Can government ease the LTC crisis?
States are taking the lead in addressing long-term care needs while federal support lags.
One door closes, another door opens
What you need to know about mandatory Roth catch-up contributions.
Why age alone shouldn’t rule out annuities in retirement
It’s essential to weigh the timing and type of product carefully when discussing annuities with your retired clients.
Regulators defend close relationships with industry
Critics allege conflicts of interest make it nearly impossible for state insurance regulators to objectively write rules.
Strong succession planning starts early: A case study
How a multigenerational practice is addressing the issues of succession planning.
Life insurance can shield your estate
State estate tax bills can threaten the inheritance of a home, family business or other assets.
The missing link in LTC planning
Help your clients change their attitude, behavior and habits in planning for future care.
Feelings, prayers and vibes: How many Americans buy
Many Americans rely on their gut feelings, prayers and vibes when making major purchasing decisions, according to a survey by Life Happens.
Latest round of Medicare prescription drug price cuts announced
The Trump administration announced new lower Medicare prices for 15 drugs that were part of the latest round of price negotiations.
Annuity sales edge up in Q3, Wink reports
Sales were up 1.8% when compared to the previous quarter and up 1.5% when compared to the same period last year.
Nearly half of Americans surveyed to collect Social Security benefits early
Nearly half of Americans surveyed plan to file for Social Security benefits before reaching full retirement age, leaving money on the table.
Older Investors, Wider Bets: How retirement portfolios change with age
A T. Rowe Price/MIT study reveals how retirement investors’ allocation preferences and accumulated savings become more diverse with age.
Study: Nearly half of Americans would consider a 50-year mortgage
A recent study of 1,000 Americans found that almost half of Americans (45%) would consider a 50-year mortgage if it were available.
As ACA collapse nears, announcement of Trump plan postponed
A White House official said President Donald Trump will postpone his announcement of a new proposal to address health care costs and averting a spike in premiums driven by the expiration of enhanced Affordable Care Act subsidies.
Insurers of last resort are failing households
FAIR Plans were created in the 1960s as a temporary public policy response to a market failure.
Republicans scrambling for plan to fix healthcare, DC insider says
Republicans likely want to have a healthcare plan to present to Americans by the State of the Union address in late January, Jeff Bush predicted.
New ACA proposals in the works as ‘subsidy cliff’ looms
As the Affordable Care Act “subsidy cliff” looms, reports say President Donald Trump plans to announce a new proposal for addressing health care costs.
‘Take this as a win’: NAIC creates new life insurance illustration group
The National Association of Insurance Commissioners is creating a new working group to address life insurance and annuity illustrations.
Florida homeowners continue to face insurance affordability crisis, report says
A report finds that the “rebuilding” of Florida’s property insurance market after Hurricane Ian struck the state in 2022 has reproduced many of the same conditions that left homeowners exposed in the last crisis.
