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Property and Casualty News

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Auto Insurance Premiums Skyrocket, Deepening Affordability Crisis for New Yorkers

October 17, 2025

New York drivers, already grappling with a high cost of living, are now facing a new financial pressure point: rapidly escalating auto insurance premiums. According to expert analysts at Bankrate, New Yorkers pay an average of $4,031 annually for full-coverage auto insurance– nearly $1,500 above the national average of $2,679. For drivers from Buffalo to…

General Electric plant to be demolished

October 17, 2025

CONNEAUT— City council voted to amend demolition fees at a Tuesday meeting after a request from General Electric. Conneaut City Manager Nick Sanford said the ordinance caps the fee at $20,000 and requires bonds and general liability insurance to the benefit of the city in relation to environmental concerns after demolition at post-industrial sites.

Lara urges Californians to check coverage for floods and mudslides after recent wildfires

October 17, 2025

With the threat of mudslides and debris flow following today's atmospheric river, Insurance Commissioner Ricardo Lara today reminded consumers to check their home or rental insurance policies. Insurance companies have a legal duty to cover damage from any mudslide, debris flow, or similar disaster that is caused by the recent statewide wildfires that may…

Illinois AG sues State Farm

October 17, 2025

BLOOMINGTON— The Illinois Attorney General's Office has filed suit against State Farm alleging the insurance giant has refused to comply with regulatory examination into its homeowners insurance policy. As part of its examination, IDOI seeks nationwide data about State Farm's homeowner policies, including the total premiums collected by State Farm, the…

NAMIC: CONGRESS NEEDS TO DO ITS JOB AND EXTEND THE NFIP

October 17, 2025

The following information was released by the National Association of Mutual Insurance Companies:. After more than two weeks of a government shutdown, the National Association of Mutual Insurance Companies again urged Congress today to keep its promise to Americans and reauthorize the National Flood Insurance Program. As were seeing from Alaska and…

Everest Appoints Anthony Vidovich as Executive Vice President and General Counsel

October 16, 2025

Everest Group, Ltd., a global underwriting leader providing world-class property, casualty, and specialty reinsurance and insurance solutions, today announced the appointment of Anthony Vidovich as Executive Vice President and General Counsel, effective on or before January 5, 2026. Mr. Vidovich will report to Jim Williamson, Everest’ s President and Chief…

AI Neo-Insurer MGT Closes $21.6M Oversubscribed Series B to Redefine Commercial P&C Insurance for Small Businesses

October 16, 2025

The round was led by new investors Mubadala Capital with participation from Clocktower Ventures, Tacora Capital and existing investors. This new funding will fuel MGT’ s mission to deliver smarter, faster, and more accessible insurance coverage for small businesses across the U.S. Proceeds will support research and development, deepen vertical AI…

Allentown title agent Louis Belletieri sentenced to several years in federal prison for $10 million fraud scheme

October 16, 2025

Louis Belletieri, 44, of Allentown, was sentenced Wednesday to 4½ years in prison for defrauding a title insurance underwriter and clients, and submitting a fraudulent application to the Small Business Administration, according to federal court records. The U.S. Attorney "s Office said he used money that was placed in escrow as part of real estate…

MagMutual Launches MyAdvice: A New Model for Reducing Malpractice Risk

October 16, 2025

MagMutual Insurance Company, one of the nation’ s leading providers of medical professional liability insurance, has launched MyAdvice, a new risk consultancy and advice delivery platform designed to help healthcare providers reduce malpractice exposure and improve patient outcomes. “MyAdvice is a new model for risk management,” said Mark Poling, CEO of…

Guidewire Software Inc. (NYSE: GWRE) Highlighted for Surprising Price Action

October 16, 2025

Guidewire Software, Inc. (NYSE: GWRE) has caught the attention of the investment community today with its bullish price action. The company’s shares have moved 4.34% on the day to $249.77. Guidewire Software, Inc. provides software products for property and casualty insurers worldwide. The company offers Guidewire InsuranceSuite comprising Guidewire PolicyCenter, BillingCenter, and ClaimCenter applications. It […]

Illinois AG sues State Farm over compliance with state insurance investigation

October 16, 2025

BLOOMINGTON— The Illinois Attorney General's Office has filed suit against State Farm alleging the insurance giant has refused to comply with regulatory examination into its homeowners insurance policy. As part of its examination, IDOI seeks nationwide data about State Farm's homeowner policies, including the total premiums collected by State Farm, the…

Only a third of My Safe Florida Home applicants got their grant, program official says

October 16, 2025

Steven Fielder, who oversees the program for the Florida Department of Financial Services, told the House Insurance and Banking Subcommittee that low-income applicants often fail to finish the program because they can "t afford project costs that exceed the $10,000 grant cap for eligible homeowners. Fielder told lawmakers that only 40,719 of 122,057…

Foxboro receives municipal services grant

October 16, 2025

The town of Foxboro was recently awarded a $10,000 grant from the Massachusetts Interlocal Insurance Association, the town's property and casualty insurance provider, to purchase vital trench shoring and confined space equipment that will enhance safety, efficiency, and regulatory compliance across municipal operations. These upgrades have…

Travelers Reports Excellent Third Quarter and Year-to-Date Results

October 16, 2025

The Travelers Companies, Inc. today reported net income of $1.888 billion, or $8.24 per diluted share, for the quarter ended September 30, 2025, compared to $1.260 billion, or $5.42 per diluted share, in the prior year quarter. Core income in the current quarter was $1.867 billion, or $8.14 per diluted share, compared to $1.218 billion, or $5.24 per diluted share, in…

October 16, 2025
Image shows Ricardo Lara and the California flag
California Insurance Commissioner Ricardo Lara wants to more tightly regulate the rate-review process. (AI-generated image)

Consumer groups blast plan to limit review of future California rate requests

California Insurance Commissioner Ricardo Lara has a plan to expedite rate reviews in light of State Farm’s experience following the devastating wildfires earlier this year.

TRIPLE-I'S ISSUES BRIEF EXPLAINS BENEFITS, ADDRESSES MISCONCEPTIONS OF RISK-BASED PRICING IN INSURANCE

October 16, 2025

The following information was released by the Insurance Information Institute:. The Insurance Information Institute has published a comprehensive Issues Brief addressing common misconceptions about risk-based pricing in property/casualty insurance and warning against government intervention that could harm consumers. "Without risk-based…

Illinois attorney general files lawsuit against State Farm

October 16, 2025

The lawsuit includes State Farm Fire and Casualty Insurance Co., State Farm Mutual Automobile Insurance Co., State Farm General Insurance Co., and Oglesby Reinsurance Co., all of which fall under the State Farm company. The suit is asking the courts to order State Farm to turn over documents and comply with the examination by the Illinois Department of…

Illinois AG sues State Farm over compliance with state insurance investigation

October 15, 2025

BLOOMINGTON— The Illinois Attorney General’ s Office has filed suit against State Farm alleging the insurance giant has refused to comply with regulatory examination into its homeowners insurance policy. Illinois Attorney General Kwame Raoul said in a news release that state insurance departments are the primary regulators of insurance companies so it…

AM Best Affirms Credit Ratings of Operating Subsidiaries of Essent Group Ltd.

October 15, 2025

AM Best has affirmed the Financial Strength Rating of A and the Long-Term Issuer Credit Ratings of“ a” of the operating subsidiaries of Essent Group Ltd., which are Essent Guaranty, Inc. and Essent Reinsurance Ltd.. Essent’ s risk-adjusted capitalization, as measured by Best’ s Capital Adequacy Ratio, is at the strongest level, which is analyzed based on the company’…

AM Best Affirms Credit Ratings of The West of England Ship Owners Mutual Insurance Association

October 15, 2025

AM Best has affirmed the Financial Strength Rating of A- and the Long-Term Issuer Credit Rating of“ a-” of The West of England Ship Owners Mutual Insurance Association. West’ s balance sheet strength assessment is underpinned by risk-adjusted capitalisation at the strongest level at year-end February 2025, as measured by Best’ s Capital Adequacy Ratio.

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