When your client wants to borrow from their life insurance
There are benefits and drawbacks to borrowing from a cash value policy.
We must do better to support women in financial services
Some steps everyone can take to encourage women to pursue careers in the industry and thrive in them.
Retirement success? Plan for a marathon — not an extended vacation
The nonfinancial aspects of retirement are often overlooked when planning for a client’s post-working years. Here’s how to help clients have a more complete vision of their lives after employment.
Insurers, A.M. Best reach preliminary settlement in financial ratings case
Two insurers accusing A.M. Best of unfairly downgrading their ratings have reached a preliminary settlement with the credit rating agency.
Advisor starts ‘unbiased system for learning’ to aid young investors
How young people learn about money presents an interesting dichotomy: they have better access to information, but how good are those sources?
How LTCi protects your client’s retirement plans
Long-term care insurance is one tool advisors can recommend to ensure clients enjoy their retirement with peace of mind.
3 reasons for RILAs’ growing popularity
RILAs provide investors with a level of protection coupled with growth opportunities to help meet their long-term retirement investment and income needs.
NABIP upholds role of agents in the ACA marketplace
The National Association of Benefits and Insurance Professionals expressed its concern over the recent narrative presented in the Paragon Health Institute’s report, which portrays a broad and detrimental view of the role of agents within the Affordable Care Act marketplace.
Making the most of National Insurance Awareness Day
National Insurance Awareness Day is a time to remind clients and prospects about the numerous benefits of insurance.
Post-COVID disabilities increase puzzles experts
Along with rise in excess mortality numbers post-COVID, the number of working people with disabilities in the last three years is also up.
How client review meetings can lead to business growth
Top advisors share tips on how client review meetings can enhance client satisfaction and identify opportunities for future growth.
Attorney rips insurers, agents over ‘incredibly complex’ IUL-focused plans
A growing group of consuner advocates say that IUL is a poor choice for retirement plans. One such attorney is engaged in lawsuits across several states.
Retirement plan advisors can use holistic solutions to grow their business
Retirement plan advisors have an opportunity to elevate their offerings beyond “funds, fees and fiduciary.”
Agents urged to prepare clients for increased liability claims amid ‘wave’ of social inflation
With a dramatic increase in social inflation, industry experts are encouraging advisors to educate their clients about the risks.
Regulators move forward with offshore reinsurance ‘concepts’
Regulators voted Thursday to expose a pair of reinsurance documents designed to move regulators closer to an actuarial guideline to tighten offshore reinsurance testing.
ACA preventive care mandate to stay in place after appeals court ruling
The U.S. 5th Circuit Court of Appeals ruled that a Christian-owned business can’t be compelled to cover preventive medications as is required under the Affordable Care Act.
Tax reform: What Congress does depends on November election results
Provisions of the Tax Cuts and Jobs Act of 2017 that impact individual taxpayers will expire at the end of 2025 unless Congress acts.
RIAs report greater interest in FIAs
Nearly half of registered investment advisors believe volatility will be the same as market stressors continue, a Security Benefit study shows.
How long is ‘forever’ when it comes to permanent life insurance?
Clients may like the idea of permanent protection but the idea of paying forever can be a daunting proposition.
