Start estate planning before the family needs it
Mark Milbrod
November 9, 2026
Families who plan have options when it matters most.
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Guy Baker To Receive The 2019 John Newton Russell Memorial Award
Press Release
July 30, 2019
FALLS CHURCH – The National Association of Insurance and Financial Advisors (NAIFA) announced Guy E. Baker, Ph.D., MSFS, MBA, CLU,
Life Insurance Combination Product Premium Falls 2% in 2018
John Hilton
July 22, 2019
Total new premium for individual life combination products dropped 2% to $4.3 billion in 2018, according to LIMRA. Life combination products provide life insurance coverage with long-term care or chronic illness coverage, an attractive value proposition to consumers. In 2018, combination products represented 27% of the overall U.S. individual life insurance market.
Regulator Calls For ‘A Total Rework’ Of Key NAIC Illustration Guide
John Hilton
July 16, 2019
New IUL products featuring “multipliers” or “bonuses” prompted the IUL Illustration Subgroup to consider changes to Actuarial Guideline 49. During a Monday conference call, one regulator called for “a total rework of AG 49 from the ground up.”
Promoting The Benefits Of Accelerated Underwriting Without Overselling
user
July 16, 2019
While accelerated underwriting has absolutely transformed the landscape of life insurance, it is not a one-size-fits-all solution and is not a guarantee for all applicants – even if they are healthy.
NAIC Steps Up Online Life Insurance Awareness Campaign
John Hilton
July 10, 2019
The NAIC is creating tools and graphics that each state can incorporate into their insurance department websites, working group members said this week. Work will begin immediately with a “toolkit” of info in time for Life Insurance Awareness Month in September.
Life Insurance Applications Up Sharply In June, MIB Reports
user
July 9, 2019
U.S. life insurance application activity rose 3.3% in June year over year, nudging the MIB Life Index above par on a year-to-date basis for the first time since last February. June’s performance was the strongest monthly percent gain of 2019.
Retirement Challenge: Leveraging Life Insurance As An Asset
user
June 17, 2019
By wisely leveraging one of the oldest financial products in existence — the trusty life insurance policy — retirees may be able to generate cash flow to help improve their retirement security.
Is Your Agent A ‘Producer Prime’ Or An ‘Amazon Go’ Agent?
user
June 14, 2019
Why carriers need to see the agent as a customer and provide them tools, resources and methods to represent their products in the way the agent’s consumer wants to buy those products.
The Case For Insuring Parents And Loved Ones
user
June 7, 2019
Life insurance could help alleviate financial disaster for many families who are caring for parents and loved ones.
The Latest Must-Have Wedding Registry Item? Life Insurance
user
June 3, 2019
As wedding season ramps up, you can help couples send the ultimate love letter – financial protection in sickness and in health – to their future selves. Protection-first planning should be the foundation of any couple’s financial plans – it’s the key that unlocks the door to future financial stability.
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