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Anna Baluch

Anna Baluch is a finance reporter and writer with more than a decade of experience. Contact her at [email protected]

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March 19, 2026
Image shows a halo over a family home

The cyber shield: protecting high-net-worth clients from digital risks

High-net-worth families often face elevated cyber risk because of their visibility, financial resources, and complex lifestyles.

March 17, 2026
Image shows a damaged vehicle and the Florida state seal.

Florida tort reform: A new era for insurance company loss ratios

Florida’s recent tort reforms were designed to reduce lawsuit incentives and the additional costs that arise when claim payouts increase because of societal and legal pressures.

March 11, 2026
Image shows the SEC logo

SEC manual shake-up: What every insurance advisor needs to know now

The SEC Division of Enforcement announced important updates to its Enforcement Manual to improve the consistency and uniformity of investigative practices

March 10, 2026
Image shows a book with the title, "Texas Disclosure 101"

Texas Disclosure 101: A survival guide for P&C agents and clients

Earlier this year, a new law went into effect in Texas, requiring insurers to provide a reason for declining or…

March 5, 2026
Image shows a man and a robot sitting together

Two-thirds of independent agencies plan to increase AI use this year

According to the Big ‘I’, two-thirds of independent agencies plan to increase their AI usage in the next 12 months.

March 4, 2026
Image shows a couple meeting with a financial advisor

Market reports turn economic trends into a strategic edge for advisors

Market reports usually include pricing pressures and geographic risk factors that turn complex data into practical guidance for retirement planning.

March 2, 2026
Image shows a bridge that spells out "Annuities"

Advising clients wanting to retire early: how annuities can bridge the gap

Now that Americans are healthier, more active, and living longer than ever before, outliving retirement income is a real concern.

February 25, 2026
Image shows an advisor meeting with a couple

Annual annuity reviews: leverage them to keep clients engaged

Client needs are not set in stone. Their retirement dates may change, income needs might shift, and family situations may develop in new ways.

February 18, 2026
Image shows money with a bitcoin sybol

Crypto meets annuities: what to know about bitcoin-linked FIAs

As of late, fixed index annuities have expanded, offering indices that go beyond stocks and bonds. Bitcoin-linked FIAs are one example of this trend.

February 17, 2026
Photo illustration of an insurance agent holding out his card, with the words "Risk Advisor" written over his normal job title. Why-home-insurance-agents-are-turning-into-risk-advisors.

Carriers raise the home protection bar: What agents should know

Today, risk management and home protection matter more than ever before as climate disasters and other factors increase property damage.

February 17, 2026
Photo showing a workman installing roof improvements. Climate-resistant-home-upgrades-agents-should-be-recommending.

Climate-resistant home upgrades agents should be recommending

Resiliency home upgrades have proven to benefit both insurance carriers and policyholders alike. Here are some agents should recommend.

February 13, 2026
Illustration of $100 bill with colorful sparkles.

How next-gen pricing tech can help insurers offer better annuity products

Next-gen pricing technologies simultaneously combine economic scenarios, profitability metrics, and capital requirements to price annuities.

February 10, 2026
Image shows the Principal building.

Principal builds momentum for 2026 after a strong Q4

Principal Financial Group closed out the fourth quarter with solid performance, driven by steady revenue growth across its main business lines.

February 10, 2026
Woman examines documents with a magnifying glass. Annuity check fraud: What advisors should tell clients.

Annuity check fraud: What advisors should tell clients

Annuity checks are no exception when it comes to check fraud. What can advisors tell their clients to keep them safe?

February 5, 2026
Equitable earnings with Equitable Holdings logo and a financial chart.

Equitable reports mixed results but looks ahead to a stronger 2026

Equitable Holdings reported mixed 2025 financial results, posting a full-year loss but returning to profitability in the final quarter.

February 3, 2026
Illustration showing advisor explaining deductibles to a client. How-to-discuss-higher-deductibles-without-losing-client-trust.

How to discuss higher deductibles without losing client trust

Higher deductibles create friction for clients, introducing uncertainty at the moments they need coverage most.

January 12, 2026
Illustration of a financial advisor and client looking at various financial models for investing. How-financial-planners-can-use-modeling-scenarios-to-boost-client-confidence.

How financial planners can use modeling scenarios to boost client confidence

Financial modeling allows both advisors and clients to dive deep into the “what-if” scenarios that life may throw at them.

January 9, 2026
Illustration showing the words "Lifetime Income" in the image of an old-fashioned sewing sampler. Reframing-lifetime-income-as-an-essential-part-of-retirement-planning.

Reframing lifetime income as an essential part of retirement planning

Retirements are longer and less predictable. The traditional “guaranteed income” foundation is gone. Enter, lifetime income.

January 8, 2026
Illustration with "Home Insurance vs. Home Warranty" written on a desk notepad. Are-home-warranties-replacing-home-insurance-for-some-customers.

Are home warranties replacing home insurance for some customers?

Some consumers are turning to home warranties to replace the mechanical breakdown endorsement on a home insurance policy.

January 7, 2026
Illustration showing two hands casting a web of abuse on a person.

From ‘Frankenstein’ plans to annuities: Regulators warn of rising insurance abuse

Insurance fraud costs consumers over $308 billion annually. How can insurance professionals and consumers identify financial abuse?

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