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February 27, 2025
Image of a car driving on the street with the word "Tariffs" overhead. Experts-project-Trump-tariffs-will-boost-car-insurance-costs.

Experts project Trump tariffs will boost car insurance costs

Insurify projects tariffs would boost the national average cost of full-coverage auto insurance significantly.

February 26, 2025
Illustration of a tiny personal atop a gigantic Social Security card, looking down the crack in the middle of the card. How-do-Americans-believe-lawmakers-should-address-Social-Security-gap.

Study: How should lawmakers fix the Social Security gap?

A recent study tries to capture Americans’ views on how lawmakers should address Social Security’s long-term financing gap.

February 26, 2025
Image shows Trump and a bitcoin image.
President Donald Trump needs revenue to offset trillion-dollar tax cuts.

Could Trump seek revenue via a sharp cut in 401(k) contribution limits?

The Trump administration needs revenue to offset planned trillion-dollar tax cuts. Could they look at retirement accounts?

NY fined vehicle insurers $20.4 million for failure to report information

February 25, 2025

New York State Department of Financial Services Superintendent Adrienne A. Harris concluded of a multi-year investigation into motor vehicle insurers’…

February 25, 2025
Image of a person celebrating with a fine glass of wine, with Northwestern Mutual logo overlaying the image. Northwestern-sees-record-dividend,-surplus.

Northwestern Mutual sees record dividend, surplus

Northwestern Mutual reported record-breaking financial results, declaring its highest-ever policyholder dividend and a sky-high surplus.

February 25, 2025
Image of an older man looking out over the ocean, walking on a walkway and holding onto the railings. The-guardrails-approach-to-retirement-income,

The ‘guardrails approach’ to retirement income

Morningstar said a flexible strategy called the guardrails approach, when combined with delayed Social Security claiming, was found to yield the highest level of lifetime income.

February 25, 2025

IUL vs. annuities: Settling the debate

The annuity vs. IUL discussion/argument has a long history.

February 25, 2025
Image shows the state of Florida flag
Florida regulators say a report of insurance companies reporting losses while making millions is only partly accurate.

Report: Florida insurers claimed losses while making money for investors

According to an internal 2022 report, Florida insurers, parent companies and affiliates were making billions in profit at a time they were claiming losses.

February 24, 2025
Image of a robot looking at a technical panel with a large "4" displayed in the middle. Four-of-the-biggest-ethical-challenges-when-using-AI-in-insurance.

Four of the biggest ethical challenges when using AI in insurance

When it comes to using AI, experts say there are four major ethical challenges faced by insurance professionals.

February 24, 2025
Image of a dark, cloudy sky with a large skull along with fever lines show rises and falls in mortality. While-US-mortality-spike-normalizes-troubling-signs-continue.

While U.S. mortality spike is normalizing, 5 troubling trends continue

While the alarming spike in U.S. mortality rates post-COVID appears to be normalizing, troubling trends continue.

February 24, 2025

How insurers can take control of compliance before it controls them

Many insurers still struggle to keep up with compliance.

February 21, 2025
Photo illustration of a financial advisor and a marketing expert while a consumer looks on annoyed. Is-there-a-mismatch-between-advisor-marketing-and-consumer-preferences-.

Is there a mismatch between advisor marketing and consumer preferences?

There is a critical disconnect between how financial advisory firms market themselves and how consumers choose their advisors.

February 21, 2025
Image of US Capitol building with the NABIP logo overlaying. Health agents optimistic.

Health agents ‘optimistic’ as a new administration takes charge

The National Association of Benefits and Insurance Professionals will gather next week for its annual Capitol Conference, with a long list of issues its members will discuss with their representatives in Congress.

February 20, 2025
Image shows the Jackson logo
Jackson National executives say they are taking advantage of a booming annuity market.

Jackson reports 42% bump in Q4 annuity sales, up $39% for the year

Jackson Financial is firing on all cyclinders with its annuity portfolio, but some Wall Street analysts remain concerned about its Brooke Re reinsurer.

February 20, 2025
Image of a health care working aiding a long-term care patient with the Genworth logo overlaying the image. genworth-ltc-net-income-growth-carescout (1).

Despite LTC loss, Genworth sees net income growth, CareScout expansion

Genworth Financial reported results for Q4 and full-year 2024, citing continued success in long-term care rate actions.

February 20, 2025

Whole life vs. term life: The great debate

Should you buy whole life insurance to “be your own bank,” or should you buy term insurance and invest the difference?

February 20, 2025
Image shows the SEC logo and Jeffrey Cutter.
Advisor Jeffrey Cutter is preparing to go to trial on SEC charges in April.

Advisor: SEC trying to ambush my defense on bad annuity sales charges

A Massachusetts financial advisor claims the SEC is trying to ambush his defense in an annuity sales complaint by adding five surprise witnesses.

February 19, 2025
Image of an older woman receiving long-term care. LTCi-market-maturing-as-more-prospects-need-it.

LTCi market maturing as more prospects need it

The long-term care insurance market in 2025 is maturing and robust but still needs a large amount of sales to help meet the need that is out there.

February 19, 2025

Navigator program winds down – and that’s a good thing

Navigator program funding has been cut by $90 million. Here’s why I think that’s a good thing.

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