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News, trends and helpful peer advice for financial advisors.

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2026 MDRT leadership promises enhanced member resources and connections

September 1, 2025

The 2026 MDRT Executive Committee welcomed John F. Nichols, MSM, CLU, as the 100th MDRT President, and Simon D. Lister,…

September 1, 2025

Why financial professionals should enter the 403(b) K-12 educator market

How to address the criticisms about how this market works and embrace the opportunities that it opens.

August 29, 2025
An online investor is sitting with his head in his hands, with a thought balloon that says "Bad Online Financial Advice!" Misleading online information leads many Americans to make financial errors.

Misleading online information leads many Americans to make financial errors

Nearly 3 out of 5 people surveyed said they made regrettable financial decisions based on misleading information they received online

August 28, 2025

Peak 65 brings peak risk: Preventing elder financial fraud

This dramatic demographic shift brings with it not only increased demand for retirement and health care planning but also an urgent need to safeguard seniors from financial exploitation.

August 28, 2025

The Big Beautiful Bill: 8 financial planning impacts and strategies

The recently passed One Big Beautiful Bill Act could impact personal finance and tax strategy.

FPA presents its highest award to LeCount R. Davis

August 27, 2025

The Financial Planning Association announced LeCount R. Davis, MCS, CFP, is the recipient of the association’s and profession’s highest individual award – the 2025 P. Kemp Fain, Jr., Award.

August 27, 2025

Private credit enters your 401(k)? What investors need to know

Private credit is an alternative investment that involves providing loans to businesses outside traditional channels.

August 27, 2025
Individual deciding between two different piggy banks. Picking the right savings account can help lower-asset households.

Is it possible to save too much in retirement accounts?

Choosing the right accounts to save into can help younger and lower-asset households, according to a report by Hearts & Wallets.

August 26, 2025
Illustration with a busy financial graph and several eyes peering out from behind the graph. Jackson-Nationals-study-reveals-hidden-dangers-for-risk-averse-investors.

Jackson National study reveals hidden dangers for risk-averse investors

A new Jackson National study exposes a surprising truth: Risk-averse investors may be vulnerable to a different form of market risk.

August 26, 2025
Americans continue to warm up to annuities.

Annuities vs. the 4% Rule: Why guaranteed income wins

The research also found that those with smaller nest eggs benefit from annuitizing more of their income.

August 26, 2025
Image showing fireworks with the words 401(K) overlapping. Why-SECURE-20-and-State-Mandates-Are-Powering-a-Micro-401k-Boom.

Why SECURE 2.0 and state mandates are powering a micro 401(k) boom

Micro 401(k) plans are set to rapidly expand over the next few years due to incentives provided by SECURE 2.0, and states mandates.

August 25, 2025
Photo illustration of a senior couple with their picture torn in two. Gray-divorce-can-derail-retirement-plans-Heres-how-advisors-can-help-protect-clients.

Advisors face new challenge: Helping clients navigate ‘Gray Divorce’

Divorcing near or after retirement – “gray divorce” – presents unique challenges for a couple that has created a joint retirement strategy.

August 22, 2025

Advisor geographic location no longer matters

Geographic distance should no longer be a factor when choosing a financial advisor.

August 21, 2025
Person beside at piggy bank standing atop stacks of coins, and wearing a mortar board. Study-finds-that-many-Americans-don't-know-about-529-plans.

Edward Jones: Financial advisors must step up to educate clients on 529 plans

A 529 plan, with its tax benefits, can be a great way to save for a college education. How aware, though, is the average American of the 529 plan and its advantages?

August 20, 2025

Equities, volatility and the ‘Nifty 50’: A market outlook

We think current conditions more closely resemble those preceding the decline of the “Nifty 50” stocks in the early 1970s.

August 20, 2025
Image shows a baby surrounded by money.
A new program offers the $1,000 investment to children born after Dec. 31, 2024, and before Jan. 1, 2029. To take part, they must be a U.S. citizen with a Social Security number.

More information needed on Trump baby accounts, analysts say

More details are needed before the strategy and impact associated with the so-called “Trump baby accounts” can be fully known, analysts say.

August 19, 2025
Image of a Social Security card with the number 90 surrounded by balloons and confetti. Social-Security-hits-90th-anniversary-is-back-door-privatization-possible

As Social Security hits 90th anniversary, is ‘back-door’ privatization looming?

August marks the 90th anniversary of Social Security; its defenders raise new warnings of privatization in the Trump era.

August 18, 2025

Don’t let long-term care costs derail retirement

No one wants to think about the care they might require in the no-go years of retirement, yet most of us will likely require some sort of care in our elder years.

August 18, 2025
Image shows the 5-Minute Finance logo and several people milling around
Retirement classes provide valuable training for advisors of all levels.

Why everyone benefits from a retirement planning class

Joel Barjenbruch is a firm believer in the pursuit of knowledge and being a lifetime student, and he finds it crucial to leverage his studious mind in aiding his community.

Is the President’s bill ‘Big and Beautiful” for you?

August 14, 2025

The bill extends President Trump's 2017 tax cuts. $930 billion in cuts to Medicaid $285 billion in cuts to SNAP $157 billion to boost military spending $150 billion for immigration enforcement $488 billion in cuts to clean energy credits $10 billion for Mars missionNo tax on tips, overtime, car loans Increase debt ceiling by $5 trillion. Senator Thom Tillis…

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