Website for free virus tests is here. How does it work? - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
January 18, 2022 Newswires
Share
Share
Post
Email

Website for free virus tests is here. How does it work?

Associated Press

WASHINGTON (AP) — Under criticism after weeks of shortages, President Joe Biden's administration is working to make COVID-19 rapid test kits more available and accessible to Americans by boosting supply and lowering costs. A new federal website to request free test kits officially launches Wednesday — but was available to use Tuesday — with the first shipments going out to Americans by the end of the month. In addition, most Americans are now able to get reimbursed for tests that they purchase.

Key details about the new programs:

HOW CAN I REQUEST A FREE TEST?

Free tests can be ordered at covidtests.gov or at usps.com/covidtest. The first tests will ship by the end of January. The White House says “tests will typically ship within 7-12 days of ordering” through the U.S. Postal Service. USPS reports shipping times of 1-3 days for its first-class package service in the continental United States. Shipments to Alaska, Hawaii, Army Post Office (APO), Fleet Post Office (FPO) and Diplomatic Post Office (DPO) addresses will be sent through Priority Mail.

Importantly, given the shipping and process times, Americans will need to request the tests well before they meet federal guidelines for requiring a test.

DOES THE WEBSITE WORK?

The White House emphasized that the website was in “beta testing" when it made tests available for ordering for the first time on Tuesday. At points, more than 750,000 people were accessing the website at the same time, according to public government tracking data, but it was not immediately known how many orders were placed.

There were isolated reports Tuesday afternoon of issues relating to the website’s address verification tool erroneously enforcing the four-per-household cap on apartment buildings and other multi-unit dwellings, but it was not immediately clear how widespread the issue was.

WHEN SHOULD I TEST?

The Centers for Disease Control and Prevention recommends at-home testing when people experience COVID-19 systems including fever, cough, sore throat, respiratory symptoms and muscle aches; five days after a potential COVID-19 exposure; or as part of test-to-stay protocols in schools and workplaces.

HOW MANY TESTS CAN I ORDER FROM THE WEBSITE?

The White House says that “to promote broad access," shipments from covidtests.gov will initially be limited to four rapid tests per residential address, no matter the number of occupants.

IS THERE ANOTHER WAY TO GET A TEST KIT FOR FREE?

Starting on Jan. 15, private insurers have been required to cover the cost of up to eight at-home rapid tests per month per insured person, under a new Biden administration rule.

People have the option of buying tests at a store or online, then seeking reimbursement from their health insurance provider. Insurers are being incentivized to work with pharmacies and retailers to develop plans to cover the cost of the tests with no out-of-pocket cost to customers, but those programs will not be immediately widespread.

Those with public health insurance through Medicare, or without insurance, are being directed to covidtests.gov to order tests or to community health centers in their area offering free testing.

HOW WILL I BE REIMBURSED?

The Biden administration says the procedures will differ from insurer to insurer, and it is encouraging Americans to save receipts from rapid test purchases for later reimbursement and to reach out to their insurance providers for information.

Critically, the requirement only covers purchases on or after Jan. 15. Insurers are not expected to retroactively reimburse the cost of tests purchased earlier.

WHAT ARE OTHER TESTING OPTIONS?

The Biden administration is emphasizing that the website is just one tool for Americans to access COVID-19 testing. Millions of free tests are available at participating pharmacy locations, community health centers and Federal Emergency Management Agency-backed sites in some parts of the country experiencing a surge in cases.

WHICH HOME TEST WILL I GET?

That will vary. The federal government has secured more than 420 million tests for distribution through covidtests.gov already, with plans to increase the order to 1 billion tests in the coming weeks. All of the tests supplied will be authorized by the Food and Drug Administration and are capable of detecting the more-transmissible omicron variant of COVID-19, which is the dominant strain in the U.S. While they are packaged differently and may use slightly different procedures, officials said, the test mechanisms of detection and effectiveness are generally the same. All tests will come with detailed instructions.

WHY IS BIDEN BUYING THESE TEST KITS?

It represents an acknowledgement by the president that the administration needs to do more to increase access to COVID-19 testing, which is an important tool to help slow the spread of the coronavirus.

In cases where infected people show symptoms or not, testing is the only way to find out if they have the virus so they can avoid being out and about and potentially spreading disease.

Demand for test kits soared as the holidays neared and people grew eager to test themselves and their families before traveling and as the omicron variant spread rapidly in just a few weeks to become the dominant strain in the U.S.

Biden's promise of 1 billion test kits is in addition to the administration's earlier pledge to send 50 million rapid tests to community health centers across the country.

HOW MUCH WILL THE PROGRAM COST?

The White House estimates the cost of purchasing and distributing the first 500 million tests at about $4 billion. That will be paid for with money from the $1.9 trillion coronavirus relief bill Biden signed into law in March.

WILL THE GOVERNMENT PROGRAM MAKE IT HARDER FOR ME TO FIND A TEST AT THE DRUGSTORE?

White House officials say the covidtests.gov tests are coming from new manufacturing capacity and should not interfere with existing supplies that drugstores, health clinics and state governments are relying on.

Older

Fed Under Fire For Inaction On Inflation

Newer

Local Healthcare Group Defies Industry Trend, Reduces Employee Medical Plan Costs For 3rd Straight Year

Advisor News

  • Inflation, competing priorities and uncertainty erode retirement security
  • As health premiums rise, 1 in 8 workers cut retirement savings
  • CT governor’s candidates claims: What’s true, and what’s misleading
  • Retaining clients by giving them a memorable experience
  • Addressing the longevity paradox
More Advisor News

Annuity News

  • National Life Group expands annuity portfolio
  • AM Best to Join Life/Annuity Insurance-Focused Panel Discussion at Capitol Forum Event
  • USAA Earns No. 1 Ranking in JD Power Individual Annuity Study for the Third Consecutive Year
  • How flexible annuities fit today’s retirement portfolios
  • Foresters Financial appoints Tom Ross as chief distribution officer for U.S. annuity sales
More Annuity News

Health/Employee Benefits News

  • Health insurance costs rising leaving families with tough choice
  • public notice
  • Review '27 Medicare coverage before plans renew
  • Univera’s coverage of Roswell Park highlights Medicare Advantage changes this year
  • MATSUI INTRODUCES BIPARTISAN LEGISLATION TO PROTECT PATIENT ACCESS TO AFFORDABLE MEDICATIONS
More Health/Employee Benefits News

Life Insurance News

  • Security Benefit Announces Planned Dividend Rate Reset for Series B Preferred Stock
  • Palmetto Heritage and Atlantic Coast Life Announce Discussions Regarding Potential Acquisition
  • Jury finds insurance company acted in bad faith, awards Nebraska woman $11.3M
  • AM Best Affirms Credit Ratings of GIG Insurance – Egypt S.A.E.
  • Symetra Named to Fortune Best Workplaces For Women™ List for Fifth Consecutive Year
Sponsor
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Press Releases

  • Benefits Studio Launches to Fill the Missing Middle of Benefits Navigation at $49/mo
  • Lauren Sinnott Named to Ragan’s Top Women in Marketing Awards, Class of 2026 
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.