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August 26, 2025

What a tsunami teaches us about coastal insurance risk

Tsunamis bring flooding that’s outside of the coverage provided by a standard homeowners policy.

August 26, 2025
Americans continue to warm up to annuities.

Annuities vs. the 4% Rule: Why guaranteed income wins

The research also found that those with smaller nest eggs benefit from annuitizing more of their income.

August 26, 2025
Image showing fireworks with the words 401(K) overlapping. Why-SECURE-20-and-State-Mandates-Are-Powering-a-Micro-401k-Boom.

Why SECURE 2.0 and state mandates are powering a micro 401(k) boom

Micro 401(k) plans are set to rapidly expand over the next few years due to incentives provided by SECURE 2.0, and states mandates.

August 25, 2025
Image shows a gavel and the words ACA
A Maryland judge blocked most of a Trump administration rule limiting the Affordable Care Act.

Judge partially blocks ACA enrollment rules set to take effect today

A Maryland judge blocked several parts of an Affordable Care Act exchange enrollment and eligibility rule on Friday, siding with a coalition of plaintiffs in a federal lawsuit.

August 25, 2025
Illustration with health icons and the words "NAIC." NAIC-hears-recommendations-on-regulating-level-funded-health-plans.

NAIC meeting warns: Level-funded plans could destabilize health insurance

Level-funded health plans are growing in popularity as small-group employers look to save money on their workers’ health coverage.

August 25, 2025
Image shows a trophy reflecting $115B in annuity sales
Annuity sales set new records in the second quarter, Wink reports.

Annuity sales surge to $115B in Q2, with a new market leader, Wink reports

Wink’s Sales & Market Report revealed a record-setting second quarter, and a shakeup at the top.

August 25, 2025
Illustration with the word "Premiumrs" and increasing bar graph bars. Instability-leading-to-higher-health-insurance-premiums.

NAIC panel cites ‘instability,’ ACA turmoil as 2026 premium hikes loom

Health insurance premiums are trending upward due to instability in the marketplace, a panel of experts said.

August 25, 2025

ICHRA: An ‘and’ instead of an ‘or’

For years, individual coverage health reimbursement arrangements were framed as a fallback solution for small employers who couldn’t swing traditional group coverage.

August 25, 2025
Photo illustration of a senior couple with their picture torn in two. Gray-divorce-can-derail-retirement-plans-Heres-how-advisors-can-help-protect-clients.

Advisors face new challenge: Helping clients navigate ‘Gray Divorce’

Divorcing near or after retirement – “gray divorce” – presents unique challenges for a couple that has created a joint retirement strategy.

August 22, 2025
Illustration of researcher working on geoengineering, with the background showing the issues that geoengineering would address, such as climate change. Why-insurers-are-quietly-preparing-for-geoengineering-fallout.

Why insurers are quietly preparing for geoengineering fallout

Despite the speculative nature of geoengineering, it has become increasingly relevant to the insurance and reinsurance world.

August 22, 2025

Advisor geographic location no longer matters

Geographic distance should no longer be a factor when choosing a financial advisor.

August 21, 2025
Person beside at piggy bank standing atop stacks of coins, and wearing a mortar board. Study-finds-that-many-Americans-don't-know-about-529-plans.

Edward Jones: Financial advisors must step up to educate clients on 529 plans

A 529 plan, with its tax benefits, can be a great way to save for a college education. How aware, though, is the average American of the 529 plan and its advantages?

August 21, 2025

Why captives should prepare for AI liability risks

For businesses that rely heavily on AI, particularly those with captive insurance companies, now is the time to examine these risks and consider how captives can close a widening protection gap.

August 21, 2025
Illustration of people as jigsaw pieces. 3 ways carriers can tackle the insurance talent crisis.

Bringing ‘sexy back’: How the insurance industry can rebuild its workforce

Changing the perception of insurance as “boring” is one way the industry’s talent crisis can be addressed. But there are others…

August 20, 2025
Illustration of conumers standing on a $100 dollar bill with prescription capsules. What-would-MFN-pricing-mean-for-prescription-drugs?

What would Trump’s ‘most favored nation’ pricing mean for prescription drugs?

On July 31, the Trump administration called on drug manufacturers to lower prescription drug prices in the U.S. to “most favored nation” – or MFN – pricing, the lowest cost paid for the same medications in other countries.

August 20, 2025
Illustration showing medical professonals. Employers-find-challenging-environment-for-health-care-costs.

Employers brace for more steep health care increases in 2025, 2026

For the second consecutive year, employers found their health care costs were higher than projected, with increases in 2023 and 2024 and forecasted increase of 8% for 2025 and 9% for 2026.

August 20, 2025
Photo montage of weather disaters around the U.S. The urgent challenge of building a more resilient insurance system dominated the conversation at this year's NAIC meeting.
A collage of extreme weather events including hurricanes floods and wildfires conveying the intensity and frequency of natural disasters linked to climate change..

NAIC tackles affordability, availability in disaster-prone markets

The urgent challenge of building a more resilient insurance system dominated the conversation at this year’s NAIC meeting.

August 20, 2025

Equities, volatility and the ‘Nifty 50’: A market outlook

We think current conditions more closely resemble those preceding the decline of the “Nifty 50” stocks in the early 1970s.

August 20, 2025
Image shows the Montana state flag and paper money
Montana funeral home directors say premium finance life insurance plans led them to ruin.

Judge lets $67M premium financing lawsuit against MassMutual, Penn Mutual move forward

A lawsuit filed by Montana funeral directors, who claim that a premium financing “scheme” cost them millions, can proceed after a judge denied a motion to dismiss last week.

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