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John Hilton

InsuranceNewsNet Senior Editor John Hilton has covered business and other beats in more than 20 years of daily journalism. John may be reached at [email protected]. Follow him on Twitter @INNJohnH.

6 hours ago
Image shows several figures standing in from of charts.

NAIC’s 2026 AI evaluation pilot moves ahead as industry balks

State insurance regulators are committed to kicking off a pilot program in 2026 to test insurers’ use of artificial intelligence.

December 11, 2025
Image shows a home graphic and a credit report

‘Credit score penalty’ doubling the cost of insurance for some, CFA reports

In all but three states it’s often more expensive for homeowners to have poor credit than to live in an area with a high risk of natural disasters.

December 10, 2025

Insurance Compact warns NAIC some annuity designs ‘quite complicated’

In one product trend, regulators are seeing more guaranteed living withdrawal benefits attached to non-variable annuities.

December 9, 2025
Image shows a group of protesters.

Advocates warn of ‘significant time bomb’ with healthcare barriers

Advocates urged regulators Monday to focus efforts on health care coverage access during the National Association of Insurance Commissioners’ fall meeting.

December 9, 2025
Image shows the New York Life logo

New York Life continues to close in on Athene; annuity sales up 50%

New York Life sold 50% more annuities through three quarters than in 2024, LIMRA reported in its updated sales rankings.

December 9, 2025
Image shows the Penn Mutual logo and the word, "Dismissed."

Judge tosses Penn Mutual whole life lawsuit; plaintiffs to refile

A California judge granted motions to dismiss a lawsuit filed by a group of 29 plaintiffs who claim that Penn Mutual Life Insurance Co. and several co-defendants ran a tax-avoidance scam.

December 8, 2025
Image shows a group of people standing in the shadows

NAIC panel readies controversial RBC changes for fall meeting vote

Regulators discussed the purpose of risk-based capital data last week as work progressed on an at-times controversial set of RBC principles.

December 5, 2025
Image shows the Connecticut Department of Insurance website

Judge approves PHL Variable plan; could reduce benefits by up to $4.1B

A Connecticut judge signed off Tuesday on changes to a moratorium on benefits available to the financially troubled PHL Variable Insurance Co.

December 3, 2025
Image shows the Department of Labor logo

DOL fiduciary future murky as Fifth Circuit tosses appeal

The Department of Labor fiduciary rule is again on the ropes after the Fifth Circuit Court of Appeals dismissed the government’s appeal Friday.

December 3, 2025
Image shows a tanker on the water.

Lawsuit blames Big Oil for climate-driven insurance rate hikes

Washington state homeowner’s insurance rates increased by 51% over the past six years. In a new lawsuit, a pair of residents say oil companies are to blame.

December 2, 2025
Image shows a piggy bank amid glowing surroundings

Will Trump accounts lead to a financial boon? Experts differ on impact

Tuesday’s announcement of a massive private donation to expand President Donald Trump’s “baby accounts” renewed the debate over how effective the seed investment will be.

December 2, 2025
Image shows a laptop open to the Connecticut Insurance Department website.

State to decide on potential buyer for PHL Variable policies by Dec. 31

Several companies are competing to take over or reinsure all or parts of the troubled PHL Variable Insurance Co. business.

December 1, 2025

Big, Beautiful Tax Changes

The One Big Beautiful Bill Act makes major temporary tax cuts from 2017 permanent for high earners and businesses, reshaping the relationship between federal taxation and high earners.

December 1, 2025

Social Security at a Crossroads

The Social Security program faces crucial issues including a projected trust fund shortfall by 2033, an aging population that’s reducing the worker-to-beneficiary ratio and ongoing political gridlock.

December 1, 2025

Regulators defend close relationships with industry

Critics allege conflicts of interest make it nearly impossible for state insurance regulators to objectively write rules.

November 24, 2025
Constitution, Gavel and stethoscope. Republicans scrambling for plan to fix healthcare, DC insider says

Republicans scrambling for plan to fix healthcare, DC insider says

Republicans likely want to have a healthcare plan to present to Americans by the State of the Union address in late January, Jeff Bush predicted.

November 24, 2025
Illustration of insurance performence illustrations using 3D objects. 'Take this as a win': NAIC creates new life insurance illustration group.

‘Take this as a win’: NAIC creates new life insurance illustration group

The National Association of Insurance Commissioners is creating a new working group to address life insurance and annuity illustrations.

November 21, 2025
Kyle Busch

Kyle Busch IUL lawsuit moved to federal court at PacLife’s request

A lawsuit by NASCAR star Kyle Busch against Pacific Life and an advisor over a poorly performing indexed universal life insurance policy moved to federal court Thursday.

November 21, 2025
Image shows a dollar sign

NAIC health panel to study ‘affordability,’ other disparities in 2026

State health insurance regulators agreed Thursday to beef up their 2026 charges to include a bigger focus on disparities in health insurance.

November 20, 2025
Image shows the words, "Systems Evaluation."

NAIC regulators to pilot an AI evaluation tool for insurer conduct exams

State insurance regulators are about to receive a new AI evaluation tool to help them better understand how insurance companies are utilizing artificial intelligence.

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