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October 28, 2025
Incorporating artificial intelligence into your annuity practice has many benefits for you and your clients. (AI-generated image)

How AI enhances annuity operations and agent relationships

Opportunities to leverage artificial intelligence across the insurance industry are growing at an unprecedented pace.

October 27, 2025
Molina announced it will not sell health plans in some ACA markets (AI-generated image)

Molina exiting some ACA markets as stock price takes a dive

Molina Healthcare is pulling out of one-fifth of the counties where it sells health insurance exchange plans, the company announced.

October 27, 2025

Family of dementia victim who jumped to his death settles with insurers over annuity sales

The widow of a New York City man who jumped to his death has settled a lawsuit with the insurance companies and a broker who sold him annuities.

October 27, 2025
Image shows the words "RBC" being swept under a rug.
Regulators are considering a proposal to ban publication of RBC data in certain situations.

Regulators hear pushback on proposal to hide RBC data

A public comment period ended on Thursday, with insurance regulators no closer to a final decision on a controversial proposal to limit the publication of risk-based capital [RBC] data.

October 27, 2025
Environmental insurance is a crucial part of risk management. (AI-generated image)

Environmental insurance: Protecting businesses from hidden risks

Environmental insurance is a fundamental part of risk management.

October 24, 2025
Social Security COLA to increase 2.8%.
Social Security COLA to increase 2.8%. (AI-generated image)

Social Security COLA to rise by 2.8%

The Social Security cost-of-living adjustment will be 2.8% in 2026, the Social Security Administration said today.

October 24, 2025

Ethical practices for marketing and selling IUL

Indexed universal life insurance has continued to generate interest over the last decade as consumers seek principal protection and investment-linked growth potential in an uncertain equity market environment.

October 24, 2025
Image shows the year 2026
Changing customer expectations, broker consolidation and the importance of modernization are themes to watch in 2026, Deloitte reports in its new Global Insurance Outlook.

Sink or Swim: Insurers must adapt in this era of change, Deloitte finds

Insurance companies are being challenged by climate change, artificial intelligence and many other pressues, Deloitte finds in its 2026 Global Insurance Outlook.

October 24, 2025
Now is a good time to review coverage for next year. (AI-generated image)

Will your insurance still fit your small business in 2026?

A smarter way to think about insurance is to treat it like a midyear tax checkup or equipment inspection.

October 23, 2025
Image shows the Globe Life logo
Globe Life celebrated strong sales in the third quarter.

Globe Life income surges 38%; insurer sets goal of 28K exclusive agents

Despite repeated controversies and investigations, Globe Life just keeps on delivering strong earnings growth.

October 23, 2025

The (sometimes lonely) case for public credit

Is public credit now the “alternative” asset class that warrants more focus?

October 23, 2025
Image shows the Milliman logo with the words, "Surrenders UP"
Milliman recently released the results of its two ongoing Variable Annuity Industry Experience Studies, which analyze policyholder behavior across 23 companies spanning 17 years. (AI-generated image)

Milliman: Certain VA annuity surrenders doubled from 2022 to 2024

Updated research from Milliman finds that surrender rates on variable annuities with guaranteed living withdrawal benefits more than doubled from 2022 to the end of 2024.

October 23, 2025
Photo illustration showing prescription pills, cash and the Molina Healthcare logo. Molina-wont-pay-commissions-on-new-ACA-business.

Molina Healthcare won’t pay commissions on new ACA business

Molina Healthcare announced it will not pay agent commissions on new business on the Affordable Care Act marketplaces.

October 22, 2025
Photo showing a patient and his caregiver. LTCi-makes-a-difference-in-family-caregiving.

LTCi makes a difference in family caregiving, study finds

Caregiving can be expensive and chaotic. Having long-term care insurance can make a difference in how families deal with caregiving.

October 22, 2025
Image shows a big question mark and the word, "Annuities"
It is common for advisors to be wary of a product they have limited experience with, like annuities.

Why annuities are the answer to retirement worries

In my 17 years as a financial advisor, I have found that annuities are one of the most reliable products I can suggest to my clients.

October 22, 2025
Illustration showing 401(k)s in lifetime income space.

401(k) Annuity Hub aimed at lifetime income in DC plans

Interest in lifetime income products within retirement plans is growing, and a new tool helps plan sponsors and advisors to match the right annuity product into the 401(k) plans for their employer clients.

October 22, 2025
Illustration of a beautiful view of the window, with a large 4% hovering in the sky.

Chucking the 4% Rule to boost retirement spending

A researcher said his plan empowers retirees to safely spend more of their wealth while avoiding both premature portfolio depletion and unnecessary underspending.

October 22, 2025
Why are so few younger adults considering long-term care insurance? (AI-generated image)

LTCi: The other side of the story

LTCi can be an important part of overall financial planning, but products must be priced correctly.

October 21, 2025
Image shows the Elevance logo
Elevance Health executives say the loss of ACA subsidies would have "a significant impact" on its clients in those plans.

Elevance Health rings in strong Q3, projects 2026 Medicaid decline

Elevance Health kept medical costs under control during a financially strong third quarter. But increased Medicaid costs are coming.

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