High-deductible health plans are going the way of corporate wellness programs and disease management programs – consumers don’t like them and are pushing back against them, says one health care expert. Benefits brokers are going to have to evolve much like stockbrokers did 20 years ago.
Read moreSometimes it’s not what they do, it’s what they don’t know how to do.
White Glove Workshops, a digital marketing company specializing in planning, promoting and managing educational seminars for professionals in the finance, insurance, real estate and legal industries, has hired former National Planning Corporation CEO and president John C. Johnson.
States are expected to pick up the ball on regulation after a December federal court decision ruled the Affordable Care Act “invalid.” A judge determined that the 2017 tax cut bill knocked the constitutional foundation from under the health care bill by eliminating the individual mandate penalty.
Sometimes it’s not what they do, it’s what they don’t know how to do.
White Glove Workshops, a digital marketing company specializing in planning, promoting and managing educational seminars for professionals in the finance, insurance, real estate and legal industries, has hired former National Planning Corporation CEO and president John C. Johnson.
States are expected to pick up the ball on regulation after a December federal court decision ruled the Affordable Care Act “invalid.” A judge determined that the 2017 tax cut bill knocked the constitutional foundation from under the health care bill by eliminating the individual mandate penalty.
Life insurance is well-suited to provide liquidity to meet the needs of clients with large estates, making it an important consideration in boomer estate plans.
A resurgence in index annuities reminds us that they are a great choice for clients.
A LIMRA study shows unpaid family caregivers are falling short in their insurance needs. But how does the industry reach this time-stressed and resource-stressed group?
Looking back, 2018 was another year of the unexpected and unprecedented. Lawmakers at home and abroad dominated the headlines, impacting markets and portfolios, and raising concerns of advisors and investors alike.
Sammons Financial Group will lay off an unspecified number of employees during the first quarter of 2019. The company cited efficiencies and automation as reasons behind the layoffs, which follow last month’s announcement of layoffs by Nationwide.
Hybrid life/long-term care insurance policies solve two problems: the life insurance gap among American households and the continued high cost of standalone LTCi.
Congress has a lot of its plate, but financial services would like to see a retirement income security bill get passed before the end of the year.
The difference between a threat and an opportunity is whether you see yourself as the leader of your clients’ success.
A recent survey revealed that 95 percent of agents think digital technology is important to their success. This is an increase from 58 percent in 2016. These digital must-haves will keep you in touch with the times and in touch with customers’ needs, so you can connect in the ways that matter.
A.M. Best recently met with the Ohio National management team to discuss a series of recent events, including the insurer being sued several times for a decision to end trail commissions on certain annuities. A.M. Best is sticking with its strong ratings for now.
State insurance commissioners are wrestling with whether to adopt a ‘best-interest’ standard, either explicitly or implied. What would the implications of that move be?
Third-quarter fixed indexed annuity sales were $18 billion, 38 percent higher than 3Q 2017 and 2 percent higher than second-quarter sales results.
Annuity sales continue to hit the highs, according to Wink’s Sales & Market Report.
To improve affordability for those who buy their own coverage, America’s Health Insurance Plans is offering 12 new policies that federal or state leaders can implement to drive down premiums, increase participation in the marketplace, and offer savings to consumers.
With control of Congress divided between Democrats and Republicans, the efforts to reform health care will shift to the states over the next two years, a panel of consultants said.
A National Association of Insurance Commissioners working group wants to “enhance consumer understanding” with a proposed two-page summary to accompany life insurance illustrations. The group is making slow progress on the proposal, with a few issues remaining to work out.
Use a combination of high tech and high touch to drive strong benefits participation from millennial employees, who already comprise the largest share of the U.S. labor force at 56 million strong. And in many organizations, millennials are not just the worker bees, they’re already the decision-makers.
Expect “repeal and replace” to be a thing of the past now that Democrats will control the House. The advantage for agents and brokers is that they can tell their clients with certainty that no major changes to the law are expected any time soon, one analyst says.
An NAIC working group is debating whether to allow insurers to illustrate indexed annuities using indices that have been around less than 10 years. A new proposal would double that figure to 20 years. Opponents say the indices would not be accurate, nor easily understood by consumers.
While the SEC revises its rule-making package containing regulation best interest, Form CRS and title reform, several states are taking matters into their own hands, establishing a fiduciary standard in the hopes of better-protecting investors.
A National Association of Insurance Commissioners working group has been hashing out an annuity sales model. But the group’s chair says the model will not be done in time for NAIC’s fall meeting in San Francisco next month.
