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Exclusive

Advisors Should Pay Cautious Heed to Emerging Markets

June 23, 2017

Investors should diversify their holdings across emerging markets, experts say. But take care to be wary of volatility and invest with some trepidation.

Exclusive

How Children With Diabetes Can Be Approved For Life Insurance

June 23, 2017

A serious health condition need not be a barrier to obtaining life insurance coverage.

Insurers Report Minor Issues From DOL Rule

June 23, 2017

The Department of Labor fiduciary rule has not had a major impact on annuity sales yet, say execs with a top Midwest insurer. The second phase of the rule, which takes effect Jan. 1, 2018, will likely be a different story, they add.

Exclusive

Top Advisor Earns Money The Old-Fashioned Way, With Paper Charts

June 23, 2017

Fred Fern had all of his money invested in IBM in 1962. When the blue chip of blue chip stocks…

Exclusive

Cybersecurity ETFs Booming After New Global Data Attacks

June 22, 2017

Cybersecurity ETFs are a hot investment right now due to the persistent global cyber threats. But experts say there are important things to look for before plunging your client’s money into a cybersecurity ETF.

Senate Health Care Bill Would End Mandates, Change Tax Credits

June 22, 2017

Senate Republican leaders released the details of their bill to repeal the Affordable Care Act (ACA) and replace it with a version that would end employer and individual mandates while changing the way tax credits are offered to help people buy coverage.

June 22, 2017

Financial Trade Groups Race to Tap Lucrative Asian Markets

Financial advisor trade associations are racing to offer new training programs to expand their reach to life insurance professionals operating in foreign markets. In particular, Asia is an area of immense interest.

Senate GOP To Reveal Their Version Of Health Care Reform

June 22, 2017

Senate Majority Leader Mitch McConnell, R-Ky., has vowed to hold a vote on the health care bill before the July 4 recess. He can lose two GOP senators, but must hold the rest of his party together to pass the bill.

Exclusive

Green Bonds Expected To Lead ESG Growth Of 20%

June 22, 2017

Asset managers and owners expect their investment in ESG alternative assets, including hedge funds, infrastructure, real estate and private equity…

IMOs Have Tricky Path To Sales Under DOL Rules

June 21, 2017

IMOs and FMOs should be fine to sell variable and fixed indexed annuities under the transition Best Interest Contract for the rest of the year, a pair of experts say. But a definitive word is unknown.

Exclusive

Four-Part DOL Rule Series: Part III, Duty of Diligence

June 21, 2017

The Duty of Diligence contained in the Department of Labor fiduciary rule will require advisors to employ a standardized, systematic and repeatable process when issuing advice, our Kim O’Brien says.

Exclusive

Consumerizing Health Care Cost Estimators

June 20, 2017

Consumers want health care cost transparency when making insurance decisions.

More Advisors Budgeting Health Care Costs in Retirement Planning

June 20, 2017

Evidence is mounting that advisors are more likely to include health care spending as a topic to be included in retirement planning. A new report indicates a 65-year-old couple retiring today will need $404,000 for health care costs.

Exclusive

3 Things to Consider When Choosing A Premium Finance Provider

June 20, 2017

Operating similarly to a bank or credit union, the premium financing solutions provider can loan money on the premium that can be paid back over an agreed-upon period of time.

Exclusive

Direct Mail: An Important Ingredient In Your Marketing Mix

June 20, 2017

Busting the six myths about consumers and direct mail.

Rise in Shorter-Term Surrender FIAs Means Commission Declines

June 20, 2017

New fixed-indexed annuity products with shorter seven-year surrender periods are driving down commissions, new data shows. First-quarter indexed annuity commissions dropped to 4.96 percent from 5.37 percent a year ago.

What Advisors Need to Know About the Military’s New Retirement System

June 20, 2017

Working with a financial advisor helps career military families stay focused on retirement savings, which will be more important with…

Exclusive

Advisory Fees Resist Downward Pressure in 2017

June 19, 2017

While financial advisory fees have undergone some compression, they remain surprisingly robust in mid-2017 and should stay that way for the foreseeable future, a new paper predicts.

Exclusive

Commentary: California Single-Payer Bill Would Hurt Clients, Businesses, Seniors

June 19, 2017

Our state Senate wants to change an entire system, while risking incredible job loss, disruption, loss of choice and terrible confusion for senior citizens.

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