A slim majority of U.S. consumers consider themselves financially literate, but their use of basic financial accounts and insurance policies severely lags behind.
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Retirement regrets spark financial resolutions for the new year
As the New Year approaches, America’s workers are taking stock of their financial well-being and setting resolutions to improve their future financial health.
Wealth management: why some insurance companies are opting out of a lucrative opportunity
If wealth management is such an important tool for long-term growth at insurance firms, why have we seen a trend of industry consolidation and wealth arm selloff over the past 10 years?
Middle-income households exceeding retirement savings expectations
Middle-income households are generally applying strong retirement savings habits and behaviors, according to a recent survey.
How SECURE impacts inherited IRA beneficiaries
Americans held $33 trillion in individual retirement accounts in 2022, and many of those IRA holders have yet to withdraw their funds and pay taxes on them.
Workers at smaller companies (61%) would be more likely to jump ship for better financial benefits, compared to 58% and 53% of workers at midsize and large businesses.
A new survey sheds light on the challenges retirees encounter in managing withdrawals from their retirement savings.
When financial advisors change firms, it appears the grass is greener on the other side.
As the new year approaches, Americans are prioritizing financial health in their resolutions, with many focused on debt reduction and money management, according to CFP Board’s latest research, Debt and New Year’s Resolutions Report.
How financial advisors can help clients improve financial stability
While a recent study credits employers for helping improve workers’ financial health, financial advisors also can assist clients in this way.
fter living through previous financial crises and now balancing dual caregiving roles for children and aging family members, Generation X investors are feeling significant financial strain.
Year-end Roth IRA conversions: What you need to know before the deadline
For those working with investors who are planning a conversion, year-end can be a smart time to consider such a move
The majority of Americans are working toward paying off debt and many worry that their debt will affect their financial future, according to the 2024 Annual Retirement Study from Allianz Life.
How starting a conversation with a stranger is like dating
Social prospecting involves being in the right place, making new social connections, getting to know people over time and introducing business when appropriate. It starts with that initial conversation.
How you can keep taxes from taking a bite out of your client’s retirement portfolio.
Year-end planning errors retirees should avoid
Year end is a great time to make sure retirement savings strategies are optimized.
Social cultivation: How to talk with wealthy prospects
Social cultivation is the name of the game when it comes to developing relationships with wealthy prospects.
How important is a written financial plan?
Financial advisory practices that incorporate comprehensive services, including a written financial plan, are more successful.
Coalition wants to advise people impacted by policy changes in new administration
An advisor is forming a coalition of professionals to support underserved groups and said he was inspired to do so by the Nov. 5 election results and concerns from clients about what policy changes a new administration and a new Congress could mean for them.
Diagnosing miscommunication in retirement planning
By Curtis V. Cloke When presenting a concern to a doctor, they typically ask questions to better understand symptoms and…
