Learn To Recognize Your Penultimate Moment - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Top Stories
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
From the Field: Expert Insights
Top Stories RSS Get our newsletter
Order Prints
January 9, 2021 Top Stories
Share
Share
Post
Email

Learn To Recognize Your Penultimate Moment

By Vanessa Bucklin

In track and field, the success of a long jumper depends on several factors: speed, conviction, height. But perhaps most important is the second-to-last, or penultimate, step they take before launching into the actual jump. This step can prepare jumpers for excellent results, or it can dash their hopes.

This lesson I learned in high school track and field has carried over into my professional career. Penultimate steps come in different forms and at unexpected times, but when taken well they set people on the right trajectory for reaching their goals.

Should they learn to recognize these underappreciated moments, advisors can find both more accomplishments and more meaning in their careers.

Penultimate Moments

Penultimate steps come in many forms, from final arrangements for an event to recognizing an unexpected opportunity. They can also come in the form of experiencing disappointment or changing your attitude or outlook. The unifying factor is timing: penultimate steps, whether planned or stumbled upon, are the moments before liftoff, not the liftoff itself.

The biggest penultimate step in my career came at the moment of my career change. After 15 years of work in banking, I had a VP position and a steady paycheck. But I was unsatisfied with the work and wanted to start an insurance agency in my small town of 2,500 people.

I chose to focus on the upsides and opportunities of this shift – like the fact that knowing almost everyone in my town gave me a ready network of prospects – instead of the challenges, like leaving a job that provided reliable income. That simple attitude check set me up for a successful start once I opened my doors, and I qualified for MDRT within my first year of selling insurance.

Keeping An Eye Out

The diversity of penultimate moments can make them difficult to recognize if you aren’t looking for them. Many people in various industries focus only on an envisioned finish line instead of their personal or professional journeys. Aside from making life duller, this outlook also turns life events from steps to evaluate into obstacles to overcome.

If you view everything as a problem to put behind you, you won’t be able to recognize opportunities. It’s therefore important to pay attention to day-to-day changes, victories and challenges to increase your chance of recognizing potentially career-altering inflection points.

Doubt can also impede your understanding of when penultimate moments happen. This can show up as doubt in your personal abilities or doubt in the reasons you have to wake up and go to work. To manage this human, but sometimes unhelpful, emotion, look forward with a secure purpose to your work. Find the reason you want to do the job and drill down on it. Aim to be good at it today, and better tomorrow.

Seizing Opportunities

For most people, preparation and practice translate into better long-term results. Sometimes, though, big decisions come when we’re not ready for them. Penultimate steps don’t always happen when we want them to, or when every other item on a checklist is complete. But to find the most success and the most happiness, advisors must be ready to take them when they present themselves.

I did not have all the bases covered when I left my banking career. I was my family’s breadwinner and I had three children under the age of seven at the time, and I did not have a guarantee of success in insurance. But I knew in my heart of hearts that the moment was right, and I had my faith to keep me going. Advisors don’t need to all draw faith from the same place or set of beliefs, but they do need to have faith in something larger than themselves to carry them through tough calls or tough times.

Penultimate moments can get lost in the day-to-day shuffle by those who only care about their destination. But advisors who learn to look for and harness these inflection points can earn themselves happier and more successful lives and careers.

About The Author
Vanessa is the owner of Pondera County Insurance. She specializes in estate planning and asset protection focusing on family farms and next generation transitions. Vanessa was born and raised in Conrad, MT. She earned her Bachelor’s in Finance from UNLV and her MBA from the University of Montana. Prior to opening her own agency, Vanessa had 15 years of lending experience as a Commercial and Agriculture Loan Officer.

Vanessa is the author of the book “The Penultimate Step” which she shares her own personal journey. This motivational memoir discusses the many penultimate steps in her life and encourages the reader to never give up on their own dreams.

Vanessa is a registered representative offering securities through NYLIFE Securities, LLC Member FINRA/SIPC, a licensed insurance agency. She is a seven-year qualifying member of MDRT.

user

Older

Report: Biden Tabs Boston Mayor Marty Walsh As Labor Secretary

Newer

Life Insurance Key To Financial Client Satisfaction, Report Shows

Advisor News

  • How smart investments prepare clients for inflation
  • Amid slew of corporate tax ideas, Newsom chose one likely to hit people’s premiums
  • The biggest risk to your clients’ financial plans isn’t market volatility
  • Initiative looks at how caregiving impacts workplace benefits
  • Will rising retirement needs spark an annuity boom?
More Advisor News

Annuity News

  • Globe Life Inc. (NYSE: GL) Records 52-Week High Thursday Morning
  • Fortitude Re Completes $500 Million FABN Issuance
  • Reframing retirement income for greater certainty
  • Jackson Introduces Dow Jones Industrial Average Index Option, Flexible Premiums, Six-Year Rate Guarantee in Latest Registered Index-Linked Annuity Launch
  • Senior Market Sales® Fortifies Annuity Reach With Acquisition of Retirement Planning Firm Stratton & Company
More Annuity News

Health/Employee Benefits News

  • Report Summarizes Geriatrics and Gerontology Study Findings from National Center for Geriatrics and Gerontology (Multi-domain Functional Dispersion and Disability-Free Survival among Community-Dwelling Older Adults: An Exploratory Study): Aging Research – Geriatrics and Gerontology
  • Findings from Brown University in Managed Care Reported (Third-Party Convener Firms And The Rise Of Geographically Dispersed, High-Earning Medicare ACOs): Managed Care
  • Findings from Arnot Ogden Medical Center Broaden Understanding of Diabetic Ketoacidosis (Diabetic Ketoacidosis From Health Insurance-Requested Non-medical Switching): Nutritional and Metabolic Diseases and Conditions – Diabetic Ketoacidosis
  • Mark Farrah Associates Analyzed the 2025 Medicare Supplement Market
  • 3 Million Seniors Lost Their Medicare Advantage Plan in 2026: 7 Moves to Make Before Your Coverage Lapses
More Health/Employee Benefits News

Life Insurance News

  • Appeals court rejects investor payouts in latest decision against STOLI
  • Why premium-financed IUL is failing
  • AM Best Affirms Issue Credit Ratings of Weston2038 LLC’s Credit-Linked Notes
  • Globe Life Inc. (NYSE: GL) Records 52-Week High Thursday Morning
  • Greg Lindberg moves to halt $1.65B restitution order, claims he ‘overpaid’
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Maximize Your FIA Case Results
Learn a repeatable process to review, reposition, and present FIA opportunities with confidence.

Aim higher during Annuity Awareness Month
Raise the bar with our diverse portfolio of Ascend annuities, backed by superior financial strength

You Could Be Losing Up to 20% of Your Commissions
GreenWave helps you find, fix, and prevent commission errors.

True Independence Means Having Choices
Cambridge offers flexibility, stability, proven tools—no private equity strings attached.

Life moves fast. Your BGA should, too.
Stay ahead with Modern Life's AI-powered tech and expert support.

Looking for stronger rates, amplified growth & real results?
Sentinel's Accumulation Protector Plus℠ Annuity is for clients wanting more from retirement planning

Press Releases

  • Prosperity Life GroupSM Launches Prosperity PathWaySM Series, Bringing Greater Choice and Flexibility to Retirement Income Planning
  • Senior Market Sales® Fortifies Annuity Reach With Acquisition of Retirement Planning Firm Stratton & Company
  • RFP #T01625
  • Rockwood Programs Appoints Kerry Ladouceur as Vice President, Financial Lines
  • JP Insurance Group Launches Commercial Property & Casualty Division; Appoints Joe Webster as Managing Director
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet