|By Bethany Leggett, The Brunswick News, Ga.|
|McClatchy-Tribune Information Services|
But should your emails, web albums and other online accounts die when you do? Or should you be able to pass them down to a family member much as you would a house or a box of letters?
Facebook and other tech companies have been reluctant to hand over their customers' private data, and many people say they wouldn't want their families to have unfettered access to their life online. But when confronted with death, families say they need access to settle financial details or simply for sentimental reasons.
What's more, certain online accounts can be worth real money, such as a popular cooking blog or a gaming avatar that has acquired certain status online.
"Any asset a person owns should be planned for and that includes any digital asset," said
One particular area that Caldwell said is overlooked is a list of passwords users have for their profiles.
Caldwell said it's a long and laborious process for family members trying to get access to accounts without being left the user's password.
"The ability to pass on passwords from the person who owned or created the account is critical. If you make the passwords available to the executor or designate who you want to take over an account or use a good password manager, you can solve this problem easily," he said.
Although many websites have an option to recover passwords, most require accessing the email account linked with the web profile. If a loved one can't access the email account of the deceased, the password retrieval process is unhelpful.
Password managers are software applications that can help organize and store passwords or PINS for dozens of accounts in addition to including an extra security step for online protection. By creating an account with a password manager, one would have access to most of the accounts online.
However, there are some risks to including passwords in wills and legal documents. In addition to potentially exposing passwords when a will filed in probate court becomes public record, anti-hacking laws and the terms of service agreements prohibit access from anyone other than the original user, creating a gray area for legal standards.
Several tech providers have come up with their own solutions. Facebook, for example, will "memorialize" accounts by allowing already confirmed friends to continue to view photos and old posts.
But legal experts aren't convinced that a company supplying the technology should get to decide what happens to a person's digital assets.
A national group of lawyers says that families should immediately get access to everything online unless otherwise specified in a will. They are urging state lawmakers to enact their proposal so loved ones don't get shut out as American lives move increasingly online.