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GBP/USD Weekly Forecast: Central Bank Bag of Tricks and Speculative Traders – 14 December 2025

December 14, 2025

The GBP/USD has gained since the U.S Fed’ s interest rate cut announcement on Wednesday. But something curious happened, instead of seeing selling build after the anticipated interest rate cut from the U.S central bank, the GBP/USD solidified upwards. Because Jerome Powell will not be in charge of the Federal Reserve after May of 2026..

Rise in late auto loan payments signals stress on low-income families

December 14, 2025

According to a Nov. 24 note from the Federal Reserve Bank, "auto loan debt increased to levels not observed since the Great Financial Crisis, raising concerns about the health of household balance sheets." About 3.88% of auto loans were past due as of the end of October, according to the Federal Reserve Bank. Repossessions hit an estimated 2.3% in 2024, according to…

Guess which country pays the most for health care

December 14, 2025

According to PBS, those who enroll in the Health Insurance Marketplace without the premium tax credit can expect an average of 18% increase. THE U.S. HAS THE HIGHEST PREMIUMS IN THE WORLDAmericans pay far more in health care premiums per capita than any other country in the world. HEALTH CARE EXTREMESAccording to a 2024 health care report by Renew Bariatrics,…

GUEST COLUMN: Working is no guarantee you’ll have health insurance

December 14, 2025

FRANKFORT— Kentucky elects 138 people to serve in the state legislature, and 98 of them get their health insurance through the state-sponsored plan for public employees. Kentucky lawmakers also enroll 138 dependents in the state employees' health plan. Republicans in D.C. and Frankfort have taken steps to winnow out those they consider undeserving.

Federal Reserve reduces interest rate

December 14, 2025

WASHINGTON— The Federal Reserve reduced its key interest rate for the third time in a row Wednesday but indicated it may leave rates unchanged in the coming months, a move that could attract ire from President Donald Trump, who has demanded steep reductions to borrowing costs. EPSTEIN: Secret grand jury transcripts from Jeffrey Epstein's 2019 sex trafficking…

THE PUBLIC PULSE Sunday Public Pulse

December 14, 2025

On many issues, Trump simply doesn't care. After spending the last year watching all that is going on in this country- and specifically, after watching the president of the United States- I felt a need to state simply what I have seen. People are going to pay more for health insurance or just lose it altogether.

LETTER TO THE FEDERAL RESERVE CHAIRMAN ON THE PENNY SHORTAGE

December 14, 2025

The following information was released by the National Restaurant Association:. Board of Governors of the Federal Reserve. 20th Street and Constitution Avenue, NW.

NATIONAL RESTAURANT ASSOCIATION SEEKS SOLUTIONS TO OPERATOR PENNY PROBLEMS

December 14, 2025

The following information was released by the National Restaurant Association:. Urging the U.S. Treasury, the Federal Reserve, and the coin supply chain to work together to ensure the nationwide circulation of the penny. The Association recently sent a letter to the U.S. Treasury and the Federal Reserve, asking the regulators to ensure pennies continue to…

Stafford woman's premiums set to rise to $2,240 a month Stafford woman's premiums set to rise to $2,240 a month

December 14, 2025

The debate over the Affordable Care Act came down to one number for Barbie Smith of Stafford County: $2,240 a month. On Thursday, the Senate rejected two bills to extend the federal subsidies that are set to expire Dec. 31. Unless the action comes up again before Congress leaves town for the holidays, Smith will pay $2,240 a month for her health insurance next year,…

Indiana State University announces Hines Scholars

December 13, 2025

Indiana State University has announced the winter 2025 recipients of the Hines Memorial Medal. •Samuel V. Fox, insurance and risk management major, Oak Creek, WI. •Taylor Paige Hamilton, elementary education major, Fishers, IN.

Dec. 15 last day for ACA health coverage starting Jan. 1

December 13, 2025

With more than 1 in 6 Ohioans who receive health insurance through the Affordable Care Act expected to no longer purchase coverage, Ohio’ s uninsured rate may rise by 29% in 2026, according to Health Policy Institute of Ohio. Heidi Rupp, senior account executive at UIS Insurance& Investments in Findlay, said the rise in Affordable Care Act premiums comes amid…

Tim Walz says Minnesota is auditing payments in Medicaid programs vulnerable to fraudsters. But the scope of the audit is quite limited

December 13, 2025

Amid questions that ranged from whether Medicaid fraud complicated the state's budget prognosis to whether publicity from fraud indirectly led to Immigrations and Customs Enforcement agents descending upon Minneapolis, Walz repeatedly returned to the fact that the Department of Human Services, or DHS, hired an independent auditor to investigate…

What to know about insurance if your house flooded

December 13, 2025

A flooded home is overwhelming enough. If your house is flooded and you don’ t have flood insurance, be on the lookout for when the state announces whether the federal government approved disaster relief, which may include individual financial aid for low-income households impacted by the flooding in Western Washington. If you have flood insurance, take photos…

Higher cost, worse coverage: Affordable Care Act enrollees say expiring subsidies will hit them hard

December 13, 2025

—For one Wisconsin couple, the loss of government-sponsored health subsidies next year means choosing a lower-quality insurance plan with a higher deductible. She is stretching her budget already while she waits to see if Congress will act. The Senate on Thursday rejected two proposals to address the problem and an emerging health care package from House…

Senators Budd and Cruz Introduce Legislation to Increase Affordable Healthcare Coverage Options for Americans

December 13, 2025

Washington, D.C.— U.S. Senators Ted Budd and Ted Cruz introduced the Competition and Openness in Markets to Promote Efficiency, Transparency, and Enhanced Affordability Act today. I am proud to be working with Senator Cruz to provide a common-sense solution for short-term health plans by enhancing access to lower premiums and transparently making healthcare…

Judge rules BRIC program cut unlawfully

December 13, 2025

This ruling directly affects the Grays Harbor region as nearly $100 million was to be allocated to Aberdeen and Hoquiam for levee projects that would help prevent catastrophic flooding, lift FEMA floodplain designations and ease requirements for flood insurance and flood-zone codes. "I am extremely encouraged and grateful that this ruling could lead to…

PNC shows 'Twelve Days of Christmas' gifts come at a premium

December 13, 2025

"This year's increase reflects labor market pressures and economic uncertainty, not tariffs— True Love's list is all domestic," said Amanda Agati, chief investment officer of PNC Asset Management Group. PNC Bank has offices across northeast Indiana and one in Coldwater, Michigan. It operates an ATM in Angola and offices in Auburn and Fort Wayne.

Homegrown Leadership: Muscle Shoals Native Shaping Local Insurance at Country Financial

December 13, 2025

When it comes to protecting your assets, memories, and loved ones, Matthew Wimberly understands first hand how important it is to safeguard the things held near and dear. Wimberly is the owner and insurance agent at Country Financial in Muscle Shoals. Country Financial is one of the only establishments of its kind in the area and is locally owned by one of Muscle…

Week in review

December 13, 2025

Federal Reserve reduces interest rate. WASHINGTON— The Federal Reserve reduced its key interest rate for the third time in a row Wednesday but indicated it may leave rates unchanged in the coming months, a move that could attract ire from President Donald Trump, who has demanded steep reductions to borrowing costs. EXECUTIVE POWER: The Supreme Court on Monday…

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