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Anna Baluch

Anna Baluch is a finance reporter and writer with more than a decade of experience. Contact her at [email protected]

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June 9, 2026
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S&P Global analysis: Why P&C insurer profitability surged in Q1 2026

The U.S. property and casualty insurance industry achieved record-breaking underwriting profitability in the first quarter of 2026.

June 3, 2026
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Why advisors should be talking about life settlements

Recent five-year data from the Life Insurance Settlement Association tells an interesting story about the life settlement business.

June 2, 2026
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The Super El Niño Effect on insurance and what it means for clients

Forecasters are warning that Super El Niño is expected to make its debut soon and will likely continue through winter and early 2027.

May 27, 2026
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The hidden risks of indexed universal life and what advisors should know

Indexed universal life insurance now represents about 25% of life insurance sales and the product is rapidly increasing in popularity.

May 26, 2026
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California’s home insurance crisis: What it means for advisors

The California property insurance market is currently facing severe structural strain, making coverage increasingly expensive and difficult to find.

May 22, 2026
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The hidden flaw in insurance AI adoption for advisors and carriers

Many insurers are still using AI for existing underwriting and claims rather than redesigning how those workflows operate.

May 20, 2026
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Why seniors fear spending their own retirement wealth

New data from Security Benefit shows that two in five financial professionals say 30% or more of their clients spend less than they can in retirement.

May 14, 2026
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Strong underwriting: what it means for insurers and advisors

A recent Pacific Life survey found that 52% of executives expect electronic health records to have the greatest impact on underwriting in the next few years.

May 11, 2026
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Addressing the ‘menopause tax:’ A guide for advisors with female clients

Historically treated as a short-term, minor issue, menopause hasn’t been built into retirement models as a sustained driver of healthcare costs.

May 8, 2026
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The modern advisor: Merging income, insurance, and investments

The financial lives of Americans have never been more complex, and complexity is precisely why integration matters.

May 5, 2026
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Midlife planning for women: why it matters and how advisors should adapt

Advisors who recognize this and serve their female clients accordingly are better positioned to build meaningful, long-term relationships.

May 1, 2026
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Younger investors are engaged and advisors must adapt

Younger clients are moving away from accumulation-only thinking to a more balanced approach that includes protection and income planning.

May 1, 2026

How annuities can help small-business owners achieve retirement security

Annuities allow small-business owners to convert accumulated assets into guaranteed lifetime income.

May 1, 2026

Rethinking retirement income: The role of annuity laddering

Two approaches to a strategy that provides guaranteed income.

April 29, 2026
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A new opportunity for advisors: Younger indexed annuity buyers

Nationwide’s latest Advisor Authority study found that a majority of millennials and Gen Xers are likely to put part of their portfolio in an annuity.

April 22, 2026
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Life insurance tips: 5 underwriting concerns for clients living abroad

Advisors are increasingly asked how to structure life insurance for those whose careers, families, and finances span multiple countries.

April 21, 2026
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Life insurance for gig economy power earners: what advisors need to know

Just as anyone else, gig economy power earners need life insurance to replace income that would stop the moment they quit working.

April 13, 2026
Image shows the words, "Telematics Boost."

Sell more, cover better as telematics get smarter

Eighty-eight percent of fleets reported they use telematics for safety, yet only 30% share their data with insurers, according to SambaSafety’s 2025 telematics report.

April 10, 2026
Image shows an older man on his way to work

Supporting the ‘better late than never’ market with life insurance

Life insurance, both for protection and as a financial planning tool, remains a crucial part of any portfolio for clients nearing retirement.

April 10, 2026
Image shows a couple holding a baby.

The child-free client: how advisors can support this growing demographic

Recent data from the Pew Research Center found that among adults under 49 without children, 47% say they never wants kids. But do they need life insurance?

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