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NAIC Pushing For 2-Page Life Insurance Illustration Summary
John Hilton
August 17, 2018
A National Association of Insurance Commissioners working group wants to “enhance consumer understanding” with a proposed two-page summary to accompany life insurance illustrations. The group is making slow progress on the proposal, with a few issues remaining to work out.
AXA Equitable Stresses Growth Of Advisors
Cyril Tuohy
August 16, 2018
Boosting the numbers of advisors and improving the productivity of those already serving the group retirement market is a big priority for AXA Equitable, the company says.
‘Unscheduled’ Policy Loans Can Create Sales Opportunities
user
August 10, 2018
There are a huge number of “unscheduled” loans that go mostly unnoticed until they become a threat to the policy or an unwelcome tax problem for the insured. These present a clear opportunity not only to help clients, but also to create new commissionable sales.
2Q Roundup: Brighthouse Posts Loss; Insurers Face LTC Pain
Cyril Tuohy
August 8, 2018
Insurers report ups and downs in second-quarter earnings reports, with Brighthouse Financial reporting a loss. Meanwhile, long-term care policies continue to create plenty of headaches for insurers such as CNO Financial and Prudential.
Showdown Looms Over NY Push To Add Life Insurance To NAIC Rule
John Hilton
August 5, 2018
New York and California insurance officials signal a steadfast willingness to fight for life insurance to be included in any NAIC annuity best-interest rule.
Carriers Reshape Indexed UL While Variable UL Sales Heat Up
Cyril Tuohy
August 3, 2018
Universal life products are hot and insurers are wasting no time tweaking their product offerings to take advantage of a fast-selling segment. First-quarter sales of indexed universal life rose 12 percent to $486 million compared to the year-ago period.
MetLife Sells Remaining Stake In Brighthouse
Cyril Tuohy
August 2, 2018
MetLife and Genworth had different challenges to overcome in the second quarter. Metlife dumped its remaining stake in Brighthouse Financial for a loss of $212 million, which pushed down earnings.
Unlocking The Benefits Of Cash Value In IUL
user
July 26, 2018
For a client in need of life insurance coverage, permanent life insurance can help address several crucial concerns by bridging the gap between their retirement savings and their retirement income goals.
Although Largely Deflated, IUL Illustration Statute Lawsuit Rolls On
user
July 25, 2018
A federal appeals court upheld a ruling that the illustrations of the policy charges and interest rates were not deceptive, but left open the question of whether the challenged practices were unlawful or unfair.
Insurers Dive Into Grand Building Expansion Plans
Cyril Tuohy
July 25, 2018
Several big-name insurers recently completed, or broke ground, on new construction projects for splashy new office spaces. While life insurance sales remain flat, the infrastructure investment reflects executive-level confidence that the economy is bright for insurance products overall.
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