Anna Baluch is a finance reporter and writer with more than a decade of experience. Contact her at [email protected]
Recent five-year data from the Life Insurance Settlement Association tells an interesting story about the life settlement business.
Forecasters are warning that Super El Niño is expected to make its debut soon and will likely continue through winter and early 2027.
Indexed universal life insurance now represents about 25% of life insurance sales and the product is rapidly increasing in popularity.
The California property insurance market is currently facing severe structural strain, making coverage increasingly expensive and difficult to find.
Many insurers are still using AI for existing underwriting and claims rather than redesigning how those workflows operate.
New data from Security Benefit shows that two in five financial professionals say 30% or more of their clients spend less than they can in retirement.
A recent Pacific Life survey found that 52% of executives expect electronic health records to have the greatest impact on underwriting in the next few years.
Historically treated as a short-term, minor issue, menopause hasn’t been built into retirement models as a sustained driver of healthcare costs.
The financial lives of Americans have never been more complex, and complexity is precisely why integration matters.
Advisors who recognize this and serve their female clients accordingly are better positioned to build meaningful, long-term relationships.
Younger clients are moving away from accumulation-only thinking to a more balanced approach that includes protection and income planning.
Annuities allow small-business owners to convert accumulated assets into guaranteed lifetime income.
Two approaches to a strategy that provides guaranteed income.
Nationwide’s latest Advisor Authority study found that a majority of millennials and Gen Xers are likely to put part of their portfolio in an annuity.
Advisors are increasingly asked how to structure life insurance for those whose careers, families, and finances span multiple countries.
Just as anyone else, gig economy power earners need life insurance to replace income that would stop the moment they quit working.
Eighty-eight percent of fleets reported they use telematics for safety, yet only 30% share their data with insurers, according to SambaSafety’s 2025 telematics report.
Life insurance, both for protection and as a financial planning tool, remains a crucial part of any portfolio for clients nearing retirement.
Recent data from the Pew Research Center found that among adults under 49 without children, 47% say they never wants kids. But do they need life insurance?
Many clients don’t buy the insurance coverage they need, even when they can afford it.
