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Regulation News

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News coverage of insurance industry and financial advisor regulation.

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A look at fiduciary rule and rollovers

May 10, 2024

There's now nearly $11 trillion in these retirement plans— boosted by years of continuous investing in a bull market and by employer matching contributions. That's why the Department of Labor, which regulates retirement savings, has issued a new fiduciary rule— one not only covering advice given within the plan to participants but also taking direct aim at the…

Bank of England keeps interest rate at 5.25% for 6th time, seeks more proof inflation under control

May 9, 2024

—The Bank of England has kept its main U.K. interest rate at a 16- year high of 5.25% with several policymakers still worrying about some key inflation measures. Like the U.S. Federal Reserve last week, which also kept rates, on hold, the majority on the panel wanted to see more evidence that inflation is under control. The Bank of England, like the U.S. Fed and other…

Wisconsin releases enforcement actions for April

May 6, 2024

The Wisconsin Office of the Commissioner of Insurance recently released a list of administrative actions for April. The actions are…

May 6, 2024
Image of the Scales of Justice with "The Department of Labor: Fiduciary Rule" words overlapping. Trump judge to hear first case challenging the DOL fiduciary rule.

Trump-appointed judge will hear lawsuit against DOL fiduciary rule

A Trump-appointed judge will hear the first lawsuit to challenge the Department of Labor’s fiduciary rule, due to take effect in September.

April 29, 2024
Image of chart labeled IRS RMD. IRS-again-defers-minimum-distribution-penalty-for-IRA-beneficiaries.

IRS again defers minimum distribution penalty for IRA beneficiaries

For the fourth year, the the IRS has punted on the matter of required minimum distribution (RMD) penalties for IRA beneficiaries.

April 23, 2024
Image shows a man with his mouth covered by tape and the Department of Labor logo.
The Department of Labor says its new fiduciary standard will take effect Sept. 23.

Fiduciary rule to take effect Sept. 23, setting stage for major changes, legal battle

Department of Labor officials ushered in what is sure to be a fierce, and lengthy, legal battle today with a preview of its long-awaited, and industry despised, Retirement Security Rule.

April 22, 2024

Report: DOL to release fiduciary rule Tuesday

The Department of Labor is set to release its long-awaited fiduciary rule on Tuesday afternoon, the American Retirement Association reported today.

April 9, 2024
Image of city against a roiling ocean. Climate mitigation.

Regulators tout climate mitigation as key to calming insurance markets

State insurance regulators are taking the first steps on what will be long and difficult effort to mitigate climate impacts.

State Farm fined for failure to alert Oregon consumers of rights to a credit check

April 5, 2024

The Oregon Division of Financial Regulation fined State Farm $200,000 for failing to send notices over the past six years…

April 5, 2024
Image shows a group of several camera eyes.
A forthcoming report by the Department of Labor is expected to address pension risk transfer deals.

Industry fears impending DOL action will target pension transfer market

There is concern in the life insurance industry that a forthcoming Department of Labor report could target group annuity contracts by pension plans in pension risk transfer transactions.

April 4, 2024
Illustration of Jerome Powell aside a huge illustration of a percent sign. Fed-unlikely-to-make-rate-cuts-soon-says-Powell.

Fed unlikely to make rate cuts soon, says Powell

Federal Reserve Chairman Jerome Powell says more time and more evidence of an improving economy are needed before rates are cut.

April 4, 2024
Image shows a man in a suit and the Department of Labor building sign.
The Department of Labor fiduciary proposal comes with big implications for compensation.

DOL fiduciary rule proposal to restrict, ban some producer compensation

Department of Labor regulators are targeting producer compensation with their latest attempt to establish a blanket fiduciary standard.

April 3, 2024
Image shows the NAIC logo
NAIC regulators will again tackle accelerated underwriting.

NAIC regulators fire up dormant accelerated underwriting proposals

State insurance regulators got back to work Wednesday on accelerated underwriting, and set a goal to adopt guidance by August.

March 25, 2024

Regulators adopt first climate strategy in bid to boost insurance markets

State insurance regulators adopted their first climate strategy in the hopes of stabilizing chaotic insurance markets.

March 21, 2024
Image shows a metal door with the words, "Regulators at work."
Insurance regulators say producer oversight to sell annuities is lax under new sales rules.

Regulators consider guideline to best-interest rule to address ‘deficiencies’

State insurance regulators plan to issue guidance on its best-interest annuity sales model after reviews turned up “deficiencies” in producer monitoring.

Jim Ross: Every day, data collectors learn more about us than we suspect

March 20, 2024

According to the New York Times, if you own a car made by General Motors or some other companies, Big Brother could be watching how fast you drive and how hard you brake. "Automakers Are Sharing Consumers' Driving Behavior With Insurance Companies," published Monday, March 11, begins with the story of Ken Dahl of Seattle, who has never been responsible for an accident.

March 20, 2024
Image shows the NAIC logo and words, "Illustrations Under Fire."
NAIC regulators are looking at products for evidence of illustrations gone awry.

Regulators resolve to check up on products for illustration integrity

Instead of further rulemaking to tamp down unrealistic illustrations, regulators are going directly to the products.

March 19, 2024
Image shows the words, "NAIC LTC Rate Review."
Regulators plan to settle on a single long-term care rate review policy this year.

Insurance regulators vow to have a single LTC rate review plan by the fall

State regulators promise to develop a single rate review process for long-term care rate requests by the end of the year.

March 19, 2024
Image shows a stack of documents, with the word, "Reinsurance" on a paper.
NAIC regulators are debating rules governing reinsurance assets.

Regulators proceed with asset testing proposal for reinsurance deals

State insurance regulators are seeking comments on a proposal to further regulate insurers involved in often multi-billion-dollar reinsurance deals with offshore companies.

March 18, 2024
Image of LNG tanker on the ocean with an overlay of a man's head with mouth taped shut and the caption "No Comment." Calls-to-end--LNG-investment-draw-silence.

Calls to end LNG investment draw silence

A letter demanding insurance companies and others end underwriting new LNG terminals mostly was met with silence from the industry.

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