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July 18, 2025

ACA marketplace plans seeking double-digit premium increases for 2026

The 24 million Americans who obtain health insurance through the Affordable Care Act marketplace will have to dig deeper into their pockets for coverage next year.

July 18, 2025
Illustration of Ben Franklin's image from a $100 bill overlappting money transfer statistics. Implementing-best-practices-during-the-Great-Wealth-Transfer.

Implementing best practices during the Great Wealth Transfer

In the face of The Great Wealth Transfer, it is important for wealth managers to follow best practices, according to The Cerulli Report.

July 18, 2025

Harness AI for marketing success

If you’re still marketing the way you did five years ago — or even one year ago — you’re already behind.

July 17, 2025
tariffs

Tariff uncertainty and volatility mark administration’s first six months

Tariffs and the uncertainty surrounding them emerged as the biggest policy issue coming out of the first six months of the Trump administration and the new Congress, according to some industry leaders and policy experts.

July 17, 2025
Image shows the U.S. Capitol.
The SECURE Act changed the rules for many clients who inherited individual retirement accounts.

How SECURE changed the rules for inherited IRAs

Even though SECURE took effect five years ago, advisors still receive questions from clients about IRS regulations that complicated the rules for certain classes of IRA beneficiaries.

July 17, 2025
Image of young couple with the words "Long-term Care" in the background. Selling-long-term-care-insurance-to-younger-clients-and-prospects.

Tips to help advisors sell long-term care insurance to younger prospects

Some helpful tips that financial professionals can use to increase their chances of selling LTCI to their younger prospects and clients.

July 17, 2025

The future of Medicaid waivers under the ‘big beautiful bill’

These changes could increase waitlists, narrow eligibility and disproportionately affect recipients across the nation.

July 16, 2025
Image shows Joe Belth
Life insurance educator Joe Belth died Saturday at 95.

‘We lost a great one’: longtime life insurance educator Joe Belth dies at 95

Dr. Joseph Belth wrote and edited The Insurance Forum for 40 years, and authored several books on the life insurance industry.

July 16, 2025

The bipartisan kindness of caregiving

Could anything be more bipartisan than encouraging and supporting those providing care for loved ones?

July 16, 2025
Image of financial advisors with the U.S. Capitol building in the background. Advisors-Guidance-policy-changes-needed-to-support-caregivers.

Advisors: Guidance, policy changes needed to support caregivers

Most financial advisors are working with clients who have caregiving responsibilities. Most believe caregivers require more support.

July 15, 2025
Robot analyzing insurance company website data. New technology uses AI to help insurers detect fraud.
New technology uses AI to help insurers detect fraud.

New technology uses AI to help insurers detect fraudulent activity

A new AI-powered solution helps insurers detect fraud by flagging unusual user activity directly on an insurance company’s website.

July 15, 2025

Could the insurance industry trigger a new financial crisis?

A series of alarming reports and dire headlines have raised the specter of a new financial crisis — this time triggered not by banks or exotic securities, but by the insurance industry.

July 15, 2025
Image shows people around a table and the word "reinsurance."
The NAIC Life Insurance and Annuities (A) Committee passed a reinsurance asset testing guideline Monday.

NAIC committee unanimously passes reinsurance asset-testing guideline

A new asset-testing guideline for reinsurance deals will result in no direct action, even if regulators uncover negative numbers.

July 15, 2025

Finding the ideal customer for fixed and indexed annuities

There’s a lot of noise out there about annuities, and the issues making the most noise revolve around market uncertainty and an evolving interest rate environment.

July 14, 2025

Why 2025 rate stability belongs to the well-prepared

As macro volatility, climate events and litigation risks continue to challenge pricing stability, insurers are responding with a sharper lens and rewarding the well-prepared.

July 14, 2025

Charitable giving: Cash ‘bad;’ everything else ‘good’

The holy grail of charitable planning is donating a long-term capital gain asset that has appreciated the most.

July 14, 2025
Image shows the Cutter Financial Group and SEC logos.
The SEC is not done investigating potential penalties on Cutter Financial Group.

SEC: Cutter Financial press release on verdict ‘inaccurate and misleading’

The SEC wants to further investigate Cutter Financial Group, including the press release CFG issued in response to an April verdict on SEC charges.

July 11, 2025
Image shows the CMS logo
A new legal challenge seeks to block a Trump administration rule weakening the ACA.

Mayors, liberal groups sue to stop CMS rule cracking down on Obamacare

A coalition of Democratic mayors, liberal advocates and physicians are suing the Trump administration over new rules designed to “undermine”…

July 11, 2025
Image shows the MDRT Annual Meeting in June
MDRT members say their June meeting in Miami Beach was a success.

Sunny beaches and bright ideas: 2025 MDRT Annual Meeting recap

Courtesy of MDRT Thousands of financial services professionals from all over the world gathered in the United States last month,…

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