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Exclusive

Recession Scars Still Impacting Advisors

April 3, 2017

The scars of the Great Recession are still present for many baby boomers. But what can advisors do to heal the financial wounds?

Income Riders Rescue Fixed Annuities

April 3, 2017

A flood of new income riders attached to fixed annuities powered the product segment to record sales of $117.4 billion last year. Does the popular annuity have legs?

Exclusive

Can Trump Make Commodities (Especially Gold) Great Again?

April 1, 2017

Investor alert: Gold has a good chance of rising under Trump because gold tends to rise in the first year of new presidents, especially those with controversial new spending plans.

Exclusive

5 Ways The Internet of Things Can Help Insurance Companies Retain Their Competitive Edge

March 31, 2017

By Charles Juniper and Gavin Whitechurch It’s a challenging time regardless of the area of insurance in which you operate….

IMOs to DOL: Delay Rule and Fix Our Exemption

March 31, 2017

Insurance marketing organizations want the Department of Labor fiduciary rule delayed. In particular, so the department can fix an exemption that will allow marketing organizations to sell certain annuities.

Exclusive

Study: 51 Percent Of Workers Fear Outliving Nest Egg

March 31, 2017

Fifty-one percent of American workers fear “outliving my savings/investments,” the No. 1 fear in the latest Transamerica study of retirement readiness.

Exclusive

MetLife Expands Bundled Benefits to Small Groups

March 30, 2017

MetLife beefs up small-group benefits by adding life and disability options. Employers are fee to mix and match the benefits that suit them best and pay through tiered options.

DOL Fiduciary Rule Delay Sent to OMB

March 29, 2017

The Department of Labor sent its rule Tuesday mandating a 60-day delay of its controversial fiduciary rule to the Office of Management and Budget. The delay is expected to become official soon.

Exclusive

Americans Lax On Emergency Savings; What Advisors Can Do

March 28, 2017

A 2016 study from Go Banking Rates says 69 percent of U.S. adults have less than $1,000 in savings. What can advisors do to get clients committed to an emergency fund?

VAs Outlook: Worse Before it Gets Better

March 28, 2017

Variable annuities have long been hot sellers for agents, but times have changed. Regulations and other pressures have squeezed the VA market. But the products aren’t likely to disappear, analysts say.

DOL Rule Generates Flood of Comments, Petitions

March 27, 2017

The Department of Labor received 1,001 individual comments and 20 petitions on a tentative 60-day delay of its controversial fiduciary rule. How will the comments influence the DOL approach?

Exclusive

Ownership Tilts to Broader Mix of Life Products

March 27, 2017

A record 30 percent of individual life insurance policyholders own a mix of term and permanent life, an increase of 12 percent in six years.

Survey Says: 79% of Americans Shun Advisors

March 27, 2017

Seventy-nine percent of Americans have never hired an advisor, according to a new study commissioned by the Million Dollar Round Table. Survey shows Americans who have used an advisor are much better prepared to invest for retirement.

Health Care Bill Yanked Minutes Before Scheduled Vote In The House

March 24, 2017

House Speaker Paul Ryan pulled the Republican health care reform plan from consideration minutes before the House was scheduled to vote on it Friday afternoon.

Exclusive

6 Effective Strategies To Win New Clients

March 24, 2017

Those nearing retirement make a great source of clients and their number is expected to double over in the coming few decades.

Trump, GOP Fail To Reach Deal On Health Care Bill

March 23, 2017

House Republicans have postponed a vote on the American Health Care Act as they scramble to find the votes necessary for passage.

Exclusive

STCi New Business Premium Up 13 Percent in 2016

March 23, 2017

Short-term care insurance policies are showing robust growth as agents who sell Medicare insurance solutions are turning to STCi to help fill coverage gaps for seniors.

Exclusive

Why a Delay to the DOL Rule is a Critical First Step

March 22, 2017

Delay is the first step in defeating the Department of Labor fiduciary rule, says our Kim O’Brien. That’s why the Americans for Annuity Protection support delay, then repeal.

DOL Nominee Stands Up to Sen. Warren on Fiduciary Rule

March 22, 2017

Alexander Acosta, Labor secretary nominee, deflected a grilling today from Sen. Elizabeth Warren on the department’s controversial fiduciary rule. Acosta said he will follow the president’s directive on the rule.

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