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Regulation News

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News coverage of insurance industry and financial advisor regulation.

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Ned Gaines named acting insurance commissioner for Nevada

July 7, 2025

Department of Business and Industry Director Dr. Kristopher Sanchez today announced the appointment of Ned Gaines as Acting Commissioner at…

July 7, 2025
Image shows the Supreme Court and a set of large teeth
The Supreme Court sharply limited the lower-court ability to issue nationwide injunctions.

SCOTUS ruling on nationwide injunctions could have lasting implications

A SCOTUS ruling on birthright citizenship could also shut down a key strategy for financial services to block unwelcome federal rules.

June 25, 2025
Image shows the New Jersey Department of Labor logo
New Jersey is tightening up the definition of independent contractor in a rule change that has big implications for insurance agents.

Industry groups eye New Jersey independent contractor rule warily

New Jersey Department of Labor and Workforce Development officials are reviving the “ABC Test” for independent contractor status.

June 2, 2025
Image shows a keyboard with a "reinsurance" key
Regulators hope to have a new reinsurance guideline in place by the end of the year.

Regulators to vote on disclosure-only reinsurance asset testing guideline

Regulators are set to adopt an asset adequacy testing guideline to add another layer of transparency to major reinsurance deals.

May 29, 2025
Image shows a gavel and a court scene
Utah is ending its bid to place A-Cap insurers into rehabilitation.

Utah regulators withdraw rehabilitation petition against A-Cap insurers

Utah regulators dropped a petition to force Sentinel Security Life Insurance Co. and a pair of reinsurers into court-ordered rehabilitation.

May 16, 2025
Image shows Jeffrey Cutter and the SEC
The SEC has to decide whether to apply its rules to advisors who sell insurance annuities in the future.

SEC needs to show its hand on disclosures after Cutter verdict, analysts say

The Securities and Exchange Commission has some work to do following the recent guilty verdict against a Massachusetts advisor for insufficient disclosures.

April 28, 2025
Image showing a tax form with the CFP Board logo overlaying it. 2025-tax-changes-could-upend-retirement-and-legacy-plans-CFP-Board-survey-finds.

Retirement plans could be hit by expiring tax cuts, survey finds

CFP professionals are warning expiring tax cuts could pose significant risks to their clients’ financial goals.

April 19, 2025
Computer screen showing CT Insurance Department document on PHL Variable rehab. Connecticut-regulators-explain-PHL-Variable-rehab-process-what-went-wrong.

Conn. regulators ask judge to reject ‘setoff rights’ for PHL Variable premium

Connecticut Insurance Department regulators are back in court this week in their ongoing effort to rehabilitate the financially troubled PHL Variable Insurance Co.

April 1, 2025
Illustration of a family under an umbrella being held in a pair of giant hands, with financial illustrations behind them. Regulators-considers-tweaks-to-life-illustration-rules.

Regulators tackle troubling illustration practices

State insurance regulators say life insurers are “undermining” efforts to bring illustrations in line with reality.

March 31, 2025
Image shows legal scales
State insurance regulators conceded that artificial intelligence regulation needs to proceed faster.

State insurance regulator on pace of AI rules: ‘We must go faster’

Artificial intelligence is developing fast, maybe too fast for state insurance regulators. But some say they have to move faster.

March 26, 2025
Image shows a paper bill and the letters RBC
Should life insurance companies be permitted to publicize their RBC ratio?

State regulators want insurers to downplay key financial strength figure

State insurance regulators resumed discussions Tuesday on a proposal to make a key measure of insurance companies’ financial health confidential.

March 18, 2025
Image shows the word, "Reinsurance."
Offshore reinsurance is now a part of the equation for nearly every major life insurer. What are the risks?

Offshore reinsurance: Rising popularity. Rising risk?

Offshore reinsurance gives life insurers more options to invest their capital, with access to increased scale and new business volumes. But is it financially sound?

California insurance department sued by consumer group over public records

March 17, 2025

The Life Insurance Consumer Advocacy Center (LICAC) has filed a lawsuit against the California Department of Insurance (CDI) for violations…

March 13, 2025
Image of the American, Mexican and Canadian flags. How-Trump-tariffs-other-policies-impact-the-insurance-industry.

How will Trump tariffs, other policies impact the insurance industry?

The insurance industry is facing even broader repercussions from the administration’s policies well beyond what tariffs could bring.

March 11, 2025
Image shows the NAIC logo and three magnifying glasses
The National Association of Insurance Commissioners is trying to have it both ways when it comes to accountability, a consumer group says.

Consumer group: NAIC wants influence without accountability

A consumer advocacy group claims that the National Association of Insurance Commissioners enjoys widespread power and influence without the accompanying transparency,

March 5, 2025
Image shows an umbrella and the word "reinsurance."
Regulators are trying to find common ground on a reinsurance guideline.

Regulators: Reinsurance asset testing guideline may face legal issues

Regulators are ready to hit the home stretch on an asset adequacy testing guideline for offshore reinsurance. But that does not mean everyone is happy.

NY fined vehicle insurers $20.4 million for failure to report information

February 25, 2025

New York State Department of Financial Services Superintendent Adrienne A. Harris concluded of a multi-year investigation into motor vehicle insurers’…

February 17, 2025
Image of an older man holding an axe, poised above a chopping block that is labeled Medicaid. Medicaid-on-the-chopping-block-as-Republicans-release-budget-2
House Republicans proposed slashing Medicaid as a way to pay for federal budget cuts that would fund a GOP agenda that includes tax cuts, border security and energy production.

Medicaid on the chopping block as Republicans release budget draft

House Republicans proposed slashing Medicaid as a way to pay for federal budget cuts that would fund a GOP agenda that includes tax cuts, border security and energy production.

February 14, 2025

Economy showing momentum despite uncertainty

The U.S. economy is showing momentum in early 2025, despite lingering uncertainty in the wake of the November elections.

February 13, 2025
Image shows the Atlantic Coast Life Insurance logo
A South Carolina judge sided with Atlantic Coast Life Insurance Co. today.

SC judge rules Atlantic Coast can stay in business; rips regulators

A South Carolina judge reversed a state Department of Insurance order today banning Atlantic Coast Life Insurance Co. from writing new premiums.

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