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February 25, 2025
Image of an older man looking out over the ocean, walking on a walkway and holding onto the railings. The-guardrails-approach-to-retirement-income,

The ‘guardrails approach’ to retirement income

Morningstar said a flexible strategy called the guardrails approach, when combined with delayed Social Security claiming, was found to yield the highest level of lifetime income.

February 25, 2025

IUL vs. annuities: Settling the debate

The annuity vs. IUL discussion/argument has a long history.

February 25, 2025
Image shows the state of Florida flag
Florida regulators say a report of insurance companies reporting losses while making millions is only partly accurate.

Report: Florida insurers claimed losses while making money for investors

According to an internal 2022 report, Florida insurers, parent companies and affiliates were making billions in profit at a time they were claiming losses.

February 24, 2025
Image of a robot looking at a technical panel with a large "4" displayed in the middle. Four-of-the-biggest-ethical-challenges-when-using-AI-in-insurance.

Four of the biggest ethical challenges when using AI in insurance

When it comes to using AI, experts say there are four major ethical challenges faced by insurance professionals.

February 24, 2025
Image of a dark, cloudy sky with a large skull along with fever lines show rises and falls in mortality. While-US-mortality-spike-normalizes-troubling-signs-continue.

While U.S. mortality spike is normalizing, 5 troubling trends continue

While the alarming spike in U.S. mortality rates post-COVID appears to be normalizing, troubling trends continue.

February 24, 2025

How insurers can take control of compliance before it controls them

Many insurers still struggle to keep up with compliance.

February 21, 2025
Photo illustration of a financial advisor and a marketing expert while a consumer looks on annoyed. Is-there-a-mismatch-between-advisor-marketing-and-consumer-preferences-.

Is there a mismatch between advisor marketing and consumer preferences?

There is a critical disconnect between how financial advisory firms market themselves and how consumers choose their advisors.

February 21, 2025
Image of US Capitol building with the NABIP logo overlaying. Health agents optimistic.

Health agents ‘optimistic’ as a new administration takes charge

The National Association of Benefits and Insurance Professionals will gather next week for its annual Capitol Conference, with a long list of issues its members will discuss with their representatives in Congress.

February 20, 2025
Image shows the Jackson logo
Jackson National executives say they are taking advantage of a booming annuity market.

Jackson reports 42% bump in Q4 annuity sales, up $39% for the year

Jackson Financial is firing on all cyclinders with its annuity portfolio, but some Wall Street analysts remain concerned about its Brooke Re reinsurer.

February 20, 2025
Image of a health care working aiding a long-term care patient with the Genworth logo overlaying the image. genworth-ltc-net-income-growth-carescout (1).

Despite LTC loss, Genworth sees net income growth, CareScout expansion

Genworth Financial reported results for Q4 and full-year 2024, citing continued success in long-term care rate actions.

February 20, 2025

Whole life vs. term life: The great debate

Should you buy whole life insurance to “be your own bank,” or should you buy term insurance and invest the difference?

February 20, 2025
Image shows the SEC logo and Jeffrey Cutter.
Advisor Jeffrey Cutter is preparing to go to trial on SEC charges in April.

Advisor: SEC trying to ambush my defense on bad annuity sales charges

A Massachusetts financial advisor claims the SEC is trying to ambush his defense in an annuity sales complaint by adding five surprise witnesses.

February 19, 2025
Image of an older woman receiving long-term care. LTCi-market-maturing-as-more-prospects-need-it.

LTCi market maturing as more prospects need it

The long-term care insurance market in 2025 is maturing and robust but still needs a large amount of sales to help meet the need that is out there.

February 19, 2025

Navigator program winds down – and that’s a good thing

Navigator program funding has been cut by $90 million. Here’s why I think that’s a good thing.

February 19, 2025
Image shows Gary Brecka and Grant Cardone in happier days.
Former business partners Gary Brecka and Grant Cardone are fighting it out in court.

Partner split: Grant Cardone and Gary Brecka swap charges in dueling lawsuits

A series of recent court filings and decisions are providing some clarity to dueling lawsuits between social media stars and former business partners Grant Cardone and Gary Brecka.

February 18, 2025
Image is a montage of various federal buildings.
Federal workers are departing the workforce in droves.

4 things every federal worker should do to safeguard their benefits

As tens of thousands of federal workers face the sudden loss of employment, it comes with important decisions about their excellent benefits.

February 18, 2025

It’s time for the insurance sector to ramp up its cyber defenses

Insurance companies know all about assessing and managing risk for their customers, but they also must be capable of identifying the most urgent risks to themselves.

February 17, 2025
Image of an older man holding an axe, poised above a chopping block that is labeled Medicaid. Medicaid-on-the-chopping-block-as-Republicans-release-budget-2
House Republicans proposed slashing Medicaid as a way to pay for federal budget cuts that would fund a GOP agenda that includes tax cuts, border security and energy production.

Medicaid on the chopping block as Republicans release budget draft

House Republicans proposed slashing Medicaid as a way to pay for federal budget cuts that would fund a GOP agenda that includes tax cuts, border security and energy production.

February 17, 2025
Person wearing a sweatshirt with "2025" on the back stands on a cliff looking out onto the horizon, over a landscape that includes many symbols for technology. Panel-AI-alone-wont-be-enough-to-carry-insurtechs-in-2025.

Panel: AI alone won’t be enough to carry insurtechs in 2025

Strategic innovation, more so than strictly generative AI, is needed to drive insurtech development in 2025, panel says.

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