Introducing Aviva’s NEW Income Select Bonus Fixed Indexed Annuity

OVERLAND PARK, KS – August 14, 2008 - Creative Marketing announces the arrival of the NEW Aviva Income Select Bonus Fixed Indexed Annuity, offering an immediate 10% bonus on all premium paid in the first two contract years.  The Income Select Bonus offers a better way to deliver safety of principal and indexed or fixed interest crediting options on 110% of the initial premium, starting day one. Unlike other products available on the market, the Income Select Bonus FIA credits the bonus immediately without the need for annuitization. This 10 year product is one of the most liquid FIA’s in the market today, allowing for 10% first year free withdrawals, and 20% cumulative free withdrawals starting in year two.  Through Creative Marketing, the commission of the Income Select Bonus FIA remains highly competitive. Creative Marketing, an industry leader in agent education, is offering free product training to all qualified insurance agents interested in learning more about the product and its unique niche in the market. 

Product highlights include:

• Bonus credited immediately, not incrementally
• Interest credited on 110% of the premium
• No annuitization required
• Highly favorable liquidity terms
• 10 year withdrawal charge schedule
• 100% confinement and terminal illness waivers
• 10 interest-crediting strategies
• Optional Income Edge rider, providing guaranteed lifetime income withdrawals

Product education and training is available via phone from an experienced consultant, through a flash slide show on the home page of Creative Marketing’s website ( www.creativemarketing.net), or by scheduled online webinars.  On-site academies, offering an in-depth training on the product, as well as advanced sales and marketing strategies, are also available by invitation only. To learn more call 1-800-992-2642.
As an industry leader in agent education, Creative Marketing is committed to providing agents with the training, sales solutions and marketing resources needed to build their financial and insurance advisory businesses and better serve their clients.

Visit www.creativemarketing.net today to learn more about Aviva’s Income Select Bonus and how you can receive your free training.

ABOUT CREATIVE MARKETING
www.creativemarketing.net
1-800-992-2642 

Creative Marketing International Corporation (Creative Marketing), a leading national marketing organization for annuity and life insurance, has been assisting financial professionals with building a successful practice since 1984. Providing affiliated agents with hundreds of product options from a variety of carriers, the company delivers superior agent education, advanced marketing training, unprecedented back-office support, and unparalleled industry expertise by nearly 200 talented and knowledgeable employees. Creative Marketing sets an industry standard for its commitment to excellence, ethics in business, its high integrity, and agent-client satisfaction. Centrally located in Overland Park, Kansas, Creative Marketing is making a difference in the lives of its affiliated agents nationwide and the clients they serve.

FOR AGENT USE ONLY. NOT FOR USE WITH THE GENERAL PUBLIC.
20% available if a free withdrawal was not taken in prior contract year.  Waivers are available after year 1; availability varies by State; additional limitations apply. Bonus annuities may include lower caps, higher spreads or other restrictions that are not included in similar annuities that don't offer a premium bonus feature. Income Edge [form AIR (Rev.10/06), AIR (Rev.9/07) or state variation], an optional rider for which an annual premium is charged, and the Income Select Bonus [form FPIAX (01/08) or state variation] are issued by American Investors Life Insurance Company, Inc., Topeka, KS, an Aviva company.  Product features, limitations and availability vary by State; see the Product Disclosure for details. Taxable amounts withdrawn prior to 59½ may be subject to a 10% IRS penalty.  Withdrawals in excess of the free amount are not credited with index interest for that term, may be subject to withdrawal charges and a market value adjustment and may result in the loss of principal if taken during the first 10 years of the contract.  12260 081108

FOR MORE INFORMATION:
www.creativemarketing.net
1-800-992-2642