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The modern advisor: Merging income, insurance, and investments

May 8, 2026 Top Stories No comments.
Image shows a cartoon image of an advisor
A client can have a well-performing portfolio and still face catastrophic exposure because protection was never coordinated with the plan.

The financial lives of Americans have never been more complex, and complexity is precisely why integration matters.

Read more
May 8, 2026
Image shows the Prudential logo
Prudential posted stronger first-quarter earnings Wednesday, despite compliance problems in Japan.

Earnings roundup: Prudential works to save ‘unique’ Japanese market

Prudential posted stronger first-quarter earnings Wednesday, even as the insurer continued to grapple with fallout from compliance problems in Japan.

May 7, 2026

Big health systems blamed for affordability crisis

America’s health care affordability crisis is driven by unchecked health care consolidation, particularly among hospitals, according to a report released by Families USA.

May 7, 2026
Image shows the Equitable logo
Competitors are eyeing the elephant in the room: a looming Equitable-Corebridge powerhouse.

Equitable-Corebridge merger casts shadow over life insurance earnings

As life insurers toast another quarter of strong sales, executives are also eyeing the elephant in the room: a looming Equitable-Corebridge powerhouse.

May 7, 2026

How hospital outpatient departments increase the cost of care

Two shifts in care are bringing more people to hospital outpatient departments, and these hospital departments are more expensive than independent physician offices for the same service.

May 6, 2026
Image shows the Genworth logo
Genworth continues to actively manage its closed block of mispriced LTC insurance.

Genworth reports Q1 earnings, shifts focus to exclude legacy blocks

Genworth Financial continues to grow its CareScout brand while doubling down on efforts to proactively manage its mispriced LTC blocks.

May 6, 2026
Image shows the CVS logo and "Q1 Results"
CVS will launch the Health100 app, an AI-powered digital health platform created with Google Cloud, later in 2026.

Aetna drives CVS to $100B quarter as earnings soar

CVS Health reported strong first-quarter results Wednesday, with its insurance business, anchored by Aetna, showing meaningful improvement.

May 6, 2026

Life insurance premium jumps 10% in 1Q

Total U.S. individual life insurance new annualized premium plus excess jumped 10% year over year to $4.5 billion in the first quarter of 2026, according to LIMRA’s preliminary U.S. Life Insurance Sales Survey.

May 6, 2026

More investors will seek comprehensive financial planning

Advisors expect that 54% of clients will receive ongoing comprehensive planning advice by 2027, up from the current 48%, according to the latest Cerulli Edge—U.S. Advisor Edition.

May 5, 2026
Image shows the logos of Corebridge and Equitable.
Corebridge and Equitable are merging in a blockbuster deal.

Corebridge Financial, Equitable Holdings post Q1 earnings as merger looms

Corebridge and Equitable announced a March merger to form a $22 billion entity, a deal expected to close by year-end 2026.

May 5, 2026
Image shows the Transamerica logo and the word, "settlement"

Transamerica agrees to $57M settlement in cost-of-insurance lawsuit

Transamerica reached a settlement on charges that it improperly increased COI charges on certain life insurance policies in 2022 and 2023.

May 5, 2026

The next step for AI in insurance — partnerships to scale

While many insurance providers have begun adopting artificial intelligence, others are already racing ahead to the next stage of scaling solutions.

May 5, 2026
Image shows two women at a table and the headline, "Midlife Planning For Women."
Midlife is when earlier financial trade-offs, career pauses, caregiving, and uneven earnings all come into focus.

Midlife planning for women: why it matters and how advisors should adapt

Advisors who recognize this and serve their female clients accordingly are better positioned to build meaningful, long-term relationships.

May 4, 2026

Tax anxiety is real, although few have a plan to address it

Although Americans are bracing for a higher tax burden in retirement, most are not doing proactive, year-round tax planning to mitigate their exposure.

May 4, 2026
Image shows a graph with life insurance sales rising 7%
The 2026 Insurance Barometer study revealed that 40% of Americans have little or no understanding of life insurance.

Life insurance sales surge 7% in 2025, but the work isn’t over

Since the 2020 pandemic, life insurance sales have surged. In 2025, policy counts jumped 7% year over year, but there remains work to be done, LIMRA researchers say.

May 1, 2026
Image shows a packed room with Trump on a screen.
The administration said workers will be able to open accounts through a new federal website, TrumpIRA.gov, beginning next year.

Trump targets ‘retirement gap’ with new executive order

President Donald Trump on Thursday signed an executive order aimed at expanding access to retirement savings accounts for millions of workers who lack employer-sponsored plans.

May 1, 2026
Image shows an advisor meeting with a kid
Millennials and Gen X are starting to prioritize retirement income earlier in their careers.

Younger investors are engaged and advisors must adapt

Younger clients are moving away from accumulation-only thinking to a more balanced approach that includes protection and income planning.

April 30, 2026
Image shows the Cigna logo
Cigna Healthcare is exiting the Obamacare exchange.

New Cigna CEO: Insurer to exit ACA, focus on ‘relentless’ push for affordability

Cigna Group executives said the health insurer will exit the Affordable Care Act individual exchange business beginning in 2027.

April 29, 2026

Health-related risks can disrupt a client’s retirement

Health-related risks are among the most underplanned and financially disruptive factors in retirement — often outweighing market volatility, inflation or recessions.

April 29, 2026
Image shows the Cigna logo
Cigna's pharmacy benefit manager, Express Scripts, negotiates drug pricaes and rebates for millions of consumers.

Cigna seeks dismissal of drug kickback lawsuit filed in Illinois

Cigna urged a federal court this week to dismiss a lawsuit accusing them of orchestrating a sweeping racketeering scheme with major drug manufacturers.

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