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Of the 43.4 million Hispanic American adults, 40% are uninsured and say they need it; 11 % are underinsured and say they need more, according to the 2022 Insurance Barometer Study by Life Happens and LIMRA, which examined the life insurance needs of U.S. consumers, including 1,400 Hispanic Americans.  A total of 22.2 million have a life-insurance-need gap, the study found.

In a joint 10-page work plan that addresses what they said was “increasing concerns about agent recruitment, retention and diversity,” the American Council of Life Insurers, the National Association of Insurance and Financial Advisors and FINSECA, call on state regulators and legislators to remove outdated and now irrelevant features of the licensing requirements and processes.

Economists have forecast that the report will show that prices jumped 8.1% from 12 months earlier, down from a four-decade high of 9.1% in June and 8.5% in July, according to data provider FactSet. Sharply lower gas prices are behind much of the decline, along with the costs of used cars, air fares and clothing.

An independent survey of more than 1,000 Medicare beneficiaries reveals an enrollment process that is unjustifiably overcomplicated, outdated and, once enrolled, beneficiaries do not fully understand their plans.

As inflation eats away at family budgets and more Americans become concerned about outliving their retirement savings, guaranteed lifetime income is popping up on the radar.