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Exclusive

Critical Illness Plans Become A Popular Voluntary Benefit

December 17, 2015

Critical illness plans deliver financial certainty for workers, especially for those enrolled in high-deductible health plans, by providing a cash benefit to help fund employees’ out-of-pocket expenses after a major illness such as cancer, heart attack or stroke.

Bigfoot Sighting? Tax-Free Roth Conversions Do Exist

December 1, 2015

Just as there are those who believe Bigfoot exists, there are also those who believe that every Roth conversion results

The Questions That Help Find the Right Disability Coverage

November 30, 2015

It’s not enough to convince your client to purchase disability insurance. You also must match the correct options to your

Advisors and Clients Stuck in Strategies Ignoring Longevity

November 30, 2015

Financial professionals are still pushing accumulation strategies when older clients are most worried about outliving their funds, a survey says.

Does Your FIA Index Crediting Strategy Swing for the Fences?

November 30, 2015

A strategy can aim either for steady low returns or occasional high returns. Here is how to think about the

Learning the Facts of Life — Whole Life, That Is

November 30, 2015

Five facts about whole life insurance that may help “seal the deal” when your client must choose the type of

Beating the Odds Twice: Getting Coverage for Cancer Survivors

November 30, 2015

A client’s cancer diagnosis doesn’t necessarily mean they no longer qualify for life insurance coverage. Here is how you can

DOL Fiduciary Rule Opponents Have a Few Arrows Left to Use

November 30, 2015

The successful fight against the Securities and Exchange Commission’s effort to regulate fixed index annuities provides a blueprint.

DOL Fiduciary Rule Opponents Have a Few Arrows Left to Use

November 30, 2015

The successful fight against the Securities and Exchange Commission’s effort to regulate fixed index annuities provides a blueprint.

How To Get Everyone On Your Sales Team

November 30, 2015

An interview with Todd Cohen Who is on your company’s sales team? Everyone! Even if sales isn’t part of an

Inside the DOL's War on Annuities

November 30, 2015

For those who sell annuities, the Department of Labor’s proposed fiduciary rule will bring either a significant shift or a

Know Why the Black Swan Sings

November 30, 2015

Buzzwords are the signposts along the flat earth of business theory.

Make Your Business Plan A Living Document

November 29, 2015

Instead of listing your goals for the year, concentrate on the aspects of your practice that you can control.

The Story Of Sherry And Ben

November 26, 2015

A client case study provides another reminder of the help that life insurance agents offer to individuals and families.

UnitedHealth Might Pull Out of ACA Market; Agents Critical of Timing

November 19, 2015

The nation’s largest health insurer says its products in the ACA public exchanges are not performing well enough. An industry rep says UnitedHealth should have informed brokers of commission cuts prior to open enrollment.

Exclusive

Top 6 Marketing Tips For Brokers

November 17, 2015

How can you cut through the noise and get the attention of your target audience? It starts with great marketing and some good old-fashioned candor.

Another Life Carrier Raises Rates On Older Blocks Of Business

November 16, 2015

The number of life insurance carriers raising their cost of insurance rates has increased to five. Could this trend accelerate?

Exclusive

Life Carriers Imposing Huge Rate Hikes On Some Policyholders

November 6, 2015

At least four large carriers have already enacted rate hikes, resulting from jumps in the cost of insurance they charge to existing customers.

Exclusive

When Appointing A Corporate Fiduciary May Be Best For An Estate Plan

November 6, 2015

A family member may not always be the best choice to carry out your client’s estate plan.

ACA Pushes Industry Toward Life/Annuity Track

October 29, 2015

It seems as if the life and annuity business is moving along one path, and the health insurance business is

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