Allianz Life Insurance Company of North America Sponsored Content

Allianz Life Insurance Company of North America (Allianz) is a leading provider of retirement solutions, including fixed and variable annuities and life insurance for individuals.

Since 1896, we’ve had the strength and stability to fulfill our promises. Through bull markets and bear markets, we’ve stayed true to our careful planning, disciplined investing, and risk management expertise. That’s why we’re well positioned for what’s ahead.

When affluent families consider acquiring life insurance, there may be a concern about having to liquidate profitable assets in order to meet their premium payment obligations for the larger policy they require. And that’s not the only issue – it’s vital that the policy be arranged so gift taxes are not levied on the premium payments, and estate taxes not levied on the death benefit proceeds.

Today fixed index universal life (FIUL) represents 25% of a $2.7 billion total life insurance market.1 With so much at stake, it pays to stay on top of how this product segment continues to evolve. With so much at stake, it pays to stay on top of how this product segment continues to evolve.

Long-term financial planning strategies require a financial professional to consider the impact of a client’s death on loved ones. However, historically, financial professionals focused only on preparing the assets for the beneficiaries.

It is common knowledge that successful financial strategies include a mix of various assets and financial vehicles, like company-sponsored qualified plans, savings accounts and securities. However, financial advisors often omit life insurance as a critical component of their clients’ strategies.
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