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Don’t let caregiving derail your clients’ retirement

4 hours ago Top Stories No comments.

Nearly one-quarter of U.S. adults (23%) are members of the Sandwich Generation, and this generation may be the next wave of America’s retirement crisis.

Read more
7 hours ago

The ‘magic number’ for retirement hits $1.45M

The “magic number” Americans believe they need to save for a comfortable retirement climbed to $1.46 million in 2026 – $200,000 more than last year and in line with 2024 estimates.

13 hours ago

‘All-weather’ annuity portfolios aim to sharply limit rainy days

Shifting economic conditions — including higher interest rates, market volatility and increased regulatory scrutiny — are forcing companies to rethink how they design and manage annuity products, with a growing focus on so-called “all-weather” portfolios.

April 14, 2026

Health insurance industry outlook is negative, AM Best says

AM Best’s outlook for the health insurance segment is negative, with several headwinds influencing that outlook.

April 14, 2026

Annuity income: The new 401(k) standard?

The push to include annuity products in 401(k) plans resembles the early evolution of participant-directed investing.

April 14, 2026

Could Colorado’s new home insurance bill catch on in other states?

Industry experts are weighing whether a new home insurance bill introduced in Colorado could spur other states to similar action

April 13, 2026

AI won’t solve the workforce crisis; here’s what will

Thousands of insurance professionals are expected to retire from the industry in the next 10-15 years. How will the industry respond?

April 13, 2026
Image shows the words, "Telematics Boost."
Higher-than-expected usage or mileage for small business telematics users is one sign of a need for increased coverage.

Sell more, cover better as telematics get smarter

Eighty-eight percent of fleets reported they use telematics for safety, yet only 30% share their data with insurers, according to SambaSafety’s 2025 telematics report.

April 10, 2026
Image shows an older man on his way to work
Older clients might still be a fit for life insurance.

Supporting the ‘better late than never’ market with life insurance

Life insurance, both for protection and as a financial planning tool, remains a crucial part of any portfolio for clients nearing retirement.

April 10, 2026
Image shows a couple holding a baby.
Childless couples are not necessarily out on life insurance.

The child-free client: how advisors can support this growing demographic

Recent data from the Pew Research Center found that among adults under 49 without children, 47% say they never wants kids. But do they need life insurance?

April 9, 2026

Financial FOMO is quietly straining relationships

Although 83% of Americans say they’re comfortable in talking about money with at least one person, most of them are silent when it comes to admitting financial struggles to others who are close to them, including family, friends and coworkers.

April 9, 2026

GDP growth to rebound in 2027-2029; markets to see more volatility in 2026

U.S. gross domestic product is expected to rebound from 2027 through 2029, with inflation expected to begin falling after 2026.

April 8, 2026

Progressive think tank proposes plan to lower health care costs

The Center for American Progress today revealed its proposal, “A Patient’s Bill of Rights to Lower Health Care Costs.”

April 8, 2026
Image references 2024 and 2025 life sales.
Total life premiums and considerations in 2025 reached a record high of $1.09 trillion.

Life insurers post modest gains following record 2024, S&P Global finds

The life insurance industry experienced a 4.3% increase in total direct premiums and considerations in 2025, reaching a record high of $1.09 trillion.

April 7, 2026
Image shows Greg Lindberg
A court ordered Greg Lindberg to pay $1.6 billion in restitution.

Greg Lindberg ordered to pay $1.6 billion to insurers he defrauded

A court-appointed special master is recommending that victims of a massive insurance fraud scheme tied to Greg Lindberg receive about $1.6 billion.

April 7, 2026
Image shows a himan head and brain with a home outline around it
Being underinsured for property is not always about the costs.

Why your P&C clients are underinsured (and how to fix it)

Many clients don’t buy the insurance coverage they need, even when they can afford it.

April 6, 2026

Social Security literacy is crucial for advisors

Social Security literacy is no longer optional for advisors; they must know the ins and outs of the program that is the foundation for Americans’ retirement security.

April 6, 2026

The $25T market opportunity in mid-market and mass-affluent households

Middle-market and mass-affluent households are becoming increasingly important for providers and advisors as their wealth grows and they represent a $25 trillion market opportunity.

April 3, 2026
Image shows a bullet
AI is falling short in helping insurance professionals establish a human connection.

The institutional knowledge gap in insurance: Why AI isn’t the silver bullet

How much can AI help the insurance industry offset the continued loss of institutional knowledge as talent ages out?

April 2, 2026
Image shows a group of people with either check marks or Xs.
The Connecticut insurance commissioner says liquidation proceedings will continue for PHL Variable Insurance Co.

CT commissioner: 70% of policyholders covered in PHL liquidation plan

Interim Connecticut Insurance Commissioner Joshua Hershman estimates that about 70% of PHL Variable Insurance Co. policyholders will be fully covered by state guaranty associations.

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