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Economic News

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Forecast: Home equity rates, the Fed and what’s next for home equity borrowing

October 3, 2025

The Federal Reserve just did something it hadn’ t yet done in 2025: It lowered its benchmark overnight lending rate. While the markets largely expected September’ s quarter-point rate cut, it does mark the beginning of a potential easing cycle after months of holding rates steady. That matters for homeowners because the Fed’ s decisions ripple through to home…

Home equity rates, the Fed and what could come

October 3, 2025

The Federal Reserve just did something it hadn't yet done in 2025: It lowered its benchmark overnight lending rate. While the markets largely expected September's quarter-point rate cut, it does mark the beginning of a potential easing cycle after months of holding rates steady. That matters for homeowners because the Fed's decisions ripple through to home…

Best’s Market Segment Report: US Title Insurers Cautiously Optimistic Despite Current Headwinds

October 2, 2025

Following significant double-digit, year-over-year declines in 2022 and 2023, U.S. title insurance premium bounced back with a 7.2% increase in 2024 on the back of Federal Reserve rate cuts. The composite still generated an underwriting gain during this time, but after producing an underwriting profit of more than $1 billion for five consecutive years from…

Supreme Court takes case, defers action on Fed governor firing

October 2, 2025

–The U.S. Supreme Court agreed Wednesday to take up a case challenging President Donald Trump's attempt to fire a Federal Reserve governor. That came after Federal Housing Finance Agency Director William Pulte alleged Cook committed mortgage fraud. The high court decision means Cook remains in her position on the Federal Reserve's Board of Governors.

Supreme Court allows Lisa Cook to remain at Fed, for now

October 2, 2025

WASHINGTON- The Supreme Court on Wednesday declined to allow President Donald Trump to immediately remove Lisa Cook from the Federal Reserve Board, saying it would instead review the administration's efforts to oust her and reshape the central bank at oral arguments in January. While the Supreme Court's conservative majority has repeatedly cleared the…

RASKIN STATEMENT ON MAGA'S GOVERNMENT SHUTDOWN

October 2, 2025

Rather than work with us to extend ACA health insurance tax credits, protect Medicare and Medicaid, and keep hospitals from closing, Donald Trump and MAGA Republicans have chosen to use their control of the House, the Senate and the White House to shut down the government and continue their corruption of the government and their plunder of the economy for the…

UNDERSTANDING THE FED: FIVE THINGS YOU SHOULD KNOW ABOUT FINANCIAL STABILITY

October 2, 2025

The Federal Reserve is the central bank of the United States. Each Reserve Bank brings unique data and perspectives from their regions to the Board of Governors, so the economic experiences of all Americans are represented in the formation of monetary policy. The Fed performs five main functions.

Supreme Court keeps Fed’s Cook in place, sets January hearing

October 2, 2025

WASHINGTON- The Supreme Court will take up a legal challenge by Federal Reserve Board member Lisa Cook to President Donald Trump's attempt to remove her, but allow her to keep her seat while the case proceeds. "The Court's decision rightly allows Governor Cook to continue in her role on the Federal Reserve Board, and we look forward to further proceedings…

Boxes and boxer shorts

October 1, 2025

The Federal Reserve just lowered interest rates one-quarter percent and Wall Street celebrated with more rallies. Not all stocks are going up, but many are, making this analyst look a bit foolish. Us stock folks always get it wrong on occasion.

Supreme Court takes case, defers action on Fed governor firing

October 1, 2025

The U.S. Supreme Court agreed Wednesday to take up a case challenging President Donald Trump's attempt to fire a Federal Reserve governor. That came after Federal Housing Finance Agency Director William Pulte alleged Cook committed mortgage fraud. The high court decision means Cook remains in her position on the Federal Reserve's Board of Governors.

Researchers from Federal Reserve Bank of Cleveland Discuss Findings in Economic Development (The Growing Role of Community Development Finance In Economic Development): Economics – Economic Development

October 1, 2025

Our news journalists obtained a quote from the research from the Federal Reserve Bank of Cleveland,“ Using census tract-level data collected by the CDFI Fund from 2012 to 2021, the authors investigate the scope of CDFI investments and NMTC allocations on business and employment growth in those tracts. For more information on this research see: The Growing…

Studies from University of Sydney Further Understanding of CDC and FDA (To Be or Not To Be? Central Bank Independence and Economic Turmoil): CDC and FDA

October 1, 2025

2025 OCT 01– By a News Reporter-Staff News Editor at CDC& FDA Daily– Data detailed on CDC and FDA have been presented. Financial support for this research came from University of Sydney. Our news editors obtained a quote from the research from the University of Sydney,“ This paper proposes a model that sheds light on establishing central bank independence in the…

Supreme Court says Federal Reserve's Lisa Cook can stay in job for now

October 1, 2025

Federal Reserve Governor Lisa Cook will be permitted to stay on the central bank board at least through next year after legal questions over her termination by U.S. President Donald Trump. On Wednesday, the U.S. Supreme Court ruled that Cook can remain on the job on an interim basis into 2026, and agreed to hear oral arguments in January with a likely ruling before…

WEAKNESS PERSISTS IN U.S. AND CALIFORNIA ECONOMIES, WITH RECOVERY NOT EXPECTED UNTIL 2026

October 1, 2025

Throughout summer 2025, the U.S. economy endured inflection points that included a decline in payroll employment in June, a rising trajectory for inflation, and Federal Reserve chairman Jerome Powell's announcement of a change in monetary policy. In the U.S. economy, growth will recover in mid-2026 and reach 2% by the fourth quarter of 2026, a faster pace of…

Supreme Court lets Lisa Cook remain as a Federal Reserve governor for now

October 1, 2025

—The Supreme Court on Wednesday allowed Lisa Cook to remain as a Federal Reserve governor for now, declining to act on the Trump administration’ s effort to immediately remove her from the central bank. In a brief unsigned order, the high court said it would hear arguments in January over Republican President Donald Trump’ s effort to force Cook off the Fed board.

Supreme Court allows Lisa Cook to remain as a Federal Reserve governor for now

October 1, 2025

—Supreme Court allows Lisa Cook to remain as a Federal Reserve governor for now.

KBRA Releases Research – Oil’s Diminishing Role in Euro Area Inflation and Sovereign Credit Risk

October 1, 2025

KBRA releases research that examines the weakening link between oil price shocks and euro area inflation. KBRA, one of the major credit rating agencies, is registered in the U.S., EU, and the UK. KBRA is recognized as a Qualified Rating Agency in Taiwan, and is also a Designated Rating Organization for structured finance ratings in Canada.

WHY I'LL BE CAUTIOUS ABOUT FURTHER RATE CUTS

October 1, 2025

The following information was released by the Federal Reserve Bank of Dallas:. Against this backdrop, the FOMC recently voted to cut interest rates for the first time in nine months, and FOMC participants economic projections reflected a divergence of views on where policy should go from here. Congress gave the FOMC a dual mandate: to set monetary policy to…

ICYMI: SENS. CRUZ, SCOTT: HOW TRUMP CAN FIX THE FEDERAL RESERVE

October 1, 2025

The following information was released by Texas Senator Ted Cruz:. Ted Cruz and Rick Scott outlining the necessary steps to reform the Federal Reserve. The media is fixated on President Donald Trump's attempts to exert more control over the Federal Reserve.

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