Study: Nearly half of Americans would consider a 50-year mortgage
A recent study of 1,000 Americans found that almost half of Americans (45%) would consider a 50-year mortgage if it were available.
As ACA collapse nears, announcement of Trump plan postponed
A White House official said President Donald Trump will postpone his announcement of a new proposal to address health care costs and averting a spike in premiums driven by the expiration of enhanced Affordable Care Act subsidies.
Insurers of last resort are failing households
FAIR Plans were created in the 1960s as a temporary public policy response to a market failure.
Republicans scrambling for plan to fix healthcare, DC insider says
Republicans likely want to have a healthcare plan to present to Americans by the State of the Union address in late January, Jeff Bush predicted.
New ACA proposals in the works as ‘subsidy cliff’ looms
As the Affordable Care Act “subsidy cliff” looms, reports say President Donald Trump plans to announce a new proposal for addressing health care costs.
‘Take this as a win’: NAIC creates new life insurance illustration group
The National Association of Insurance Commissioners is creating a new working group to address life insurance and annuity illustrations.
Florida homeowners continue to face insurance affordability crisis, report says
A report finds that the “rebuilding” of Florida’s property insurance market after Hurricane Ian struck the state in 2022 has reproduced many of the same conditions that left homeowners exposed in the last crisis.
Kyle Busch IUL lawsuit moved to federal court at PacLife’s request
A lawsuit by NASCAR star Kyle Busch against Pacific Life and an advisor over a poorly performing indexed universal life insurance policy moved to federal court Thursday.
Health care reform must include addressing high costs
Federal cuts to Medicaid will end up increasing costs to the nation’s health care system as low-income people who lose their coverage will seek treatment in emergency rooms and other high-cost facilities.
NAIC health panel to study ‘affordability,’ other disparities in 2026
State health insurance regulators agreed Thursday to beef up their 2026 charges to include a bigger focus on disparities in health insurance.
Why the Kyle Busch IUL lawsuit signals the industry’s moment of reckoning
The solution the industry needs now doesn’t require eliminating IUL. It requires fixing IUL.
Rising Risks, Rising Costs: The self-insured homeowner dilemma
With home insurance premium rising, some families are deciding to take on the risk themselves rather than renewing their coverage.
NAIC regulators to pilot an AI evaluation tool for insurer conduct exams
State insurance regulators are about to receive a new AI evaluation tool to help them better understand how insurance companies are utilizing artificial intelligence.
California proposes greater ‘solvency’ oversight of insurers; industry balks
In a year that began with devastating wildfires, California is proposing a disclosure regime to address the long-term solvency of insurance companies.
How AI is lowering the barrier for annuities sales
Annuities, at times, has had a reputation as a complex, difficult product for advisors to sell. Can AI break that barrier down?
Senator proposes swapping ACA tax credits for prepaid HSAs
Sen. Bill Cassidy, (R-La.), introduced a plan that could significantly shift the landscape for those who obtain health insurance through the Affordable Care Act marketplace.
Medicare Supplement or Medicare Advantage? Which is best for you?
What do these plans include and who are they for?
Pa. insurance chief fires back at ACA ‘fearmongering’ claim, warns of hikes
Pennsylvania Insurance Commissioner Michael Humphreys clapped back on criticism of his department’s characterization of Obamacare subsidies.
With 20% staff cut, Department of Labor priorities changing fast, analysts say
Staffing at the Employee Benefit Security Administration is down substantially so far in the Trump administration and new leader Daniel Aronowitz has creative plans for the agency.
