Your car insurance won’t be better in Toledo
That's roughly
Urban areas generally have higher risks for collisions, property damage, and theft, said
"Insurers evaluate claims history down to the ZIP code level and adjust rates accordingly. Higher rates for
Overall,
But within
"There are all sorts of variables that contribute to the cost of insurance from city to city or county to county,"
For example, the report suggested
"Those without a full-time job are considered statistically riskier drivers, on average, which means they're going to pay more for an auto policy," said
To perform the analysis, Quadrant's researchers compared rates available to a hypothetical 40-year-old female driver with a clean driving record and no prior claims. They looked at all 88 counties in
Among counties,
All other counties in
That ranged from a typical
At the local level,
Among the 802 communities listed, all others in northwest
Along with
The next-cheapest 15 include
The same pattern appeared on the county level, with northwest
After
The study looked only at
Contact
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