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Triple-I/Milliman: Amidst Economic and Geopolitical Uncertainties, 2025 U.S. P/C Market Demonstrated Resilience; Lower Nat Cats in Q3/4 Helpful

January 22, 2026

“Overall, the P/C insurance industry and the broader U.S. economy remain stable,” said Michel Léonard, Ph.D., CBE, chief economist and data scientist at Triple-I.“ However, despite stronger-than-expected GDP growth in the third quarter, a closer look at the data suggests the U.S. economy may be increasingly vulnerable to rising economic, political, and geopolitical…

Proposal to require state oversight of insurance affiliate payments clears first hurdle in Legislature

January 22, 2026

The bill, sponsored by Pinellas County Republican Kimberly Berfield, addresses findings and recommendations in a study that surfaced last year and was later investigated by the House Insurance and Banking Subcommittee. It found that during that period, 19 insurers based in Florida or surrounding regions funneled billions of dollars in fees to holding…

TRIPLE-I/MILLIMAN: AMIDST ECONOMIC AND GEOPOLITICAL UNCERTAINTIES, 2025 U.S. P/C MARKET DEMONSTRATED RESILIENCE; LOWER NAT CATS IN Q3/4 HELPFUL

January 22, 2026

MALVERN, Pa, January 21, 2026 The U.S. property/casualty insurance industry exhibited resilience in 2025 and is forecast to have its lowest Net Combined Ratio in over a decade. "Overall, the P/C insurance industry and the broader U.S. economy remain stable," said Michel Leonard, Ph.D., CBE, chief economist and data scientist at Triple-I. In particular, P/C replacement…

AM Best Affirms Credit Ratings of Employers Holdings, Inc. and Its Subsidiaries

January 21, 2026

AM Best has affirmed the Financial Strength Rating of A and the Long-Term Issuer Credit Ratings of“ a” of Employers Preferred Insurance Company and its pooled affiliates, collectively referred to as Employers Insurance Group. All companies are headquartered in Reno, NV.. In the third quarter of 2025, Employers management determined an off-cycle full reserve…

Assured Guaranty Enters Annuity Reinsurance Market

January 21, 2026

Assured Guaranty Ltd., the leading financial guarantor, today announced its entry into the annuity reinsurance market through the acquisition of Warwick Re Limited, a Bermuda- based life and annuity reinsurer. Assured Guaranty has renamed the acquired entity Assured Life Reinsurance Ltd.. Assured Guaranty expects that, for certain of Assured Life Re’ s…

Lemonade Unveils Autonomous Car Insurance, Slashing Rates for Tesla FSD Miles by 50%

January 21, 2026

Lemonade, the digital insurance company powered by AI and social impact, today announced the launch of Lemonade Autonomous Car insurance, a first-of-its-kind product designed specifically for self-driving cars, starting with Tesla FSD. This press release features multimedia. “Traditional insurers treat a Tesla like any other car, and AI like any other…

Travelers Reports Excellent Fourth Quarter and Full Year Results

January 21, 2026

The Travelers Companies, Inc. today reported net income of $2.496 billion, or $11.06 per diluted share, for the quarter ended December 31, 2025, compared to $2.082 billion, or $8.96 per diluted share, in the prior year quarter. Core income in the current quarter was $2.511 billion, or $11.13 per diluted share, compared to $2.126 billion, or $9.15 per diluted share, in…

Understanding the rising cost of renters insurance

January 20, 2026

Understanding the rising cost of renters insurance. The average cost of renters insurance nationally is around $171 annually, based on the latest data from the Insurance Information Institute. According to Gitnux, the average monthly premium is $15, with Mississippi being the state with the highest average renters insurance rates at approximately $252 per…

Best’s Market Segment Report: AM Best Revises Global Reinsurance Outlook to Stable from Positive, Notes Accelerated Softening in Property Pricing

January 20, 2026

Performance in the segment has also benefitted over the past three years from higher attachment levels for reinsurance coverage secured by primary market insurers and a strategic rebalancing of reinsurers’ portfolios.“ As a result, the reinsurance segment’ s operating performance for 2025 is expected to generate returns that exceed its cost of capital for a…

AM Best Affirms Credit Ratings of Chubb Seguros Panama S.A.

January 16, 2026

AM Best has affirmed the Financial Strength Rating of A++ and the Long-Term Issuer Credit Rating of“ aa+” of Chubb Seguros Panama S.A.. The rating affirmations reflect Chubb Panama’ s integration and support from Chubb Limited, one of the world’ s largest insurance groups, which provides synergies and operating efficiencies to the Panama subsidiary.

AM Best Affirms Credit Ratings of Brit Reinsurance (Bermuda) Limited

January 16, 2026

Brit Re, which is domiciled in Bermuda, has acted primarily as an internal reinsurer for its affiliates, Lloyd’ s Syndicate 2987 and Brit UW Limited. The company continues to derive most of its premium from a quota share contract with Syndicate 2987. While the company’ s risk-adjusted capitalization is maintained consistently at the strongest level, as measured…

Gryphon Holdings Agrees to Acquire PrimeOne Insurance Company

January 15, 2026

Gryphon Holdings LLC, a leading innovator in insurance and financial services solutions, today announced that it has entered into a definitive agreement to acquire PrimeOne Insurance Company, a privately held specialty commercial lines carrier. “We are excited to welcome PrimeOne into the Gryphon enterprise,” said Erin Brennan Bagley, CEO of Gryphon.“ This…

NEXT Insurance Rebrands as ERGO NEXT Insurance, Reflects Next Phase of Growth as a Leading Small Business Insurance Provider

January 15, 2026

NEXT Insurance, now operating as ERGO NEXT Insurance, today announced a new brand identity that reflects the company’ s next phase of growth as a leading small businesses insurance provider for more than 750,000 entrepreneurs. “By visually aligning our brands, we’ re ensuring our identity reflects both the strong foundation of ERGO and Munich Re and the…

AM Best to Co-Sponsor and Participate at 2026 Emerging Leaders Conference

January 15, 2026

The event, which will take place Feb. 1-3, 2026, in Nashville, TN, is hosted jointly with the American Property Casualty Insurance Association and the Insurance Careers Movement. “The Emerging Leaders Conference provides an important recognition of these individual’ s dedication and commitment to not just AM Best, but the entire insurance industry,” AM Best…

I sent a letter to President Trump regarding Greg Lindberg

January 15, 2026

Just before Christmas, I sent an important letter to President Trump, advising him not to pardon Greg Lindberg. Billionaire Mr. Lindberg owned a number of North Carolina- based insurance companies, including Colorado Bankers Life Insurance Co., Bankers Life Insurance Co., Southland National Insurance Corp. and Southland National Reinsurance Corp. Mr….

Insurance General Agency BrokersBloc Acquires IFA Marketing, Providing Independent Brokers with Unmatched Digital Marketing Power

January 14, 2026

"BrokersBloc Logo" Insurance General Agency BrokersBloc, founded by Stephen Combs to provide independent benefits brokers access to highly-vetted non-BUCA carriers, announced its acquisition of IFA Marketing, the leading digital marketing agency founded by Ryan Ross, to add digital marketing as a service offering for brokers. St. Louis, MO- January 14, 2026-…

Best’s Certificate of Creditworthiness Launched in BestLink Company Dashboard

January 14, 2026

AM Best has launched Best’ s Certificate of Creditworthiness, which provides a streamlined, professional presentation of AM Best’ s financial strength ratings and/or long-term issuer credit ratings and other key information. “A Best’ s Certificate of Creditworthiness is valuable in situations where proof of an insurer’ s financial strength,…

NO U.S. HURRICANE LANDFALLS, BUT 2025 SEASON EXPOSES GROWING PREPAREDNESS GAPS

January 13, 2026

The following information was released by the Insurance Information Institute:. Despite recording no U.S. hurricane landfalls for the first time in a decade, the 2025 Atlantic hurricane season generated deadly tropical storms, above-average days of major hurricane activity, and millions of dollars in U.S. losses, underscoring the need for year-round…

KBRA Releases Research – 2026 Global Life Reinsurance Sector Outlook: Cautious Optimism as Asset-Intensive Sector Enters Its Next Phase

January 12, 2026

Further, as the retirement savings gap is fueling new business volumes for primary insurers and, in turn, driving demand for asset-intensive reinsurance across geographies, KBRA views this as a global phenomenon, with Bermuda playing a particularly prominent role. KBRA, one of the major credit rating agencies, is registered in the U.S., EU, and the UK.

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