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Federal Home Loan Bank of Dallas Launches $35 Million Loan Fund to Support Affordable Housing and Economic Development

July 31, 2024

The Federal Home Loan Bank of Dallas has launched the Community Advancement through New Opportunities and Partnerships Yielding Results Fund, a loan fund aimed at supporting affordable housing and economic development initiatives. The pilot program serves FHLB Dallas’ District of Arkansas, Louisiana, Mississippi, New Mexico and Texas.

The Federal Reserve sees cooler inflation and slower job market, suggesting a rate cut is nearing

July 31, 2024

—The Federal Reserve sees cooler inflation and slower job market, suggesting a rate cut is nearing.

The Hidden Cost of Insurance: Reinsurance Is Elevating Coverage Rates for Americans Everywhere | Insurify

July 31, 2024

A hidden insurance market is costing American homeowners and drivers dearly. It's called reinsurance, and insurance companies buy this coverage to help them cover losses following catastrophic events. "Reinsurance capacity has become constrained, and the cost of reinsurance has increased," said Betsy Stella, vice president of carrier management and…

Project 2025 Aims to End the National Flood Insurance Program | Insurify

July 31, 2024

Project 2025, the presidential transition plan of the Heritage Foundation, calls for the federal government to end the National Flood Insurance Program. "When flood costs exceed NFIP's revenue, FEMA seeks taxpayer-funded bailouts," said the group in Project 2025' s book "Mandate for Leadership," in a chapter focused on dismantling the Department of Homeland…

Hurricane Beryl to cost Americans nationwide nearly $32 billion

July 31, 2024

The losses to Texas, which was hardest hit, are estimated to be several billion. It then made its way northeast, fueling tornadoes in eastern Texas and western Louisiana, up into Arkansas and Missouri. To put Beryl into context, AccuWeather said, Hurricane Idalia, which first hit Florida last year, caused $18 billion to $20 billion in total damages and economic loss.

US Fed expected to pause again and hint at September rate cut

July 31, 2024

The US Federal Reserve is highly unlikely to waver from its position of holding interest rates at a two-decade high on Wednesday, but could drop hints about a September start to rate cuts. The US central bank's key lending rate has been at a two-decade high between 5.25 and 5.50 percent for the past year, with policymakers seeking to bring inflation back down…

Florida homeowners become Slide customers — whether they want to or not | Commentary

July 31, 2024

Two years ago, when St. Johns Insurance Co. was going under in Florida, state regulators let Slide Insurance— a startup company that virtually no one had ever heard of— take over 147,000 St. “It’ s an unfair advantage for Slide and it just seems like a sweetheart deal,” Bob Ritchie, the CEO of Tampa- based American Integrity Insurance told the Journal at the time.

South Carolina among best states to retire in 2024, report says

July 31, 2024

Although you may not think of it as a retirement haven, a Bankrate analysis found Delaware strikes the best balance between affordability, climate and cultural amenities. "While Delaware is a pricier state to live in, the state's high-quality healthcare, light tax burden, affordable homeowners insurance and good weather propelled it to the top spot this year,"…

Michigan Personal Auto Insurance Affordability Improved After No-Fault Reforms, According to New IRC Study

July 31, 2024

Michigan personal auto insurance affordability has improved markedly since the state enacted significant auto insurance reform in 2019, according to a new report, Personal Auto Insurance Affordability in Michigan, published by the Insurance Research Council, a division of The Institutes. Before the reforms, Michigan drivers were required to purchase…

Best’s Special Report: Annuity Sales Supporting Growth of U.S. Fraternal Organizations

July 31, 2024

Net premiums written increased by approximately 13% to reach $11.9 billion in 2023, up from $10.5 billion in 2022.. “Fraternals have typically focused on expanding distribution and growing annuity sales, which are attractive products in a rising or higher interest rate environment,” said Ed Kohlberg, director, AM Best.“ For some, significant new business…

What Kind of Economy Will the Next US President Inherit?

July 31, 2024

Whether the 2008 winner was Barack Obama or John McCain, the 44th American president was going to have to deal with the messy fallout of the Global Financial Crisis. Winning in 1980 meant suffering through a nasty recession as the Federal Reserve raised interest rates and reset inflation expectations. As that happens, the Federal Reserve is preparing to cut…

Fed chair highlights slowing job market

July 31, 2024

WASHINGTON— The Federal Reserve faces a cooling job market as well as persistently high prices, Chair Jerome Powell told Congress on Tuesday, a shift in emphasis that suggests the Fed is moving closer to cutting interest rates. The Fed made "considerable progress" toward its goal of defeating the worst inflation spike in four decades, Powell told the Senate…

Orion180 Launches Homeowners Insurance Offerings in Ohio

July 31, 2024

Orion180, a leading innovator in the insurance industry, is excited to announce its continued geographical expansion with its homeowner’s insurance services and coverage offerings into the state of Ohio. Through Orion Select Insurance Co., Orion180’ s admitted insurance carrier, Ohio homeowners can now choose from a variety of customizable coverage…

AM Best Affirms Credit Ratings of Life Insurance Company Kommesk-Omir JSC

July 31, 2024

AM Best has affirmed the Financial Strength Rating of B- and the Long-Term Issuer Credit Rating of“ bb-” of Life Insurance Company Kommesk-Omir JSC. A partially offsetting rating factor is the relatively low credit quality of Kommesk Life’ s investment portfolio, reflecting its concentration in its domestic market, which exposes the company to high levels of…

Georgia Health Coverage Commission Begins Work

July 31, 2024

A newly created state commission looking for ways to improve health-care access and quality for low-income uninsured Georgians held its kickoff meeting Thursday. The nine-member Georgia Comprehensive Health Coverage Commission was authorized in legislation the General Assembly passed this year overhauling Georgia's "certificate-of-need" law…

AM Best to Host Briefing on State of Captive Insurance Market

July 31, 2024

AM Best will host a market briefing on the state of the captive insurance industry on Wednesday, Aug. 7, 2024, at 2:00 p.m.. Joe Martin, senior vice president& captive executive, Captive Resources LLC; Jo Mather, insurance director, Phillips 66; Steve McElhiney, senior vice president& global director of reinsurance, Artex Risk Solutions; Dan Teclaw, director, AM Best..

Michael Hicks: We are nearing Fed rate cuts

July 31, 2024

The past three months of economic data offer an increasingly clear picture to Federal Reserve policymakers wrestling with the moment to begin cutting interest rates. The Federal Reserve is tasked with controlling the supply of money by setting borrowing rates for banks and buying or selling government debt. The Fed slows short-term economic activity by…

Paychecks grew more slowly this spring, a sign inflation may keep cooling

July 31, 2024

—Pay and benefits for America’ s workers grew more slowly in the April-June quarter than in the first three months of the year, a trend that could keep price pressures in check and encourage the inflation-fighters at the Federal Reserve. Compensation as measured by the government’ s Employment Cost Index rose 0.9% in the second quarter, down from a 1.2% increase in…

Amanda Rentfrow Joins Alliant Insurance Services in Atlanta

July 31, 2024

Amanda Rentfrow has joined Alliant Insurance Services as Senior Vice President within the Alliant Americas division. Rentfrow earned a double bachelor’ s degree in finance and insurance and risk management from the University of South Carolina. Alliant Insurance Services is one of the nation’ s leading distributors of diversified insurance products and…

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