Post-COVID disabilities increase puzzles experts - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Top Stories
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Life Insurance News
Top Stories RSS Get our newsletter
Order Prints
June 27, 2024 Top Stories
Share
Share
Post
Email

Post-COVID disabilities increase puzzles experts

Post-COVID-disabilities-increase-puzzles-experts
By Doug Bailey

Along with the vexing rise in excess mortality numbers post-COVID, there has been a curious and significant increase in the number of working people with disabilities in the last three years. Health and policy experts are puzzled if there’s a connection between the two and some are scratching their heads over what has caused the number of workers claiming a disability to balloon.

The numbers are indeed compelling. In the 12 years from January of 2009 to January of 2021, the civilian labor force reporting disabilities was fairly stable, around 6 million a year, according to the U.S Bureau of Labor Statistics. Since 2021, the numbers have steadily climbed to the most recently reported level of 8,517,000 in January of this year.

What accounts for the sudden increase? Theories abound with some believing the pandemic can be blamed for various reasons and some contend more mundane causes related to greater acceptance or more job openings for disabled people in the workplace.

Or maybe more people are becoming disabled. The number of disabled people in the overall population has been steadily rising since 2011, most precipitously since 2020 when the numbers rose from 29.9 million to more than 34 million in May of this year, according to government figures.

U.S. General Population - With a Disability, 16 Years and over (LNU00074597) FRED St. Louis Fed
U.S. General Population - With a Disability, 16 Years and over.
Source: FRED, Federal Reserve Economic Data.

Disability disclosures, awareness on the rise

“We’re seeing a few things,” says Mike Ghesser, CEO and co-founder of Cleanlogic, a skin care company with a mission to increase the number of employed workers with disabilities. “First is a rise in Equal Employment Opportunity disclosure rates. This doesn’t mean there are more disabled people necessarily but can indicate more people with disabilities have been formally diagnosed and are disclosing to ask for accommodation. The second is a rise in awareness of disabilities and the work many activist groups are doing to raise that awareness.”

The rise has also come as medical advances have allowed more people to stay on the job, and new laws that have prohibited workplace discrimination against disabled people. Employers have long believed that hiring people with disabilities would increase health care costs, despite evidence to the contrary. Since many if not most disabled workers are employed part-time, they in many cases aren’t covered by workplace insurance programs. Still, Americans with disabilities do incur higher health care bills and are more likely than other workers to file for full-time disability benefits.

In the dark corners of the Internet one can find theories that the COVID vaccine itself is behind the rise in disabilities, but there’s little substantive evidence. Long-COVID, the lingering symptoms of the virus that some report, could be a factor.

But the more likely connection to the Pandemic, some believe, is the rise of at-home workers.

Civilian labor force with disability - 16 years and older.
Civilian labor force with disability - 16 years and older. Source: FRED, Federal Reserve Economic Data.

'Growth of remote work' cited in rise

“The rapid growth of remote work has created more opportunities for all workers, but in particular people with disabilities,” writes Adam Ozimek, of the Economic Innovation Group, a bipartisan public policy and research organization “Pre-pandemic workers with disabilities were overall more likely to work from home than non-disabled workers, according to 2019 data.”

Meanwhile, the U.S. group level disability insurance market is projected to rise steadily over the next several years, as a result of increasing awareness about the benefits of income protection and an aging workforce more susceptible to injuries and illness, according to a recent disability insurance market overview.

The report, by IBIS World found that disability insurance revenue has been growing at an annualized 1.0% over the past five years and exceeded a total of $23.9 billion in 2023. The biggest companies in the disability insurance business were The Hartford, UNUM, and Prudential, the report said.

“People with disabilities can, and do, do amazing work, and the awareness helps companies realize that employing people with disabilities actually gives them a competitive edge,” said Ghesser. “They get diverse perspectives that drive more innovation and foster a better culture. Personally, we try to advocate as much as possible and show other business owners that hiring people with disabilities only makes your company better.”

Doug Bailey is a journalist and freelance writer who lives outside of Boston. He can be reached at [email protected].

© Entire contents copyright 2024 by InsuranceNewsNet.com Inc. All rights reserved. No part of this article may be reprinted without the expressed written consent from InsuranceNewsNet.com.

 

 

 

 

 

 

 

 

 

 

 

 

No image

Doug Bailey is a journalist and freelance writer who lives outside of Boston. He can be reached at [email protected].

Older

How client review meetings can lead to business growth

Newer

Making the most of National Insurance Awareness Day

Advisor News

  • Report: Many Americans paying up to 45% of annual income on auto loans
  • Latest state budget raises taxes on Californians, ignores voter priorities
  • What advisors and clients must know about Roth conversions
  • Worker retirement confidence dips to lowest level in a decade
  • What’s behind private equity investment in insurance brokerages
More Advisor News

Annuity News

  • Globe Life Inc. (NYSE: GL) Making Surprising Moves in Tuesday Session
  • Why annuities are gaining traction with younger investors
  • Best’s Special Report: U.S. Life/Annuity Industry Sees Bottom-Line Growth Despite 18% Decline in Total Income in First-Quarter 2026
  • Globe Life Inc. (NYSE: GL) Records 52-Week High Thursday Morning
  • Fortitude Re Completes $500 Million FABN Issuance
More Annuity News

Health/Employee Benefits News

  • California Democrats vote to raise healthcare premiums: Some by 97 percent
  • Free transit, free medical care announced at meeting
  • CareFirst accuses Maryland insurance brokers of overseeing $50M fraud
  • Symetra Partners with PlanSource to Streamline Workforce Benefits Administration
  • California is getting ready to increase a health insurance tax. Will it affect your premium?
More Health/Employee Benefits News

Life Insurance News

  • Globe Life Inc. (NYSE: GL) Making Surprising Moves in Tuesday Session
  • Symetra Partners with PlanSource to Streamline Workforce Benefits Administration
  • Royal Neighbors of America achieves record growth
  • Only 1 in 4 Americans Think Now Is A Good Time To Invest, Allianz Life Study Finds
  • Researchers from Georgia Institute of Technology Report on Findings in Insurance (Black Life Insurance Companies, Mortgages, and African American Homeownership Before 1964): Insurance
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Maximize Your FIA Case Results
Learn a repeatable process to review, reposition, and present FIA opportunities with confidence.

Aim higher during Annuity Awareness Month
Raise the bar with our diverse portfolio of Ascend annuities, backed by superior financial strength

You Could Be Losing Up to 20% of Your Commissions
GreenWave helps you find, fix, and prevent commission errors.

True Independence Means Having Choices
Cambridge offers flexibility, stability, proven tools—no private equity strings attached.

Life moves fast. Your BGA should, too.
Stay ahead with Modern Life's AI-powered tech and expert support.

Looking for stronger rates, amplified growth & real results?
Sentinel's Accumulation Protector Plus℠ Annuity is for clients wanting more from retirement planning

Press Releases

  • Prosperity Life GroupSM Launches Prosperity PathWaySM Series, Bringing Greater Choice and Flexibility to Retirement Income Planning
  • Senior Market Sales® Fortifies Annuity Reach With Acquisition of Retirement Planning Firm Stratton & Company
  • RFP #T01625
  • Rockwood Programs Appoints Kerry Ladouceur as Vice President, Financial Lines
  • JP Insurance Group Launches Commercial Property & Casualty Division; Appoints Joe Webster as Managing Director
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet