LIVE from Protectors Vegas

The largest event convening the life & annuity industry — the producers, carriers, wholesalers, capital, and platforms shaping the future of income and financial security. Three days. One ecosystem.

Protectors Vegas 2026 LIVE Coverage

Coverage starts November 9th

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Despite Challenges, ‘Moderate Growth’ Ahead For Life/Health Industry

“Moderate growth” is the projection for both the property & casualty and life/health sectors going forward, a leading analyst says, but far greater opportunities exist for certain products. In particular, long-term care insurance and longevity annuities could and should grow, said Chip Roame, managing partner of Tiburon Strategic Advisors.

5 Ways Life Insurance Eases Post-Divorce Estate Planning

Divorce is emotionally draining, and on top of that, the challenges divorce brings to estate planning can be an added stress. In many cases, one often overlooked tactic can provide tangible solutions for divorcees and blended families: life insurance.

NAIC Urged To Do Full Review Of Illustrations; Regulators Demur

Insurance commissioners tabled a proposal today to create a Life Insurance and Annuity Illustration Working Group to complete a comprehensive and coordinated review of annuity and life insurance illustrations. The proposed working group would coordinate illustration issues, particularly with indexed products, across annuity and life insurance.

NAIC Panel Whacks IUL Illustrations; Industry Calls Time Out

State insurance regulators are trying to rein in indexed universal life insurance illustrations via an amendment to Actuarial Guideline 49. The tentative change — which still needs final approval — would bar IUL illustrations with bonuses and/or multipliers from illustrating higher than IUL products without these features.

Scary, But True: Serial Killer H.H. Holmes Foiled By Insurer

H.H. Holmes was an American serial killer known for a slew of murders committed during the 1893 World’s Fair in Chicago. But it was Holmes’ later attempt to defraud Fidelity Mutual Insurance Company that doomed him to a trip to the gallows.

NY Producers, Carriers ‘Feeling The Pressure’ As Reg 187 Deadline Looms

Regulation 187 was finalized in 2018 and took effect Aug. 1 of this year for annuities. Life insurance sales will fall under the rule on Feb. 1, 2020. It establishes a best-interest standard, mandates enhanced disclosure and documentation, required of the producer and insurance carrier, as well as training programs.

NAIC Accelerated Underwriting Working Group To Take It Slow

The Accelerated Underwriting Working Group had its first conference call today and vowed to stick with a deliberative schedule that has the group deferring a work product until next summer. Annual surveys show insurers steadily adopting additional Big Data and accelerated underwriting efforts.