http://insurancenewsnet.com/article/new-version-7-1-of-kamakura-risk-manager-released-to-clients-in-32-countries-2/","disqusShortname":"insurancenewsnetprod","disqusTitle":"New Version 7.1 of Kamakura Risk Manager Released to Clients in 32 Countries","disqusUrl":"https://insurancenewsnet.com/oarticle/New-Version-71-of-Kamakura-Risk-Manager-Released-to-Clients-in-32-Countries-a-146800","postId":"652086"}; //# sourceURL=disqus_embed-js-extra /* ]]> */ </script> <script type="rocketlazyloadscript" data-minify="1" data-rocket-type="text/javascript" src="https://insurancenewsnet.com/wp-content/cache/min/1/wp-content/plugins/disqus-comment-system/public/js/comment_embed.js?ver=1763059884" id="disqus_embed-js"></script> <script type="text/javascript" id="ppress-frontend-script-js-extra"> /* <![CDATA[ */ var pp_ajax_form = {"ajaxurl":"https://insurancenewsnet.com/wp-admin/admin-ajax.php","confirm_delete":"Are you sure?","deleting_text":"Deleting...","deleting_error":"An error occurred. Please try again.","nonce":"598a8c7092","disable_ajax_form":"false","is_checkout":"0","is_checkout_tax_enabled":"0","is_checkout_autoscroll_enabled":"true"}; //# sourceURL=ppress-frontend-script-js-extra /* ]]> */ </script> <script type="rocketlazyloadscript" data-rocket-type="text/javascript" src="https://insurancenewsnet.com/wp-content/plugins/wp-user-avatar/assets/js/frontend.min.js?ver=4.16.9" id="ppress-frontend-script-js"></script> <script type="rocketlazyloadscript" data-minify="1" data-rocket-type="text/javascript" src="https://insurancenewsnet.com/wp-content/cache/min/1/wp-content/themes/inn-2/js/header.js?ver=1763059884" id="header-js"></script> <script type="rocketlazyloadscript" data-minify="1" data-rocket-type="text/javascript" src="https://insurancenewsnet.com/wp-content/cache/min/1/wp-content/themes/inn-2/js/content.js?ver=1763059884" id="content-js"></script> <script type="rocketlazyloadscript" data-minify="1" data-rocket-type="text/javascript" src="https://insurancenewsnet.com/wp-content/cache/min/1/wp-content/themes/inn-2/js/homepage.js?ver=1763059884" id="homepage-js"></script> <script type="rocketlazyloadscript" data-minify="1" data-rocket-type="text/javascript" src="https://insurancenewsnet.com/wp-content/cache/min/1/wp-content/themes/inn-2/js/sidebar.js?ver=1763059884" id="sidebar-js"></script> <script type="rocketlazyloadscript" data-rocket-type="text/javascript" src="https://insurancenewsnet.com/wp-content/themes/inn-2/js/foundation.min.js?ver=1771475652" id="inn-foundation-js-js"></script> <script type="rocketlazyloadscript" data-minify="1" data-rocket-type="text/javascript" src="https://insurancenewsnet.com/wp-content/cache/min/1/wp-content/themes/inn-2/js/app.js?ver=1763059884" id="inn-app-js-js"></script> <script type="rocketlazyloadscript" data-minify="1" data-rocket-type="text/javascript" src="https://insurancenewsnet.com/wp-content/cache/min/1/wp-content/themes/inn-2/js/jquery.main.js?ver=1763059884" id="inn-jquery-main-js"></script> <script type="rocketlazyloadscript" data-minify="1" data-rocket-type="text/javascript" src="https://insurancenewsnet.com/wp-content/cache/min/1/wp-includes/js/comment-reply.js?ver=1763059884" id="comment-reply-js" async="async" data-wp-strategy="async" fetchpriority="low"></script> <script type="text/javascript" id="social-rocket-js-extra"> /* <![CDATA[ */ var socialRocket = {"ajax_url":"https://insurancenewsnet.com/wp-admin/admin-ajax.php","where_we_at":{"id":652086,"type":"post","url":"https://insurancenewsnet.com/oarticle/New-Version-71-of-Kamakura-Risk-Manager-Released-to-Clients-in-32-Countries-a-146800","settings_key":"post_type_oarticle"}}; //# sourceURL=social-rocket-js-extra /* ]]> */ </script> <script type="rocketlazyloadscript" data-minify="1" data-rocket-type="text/javascript" src="https://insurancenewsnet.com/wp-content/cache/min/1/wp-content/plugins/social-rocket/assets/js/script.js?ver=1763059884" id="social-rocket-js"></script> <script type="text/javascript" id="eael-general-js-extra"> /* <![CDATA[ */ var localize = {"ajaxurl":"https://insurancenewsnet.com/wp-admin/admin-ajax.php","nonce":"ae8aa85e08","i18n":{"added":"Added ","compare":"Compare","loading":"Loading..."},"eael_translate_text":{"required_text":"is a required field","invalid_text":"Invalid","billing_text":"Billing","shipping_text":"Shipping","fg_mfp_counter_text":"of"},"page_permalink":"https://insurancenewsnet.com/oarticle/New-Version-71-of-Kamakura-Risk-Manager-Released-to-Clients-in-32-Countries-a-146800","cart_redirectition":"","cart_page_url":"","el_breakpoints":{"mobile":{"label":"Mobile Portrait","value":767,"default_value":767,"direction":"max","is_enabled":true},"mobile_extra":{"label":"Mobile Landscape","value":880,"default_value":880,"direction":"max","is_enabled":false},"tablet":{"label":"Tablet Portrait","value":1024,"default_value":1024,"direction":"max","is_enabled":true},"tablet_extra":{"label":"Tablet Landscape","value":1200,"default_value":1200,"direction":"max","is_enabled":false},"laptop":{"label":"Laptop","value":1366,"default_value":1366,"direction":"max","is_enabled":false},"widescreen":{"label":"Widescreen","value":2400,"default_value":2400,"direction":"min","is_enabled":false}}}; //# sourceURL=eael-general-js-extra /* ]]> */ </script> <script type="rocketlazyloadscript" data-rocket-type="text/javascript" src="https://insurancenewsnet.com/wp-content/plugins/essential-addons-for-elementor-lite/assets/front-end/js/view/general.min.js?ver=6.5.9" id="eael-general-js"></script> <script type="rocketlazyloadscript" data-rocket-type="text/javascript" data-cfasync="false" src="https://insurancenewsnet.com/wp-content/plugins/s2member/s2member-o.php?ws_plugin__s2member_js_w_globals=1&qcABC=1&ver=250905-220318-27305785" id="ws-plugin--s2member-js"></script> <script id="wp-emoji-settings" type="application/json"> {"baseUrl":"https://s.w.org/images/core/emoji/17.0.2/72x72/","ext":".png","svgUrl":"https://s.w.org/images/core/emoji/17.0.2/svg/","svgExt":".svg","source":{"wpemoji":"https://insurancenewsnet.com/wp-includes/js/wp-emoji.js?ver=03d7e69d916fbd055f1cbed985d85f52","twemoji":"https://insurancenewsnet.com/wp-includes/js/twemoji.js?ver=03d7e69d916fbd055f1cbed985d85f52"}} </script> <script type="rocketlazyloadscript" data-rocket-type="module"> /* <![CDATA[ */ /** * @output wp-includes/js/wp-emoji-loader.js */ /* eslint-env es6 */ // Note: This is loaded as a script module, so there is no need for an IIFE to prevent pollution of the global scope. /** * Emoji Settings as exported in PHP via _print_emoji_detection_script(). * @typedef WPEmojiSettings * @type {object} * @property {?object} source * @property {?string} source.concatemoji * @property {?string} source.twemoji * @property {?string} source.wpemoji */ const settings = /** @type {WPEmojiSettings} */ ( JSON.parse( document.getElementById( 'wp-emoji-settings' ).textContent ) ); // For compatibility with other scripts that read from this global, in particular wp-includes/js/wp-emoji.js (source file: js/_enqueues/wp/emoji.js). window._wpemojiSettings = settings; /** * Support tests. * @typedef SupportTests * @type {object} * @property {?boolean} flag * @property {?boolean} emoji */ const sessionStorageKey = 'wpEmojiSettingsSupports'; const tests = [ 'flag', 'emoji' ]; /** * Checks whether the browser supports offloading to a Worker. * * @since 6.3.0 * * @private * * @returns {boolean} */ function supportsWorkerOffloading() { return ( typeof Worker !== 'undefined' && typeof OffscreenCanvas !== 'undefined' && typeof URL !== 'undefined' && URL.createObjectURL && typeof Blob !== 'undefined' ); } /** * @typedef SessionSupportTests * @type {object} * @property {number} timestamp * @property {SupportTests} supportTests */ /** * Get support tests from session. * * @since 6.3.0 * * @private * * @returns {?SupportTests} Support tests, or null if not set or older than 1 week. */ function getSessionSupportTests() { try { /** @type {SessionSupportTests} */ const item = JSON.parse( sessionStorage.getItem( sessionStorageKey ) ); if ( typeof item === 'object' && typeof item.timestamp === 'number' && new Date().valueOf() < item.timestamp + 604800 && // Note: Number is a week in seconds. typeof item.supportTests === 'object' ) { return item.supportTests; } } catch ( e ) {} return null; } /** * Persist the supports in session storage. * * @since 6.3.0 * * @private * * @param {SupportTests} supportTests Support tests. */ function setSessionSupportTests( supportTests ) { try { /** @type {SessionSupportTests} */ const item = { supportTests: supportTests, timestamp: new Date().valueOf() }; sessionStorage.setItem( sessionStorageKey, JSON.stringify( item ) ); } catch ( e ) {} } /** * Checks if two sets of Emoji characters render the same visually. * * This is used to determine if the browser is rendering an emoji with multiple data points * correctly. set1 is the emoji in the correct form, using a zero-width joiner. set2 is the emoji * in the incorrect form, using a zero-width space. If the two sets render the same, then the browser * does not support the emoji correctly. * * This function may be serialized to run in a Worker. Therefore, it cannot refer to variables from the containing * scope. Everything must be passed by parameters. * * @since 4.9.0 * * @private * * @param {CanvasRenderingContext2D} context 2D Context. * @param {string} set1 Set of Emoji to test. * @param {string} set2 Set of Emoji to test. * * @return {boolean} True if the two sets render the same. */ function emojiSetsRenderIdentically( context, set1, set2 ) { // Cleanup from previous test. context.clearRect( 0, 0, context.canvas.width, context.canvas.height ); context.fillText( set1, 0, 0 ); const rendered1 = new Uint32Array( context.getImageData( 0, 0, context.canvas.width, context.canvas.height ).data ); // Cleanup from previous test. context.clearRect( 0, 0, context.canvas.width, context.canvas.height ); context.fillText( set2, 0, 0 ); const rendered2 = new Uint32Array( context.getImageData( 0, 0, context.canvas.width, context.canvas.height ).data ); return rendered1.every( ( rendered2Data, index ) => { return rendered2Data === rendered2[ index ]; } ); } /** * Checks if the center point of a single emoji is empty. * * This is used to determine if the browser is rendering an emoji with a single data point * correctly. The center point of an incorrectly rendered emoji will be empty. A correctly * rendered emoji will have a non-zero value at the center point. * * This function may be serialized to run in a Worker. Therefore, it cannot refer to variables from the containing * scope. Everything must be passed by parameters. * * @since 6.8.2 * * @private * * @param {CanvasRenderingContext2D} context 2D Context. * @param {string} emoji Emoji to test. * * @return {boolean} True if the center point is empty. */ function emojiRendersEmptyCenterPoint( context, emoji ) { // Cleanup from previous test. context.clearRect( 0, 0, context.canvas.width, context.canvas.height ); context.fillText( emoji, 0, 0 ); // Test if the center point (16, 16) is empty (0,0,0,0). const centerPoint = context.getImageData(16, 16, 1, 1); for ( let i = 0; i < centerPoint.data.length; i++ ) { if ( centerPoint.data[ i ] !== 0 ) { // Stop checking the moment it's known not to be empty. return false; } } return true; } /** * Determines if the browser properly renders Emoji that Twemoji can supplement. * * This function may be serialized to run in a Worker. Therefore, it cannot refer to variables from the containing * scope. Everything must be passed by parameters. * * @since 4.2.0 * * @private * * @param {CanvasRenderingContext2D} context 2D Context. * @param {string} type Whether to test for support of "flag" or "emoji". * @param {Function} emojiSetsRenderIdentically Reference to emojiSetsRenderIdentically function, needed due to minification. * @param {Function} emojiRendersEmptyCenterPoint Reference to emojiRendersEmptyCenterPoint function, needed due to minification. * * @return {boolean} True if the browser can render emoji, false if it cannot. */ function browserSupportsEmoji( context, type, emojiSetsRenderIdentically, emojiRendersEmptyCenterPoint ) { let isIdentical; switch ( type ) { case 'flag': /* * Test for Transgender flag compatibility. Added in Unicode 13. * * To test for support, we try to render it, and compare the rendering to how it would look if * the browser doesn't render it correctly (white flag emoji + transgender symbol). */ isIdentical = emojiSetsRenderIdentically( context, '\uD83C\uDFF3\uFE0F\u200D\u26A7\uFE0F', // as a zero-width joiner sequence '\uD83C\uDFF3\uFE0F\u200B\u26A7\uFE0F' // separated by a zero-width space ); if ( isIdentical ) { return false; } /* * Test for Sark flag compatibility. This is the least supported of the letter locale flags, * so gives us an easy test for full support. * * To test for support, we try to render it, and compare the rendering to how it would look if * the browser doesn't render it correctly ([C] + [Q]). */ isIdentical = emojiSetsRenderIdentically( context, '\uD83C\uDDE8\uD83C\uDDF6', // as the sequence of two code points '\uD83C\uDDE8\u200B\uD83C\uDDF6' // as the two code points separated by a zero-width space ); if ( isIdentical ) { return false; } /* * Test for English flag compatibility. England is a country in the United Kingdom, it * does not have a two letter locale code but rather a five letter sub-division code. * * To test for support, we try to render it, and compare the rendering to how it would look if * the browser doesn't render it correctly (black flag emoji + [G] + [B] + [E] + [N] + [G]). */ isIdentical = emojiSetsRenderIdentically( context, // as the flag sequence '\uD83C\uDFF4\uDB40\uDC67\uDB40\uDC62\uDB40\uDC65\uDB40\uDC6E\uDB40\uDC67\uDB40\uDC7F', // with each code point separated by a zero-width space '\uD83C\uDFF4\u200B\uDB40\uDC67\u200B\uDB40\uDC62\u200B\uDB40\uDC65\u200B\uDB40\uDC6E\u200B\uDB40\uDC67\u200B\uDB40\uDC7F' ); return ! isIdentical; case 'emoji': /* * Is there a large, hairy, humanoid mythical creature living in the browser? * * To test for Emoji 17.0 support, try to render a new emoji: Hairy Creature. * * The hairy creature emoji is a single code point emoji. Testing for browser * support required testing the center point of the emoji to see if it is empty. * * 0xD83E 0x1FAC8 (\uD83E\u1FAC8) == Hairy creature. * * When updating this test, please ensure that the emoji is either a single code point * or switch to using the emojiSetsRenderIdentically function and testing with a zero-width * joiner vs a zero-width space. */ const notSupported = emojiRendersEmptyCenterPoint( context, '\uD83E\u1FAC8' ); return ! notSupported; } return false; } /** * Checks emoji support tests. * * This function may be serialized to run in a Worker. Therefore, it cannot refer to variables from the containing * scope. Everything must be passed by parameters. * * @since 6.3.0 * * @private * * @param {string[]} tests Tests. * @param {Function} browserSupportsEmoji Reference to browserSupportsEmoji function, needed due to minification. * @param {Function} emojiSetsRenderIdentically Reference to emojiSetsRenderIdentically function, needed due to minification. * @param {Function} emojiRendersEmptyCenterPoint Reference to emojiRendersEmptyCenterPoint function, needed due to minification. * * @return {SupportTests} Support tests. */ function testEmojiSupports( tests, browserSupportsEmoji, emojiSetsRenderIdentically, emojiRendersEmptyCenterPoint ) { let canvas; if ( typeof WorkerGlobalScope !== 'undefined' && self instanceof WorkerGlobalScope ) { canvas = new OffscreenCanvas( 300, 150 ); // Dimensions are default for HTMLCanvasElement. } else { canvas = document.createElement( 'canvas' ); } const context = canvas.getContext( '2d', { willReadFrequently: true } ); /* * Chrome on OS X added native emoji rendering in M41. Unfortunately, * it doesn't work when the font is bolder than 500 weight. So, we * check for bold rendering support to avoid invisible emoji in Chrome. */ context.textBaseline = 'top'; context.font = '600 32px Arial'; const supports = {}; tests.forEach( ( test ) => { supports[ test ] = browserSupportsEmoji( context, test, emojiSetsRenderIdentically, emojiRendersEmptyCenterPoint ); } ); return supports; } /** * Adds a script to the head of the document. * * @ignore * * @since 4.2.0 * * @param {string} src The url where the script is located. * * @return {void} */ function addScript( src ) { const script = document.createElement( 'script' ); script.src = src; script.defer = true; document.head.appendChild( script ); } settings.supports = { everything: true, everythingExceptFlag: true }; // Obtain the emoji support from the browser, asynchronously when possible. new Promise( ( resolve ) => { let supportTests = getSessionSupportTests(); if ( supportTests ) { resolve( supportTests ); return; } if ( supportsWorkerOffloading() ) { try { // Note that the functions are being passed as arguments due to minification. const workerScript = 'postMessage(' + testEmojiSupports.toString() + '(' + [ JSON.stringify( tests ), browserSupportsEmoji.toString(), emojiSetsRenderIdentically.toString(), emojiRendersEmptyCenterPoint.toString() ].join( ',' ) + '));'; const blob = new Blob( [ workerScript ], { type: 'text/javascript' } ); const worker = new Worker( URL.createObjectURL( blob ), { name: 'wpTestEmojiSupports' } ); worker.onmessage = ( event ) => { supportTests = event.data; setSessionSupportTests( supportTests ); worker.terminate(); resolve( supportTests ); }; return; } catch ( e ) {} } supportTests = testEmojiSupports( tests, browserSupportsEmoji, emojiSetsRenderIdentically, emojiRendersEmptyCenterPoint ); setSessionSupportTests( supportTests ); resolve( supportTests ); } ) // Once the browser emoji support has been obtained from the session, finalize the settings. .then( ( supportTests ) => { /* * Tests the browser support for flag emojis and other emojis, and adjusts the * support settings accordingly. */ for ( const test in supportTests ) { settings.supports[ test ] = supportTests[ test ]; settings.supports.everything = settings.supports.everything && settings.supports[ test ]; if ( 'flag' !== test ) { settings.supports.everythingExceptFlag = settings.supports.everythingExceptFlag && settings.supports[ test ]; } } settings.supports.everythingExceptFlag = settings.supports.everythingExceptFlag && ! settings.supports.flag; // When the browser can not render everything we need to load a polyfill. if ( ! settings.supports.everything ) { const src = settings.source || {}; if ( src.concatemoji ) { addScript( src.concatemoji ); } else if ( src.wpemoji && src.twemoji ) { addScript( src.twemoji ); addScript( src.wpemoji ); } } } ); //# sourceURL=https://insurancenewsnet.com/wp-includes/js/wp-emoji-loader.js /* ]]> */ </script> <script>window.lazyLoadOptions = { elements_selector: "img[data-lazy-src],.rocket-lazyload,iframe[data-lazy-src]", data_src: "lazy-src", data_srcset: "lazy-srcset", data_sizes: "lazy-sizes", class_loading: "lazyloading", class_loaded: "lazyloaded", threshold: 300, callback_loaded: function(element) { if ( element.tagName === "IFRAME" && element.dataset.rocketLazyload == "fitvidscompatible" ) { if (element.classList.contains("lazyloaded") ) { if (typeof window.jQuery != "undefined") { if (jQuery.fn.fitVids) { jQuery(element).parent().fitVids(); } } } } }}; window.addEventListener('LazyLoad::Initialized', function (e) { var lazyLoadInstance = e.detail.instance; if (window.MutationObserver) { var observer = new MutationObserver(function(mutations) { var image_count = 0; var iframe_count = 0; var rocketlazy_count = 0; mutations.forEach(function(mutation) { for (var i = 0; i < mutation.addedNodes.length; i++) { if (typeof mutation.addedNodes[i].getElementsByTagName !== 'function') { continue; } if (typeof mutation.addedNodes[i].getElementsByClassName !== 'function') { continue; } images = mutation.addedNodes[i].getElementsByTagName('img'); is_image = mutation.addedNodes[i].tagName == "IMG"; iframes = mutation.addedNodes[i].getElementsByTagName('iframe'); is_iframe = mutation.addedNodes[i].tagName == "IFRAME"; rocket_lazy = mutation.addedNodes[i].getElementsByClassName('rocket-lazyload'); image_count += images.length; iframe_count += iframes.length; rocketlazy_count += rocket_lazy.length; if(is_image){ image_count += 1; } if(is_iframe){ iframe_count += 1; } } } ); if(image_count > 0 || iframe_count > 0 || rocketlazy_count > 0){ lazyLoadInstance.update(); } } ); var b = document.getElementsByTagName("body")[0]; var config = { childList: true, subtree: true }; observer.observe(b, config); } }, false);</script><script data-no-minify="1" async src="https://insurancenewsnet.com/wp-content/plugins/wp-rocket/assets/js/lazyload/17.5/lazyload.js"></script> <script type="rocketlazyloadscript"> // Remove Newsletters jQuery(document).ready( function() { // Remove Newsletters jQuery("#s2member-pro-authnet-registration-form-custom-reg-field-newsletters-div").css({ 'visibility':'hidden', 'position': 'absolute' }); jQuery(function($) { jQuery("#divNewsletters label:contains('Private')").prev().remove(); jQuery("#divNewsletters label:contains('Private')").remove(); }); }); </script> <!-- Start of Async HubSpot Analytics Code --> <script type="rocketlazyloadscript" data-rocket-type="text/javascript"> (function(d,s,i,r) { if (d.getElementById(i)){return;} var n=d.createElement(s),e=d.getElementsByTagName(s)[0]; n.id=i;n.src='//js.hs-analytics.net/analytics/'+(Math.ceil(new Date()/r)*r)+'/1904291.js'; e.parentNode.insertBefore(n, e); })(document,"script","hs-analytics",300000); </script> <!-- End of Async HubSpot Analytics Code --> <!-- Start of INN Master Pixel Tracking --> <div id="ttdUniversalPixelTag0059540fdc524fd29c2a6bbfb5204f15" style="display:none"> <script type="rocketlazyloadscript" data-minify="1" src="https://insurancenewsnet.com/wp-content/cache/min/1/up_loader.1.1.0.js?ver=1763059884" data-rocket-type="text/javascript"></script> <script type="rocketlazyloadscript" data-rocket-type="text/javascript"> (function(global) { if (typeof TTDUniversalPixelApi === 'function') { var universalPixelApi = new TTDUniversalPixelApi(); universalPixelApi.init("eac6kka", ["6iwr0lc"], "https://insight.adsrvr.org/track/up", "ttdUniversalPixelTag0059540fdc524fd29c2a6bbfb5204f15"); } })(this); </script> </div> <!-- End of INN Master Pixel Tracking Code --> <!-- Quantcast Tag --> <script type="rocketlazyloadscript" data-rocket-type="text/javascript"> window._qevents = window._qevents || []; (function() { var elem = document.createElement('script'); elem.src = (document.location.protocol == "https:" ? "https://secure" : "http://edge") + ".quantserve.com/quant.js"; elem.async = true; elem.type = "text/javascript"; var scpt = document.getElementsByTagName('script')[0]; scpt.parentNode.insertBefore(elem, scpt); })(); window._qevents.push({ qacct:"p-tpzUG4gdrYsFT", uid:"__INSERT_EMAIL_HERE__" }); </script> <noscript> <div style="display:none;"> <img src="//pixel.quantserve.com/pixel/p-tpzUG4gdrYsFT.gif" border="0" height="1" width="1" alt="Quantcast"/> </div> </noscript> <!-- End Quantcast tag --> <script type="rocketlazyloadscript" data-rocket-type="text/javascript"> _linkedin_partner_id = "1284554"; window._linkedin_data_partner_ids = window._linkedin_data_partner_ids || []; window._linkedin_data_partner_ids.push(_linkedin_partner_id); </script><script type="rocketlazyloadscript" data-rocket-type="text/javascript"> (function(){var s = document.getElementsByTagName("script")[0]; var b = document.createElement("script"); b.type = "text/javascript";b.async = true; b.src = "https://snap.licdn.com/li.lms-analytics/insight.min.js"; s.parentNode.insertBefore(b, s);})(); </script> <noscript> <img height="1" width="1" style="display:none;" alt="" src="https://px.ads.linkedin.com/collect/?pid=1284554&fmt=gif" /> </noscript> </div> </div> </body> </html> <!-- This website is like a Rocket, isn't it? Performance optimized by WP Rocket. Learn more: https://wp-rocket.me --><script data-cfasync="false" src="/cdn-cgi/scripts/5c5dd728/cloudflare-static/email-decode.min.js"></script>
