LIMRA research points out that retirement plan access is the top reason American workers start saving for retirement. Nearly 4 in 10 of all workers said they began to save for retirement because their employer offered a retirement savings plan.
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Contact sports, most acutely football, are facing a stark, new threat: an evaporating insurance market that is fundamentally altering their economics, squeezing and even killing off programs faced with higher costs and a scarcity of available coverage, a new ESPN report finds.
Sometimes it’s not what they do, it’s what they don’t know how to do.
White Glove Workshops, a digital marketing company specializing in planning, promoting and managing educational seminars for professionals in the finance, insurance, real estate and legal industries, has hired former National Planning Corporation CEO and president John C. Johnson.
Understanding how this significant influx of retirees will impact the market is critical to being able to capitalize on the nearly $35 trillion in financial assets they hold.
Wells Fargo CEO Tim Sloan addresses criticism of the bank and its recent missteps.
The Department of Labor’s fiduciary rule muted annuity sales early in 2018, but sales ended the year promising as the industry forged ahead with procedures and policies designed to help increase clarity and simplicity, and provide even greater access and understanding to advisors and investors. So what lies ahead?
Here is a list of five things to check at the beginning of every year to help ensure that your legacy still aligns with your life in its current state.
In current assumption UL, the growth of the policy’s cash value is based on a flat crediting rate that is established by the insurance carrier and adjusted from time to time. The unique policies have come under fire from some longtime clients who say the promises made at time of sale have not materialized.
By Chris Orestis H.R. 7203, introduced by U.S. Rep. Kenny Marchant (R-TX) and U.S. Rep. Brian Higgins (D-NY) would permit…
Life insurance is well-suited to provide liquidity to meet the needs of clients with large estates, making it an important consideration in boomer estate plans.
A resurgence in index annuities reminds us that they are a great choice for clients.
Looking back, 2018 was another year of the unexpected and unprecedented. Lawmakers at home and abroad dominated the headlines, impacting markets and portfolios, and raising concerns of advisors and investors alike.
Introduced by Reps. Kenny Marchant, R-Texas and Brian Higgins, D-N.Y., would permit seniors, regardless of their health status, to use life insurance policies they already own to fund a wide range of health care costs, including long-term care expenses and long-term care insurance premiums.
The Federal Reserve is increasing interest rates by 0.25 percent, equaling a hike in late September. Clients might not fully understand the implications of the rising interest rates, or how it impacts their portfolio. This offers a golden opportunity for advisors to provide an education and bond with clients.
Hybrid life/long-term care insurance policies solve two problems: the life insurance gap among American households and the continued high cost of standalone LTCi.
Fixed index annuity sales and variable annuity assets hit record quarterly highs during the third quarter, according to the Insured Retirement Institute. Deregulation and product innovation are expected to fuel strong annuity sales into 2019, one analyst says.
The difference between a threat and an opportunity is whether you see yourself as the leader of your clients’ success.
Tuesday’s stock market sell-off worried investors, who are also concerned about the so-called “yield curve.” But other indicators point to a cooling economy that should remain solid for a few years to come, says Brad McMillan of Commonwealth Financial Network.
A recent survey revealed that 95 percent of agents think digital technology is important to their success. This is an increase from 58 percent in 2016. These digital must-haves will keep you in touch with the times and in touch with customers’ needs, so you can connect in the ways that matter.
