Richard M. Weber, MBA, CLU, AEP (Distinguished), is a 57-year veteran of the life insurance industry, having been a successful agent, a home office executive, a software designer, author of four books and more than 400 published articles, and an educator. He is the co-creator of Certified Insurance Fiduciary, an online program for advisors wanting to enhance the scope of their advisory services. He may be contacted at [email protected].
There has been a growing concern for providing enhanced consumer protection in the purchase of increasingly complex annuities and life insurance products.
In my experience, tolerance for investment risk and personal risk are going to be different for most people. As an advisor focused on personal risk, I want to help the client think through the things that create anxiety and concern were they actually were to occur.