Anna Baluch is a finance reporter and writer with more than a decade of experience. Contact her at [email protected]
Just as anyone else, gig economy power earners need life insurance to replace income that would stop the moment they quit working.
Eighty-eight percent of fleets reported they use telematics for safety, yet only 30% share their data with insurers, according to SambaSafety’s 2025 telematics report.
Life insurance, both for protection and as a financial planning tool, remains a crucial part of any portfolio for clients nearing retirement.
Recent data from the Pew Research Center found that among adults under 49 without children, 47% say they never wants kids. But do they need life insurance?
Many clients don’t buy the insurance coverage they need, even when they can afford it.
How much can AI help the insurance industry offset the continued loss of institutional knowledge as talent ages out?
As more and more insurers leverage AI for underwriting, claims, and risk management, they face the need for explainability, defensibility, and accountability.
High-net-worth families often face elevated cyber risk because of their visibility, financial resources, and complex lifestyles.
Florida’s recent tort reforms were designed to reduce lawsuit incentives and the additional costs that arise when claim payouts increase because of societal and legal pressures.
The SEC Division of Enforcement announced important updates to its Enforcement Manual to improve the consistency and uniformity of investigative practices
Earlier this year, a new law went into effect in Texas, requiring insurers to provide a reason for declining or…
According to the Big ‘I’, two-thirds of independent agencies plan to increase their AI usage in the next 12 months.
Market reports usually include pricing pressures and geographic risk factors that turn complex data into practical guidance for retirement planning.
Now that Americans are healthier, more active, and living longer than ever before, outliving retirement income is a real concern.
Client needs are not set in stone. Their retirement dates may change, income needs might shift, and family situations may develop in new ways.
As of late, fixed index annuities have expanded, offering indices that go beyond stocks and bonds. Bitcoin-linked FIAs are one example of this trend.
Today, risk management and home protection matter more than ever before as climate disasters and other factors increase property damage.
Resiliency home upgrades have proven to benefit both insurance carriers and policyholders alike. Here are some agents should recommend.
Next-gen pricing technologies simultaneously combine economic scenarios, profitability metrics, and capital requirements to price annuities.
Principal Financial Group closed out the fourth quarter with solid performance, driven by steady revenue growth across its main business lines.
