United Security Health and Casualty Insurance Company Provides Tips Illustrating The Important Role Health Insurance Plays In Combating The Financial Burden of Cancer

BEDFORD PARK, Ill. (PRWEB) August 30, 2018

"It is devastating to be diagnosed with cancer. The patient and their family immediately think of the physical and emotional battle that lies ahead. Unfortunately, most patients and their families also must manage the financial hardship a diagnosis of cancer brings," began Sandra Horn, President, United Security Health and Casualty Insurance Company (USH&C). "Lost income, travel expenses to and from the treatment, and meeting insurance deductibles and co-insurance costs are just some examples of the financial burden a diagnosis of cancer brings. The best way a consumer can combat the financial burden of cancer is through the added supplemental coverage a cancer or critical illness policy can yield."

Cancer Insurance
Even if the consumer has excellent health insurance it will not cover 100% of the costs that an individual diagnosed with cancer will have. Cancer Insurance can provide financial security against the indirect costs of cancer. Examples include, lost income, travel expenses to and from treatment, house payments or rent.

Attractive features found on USH&C's First Benefit Cancer Insurance:
1. Guaranteed renewable for life, with a lump sum benefit being payable to the insured or designated beneficiary.
2. Cash benefits are paid with written satisfactory proof of first time internal cancer or malignant melanoma.
3. Premiums do not increase with age.

Critical Illness Insurance
Critical Illness Insurance provides a lump sum cash benefit to help cover expenses associated with a qualifying serious illness.

Attractive features found on USH&C's Critical Illness Insurance:
1. Pay routine bills while they are sick or unable to work.
2. Critical Illness plans usually cover illnesses such as cancer, heart attacks, and strokes. Depending on the policy, coverage may also include kidney failure, multiple sclerosis, Alzheimer's disease and other conditions.
3. Premiums do not increase with age.

Preventative Cancer Screenings Covered Through Most Standard Health Insurance Policies:
Preventative health screenings play a vital role in the treatment and overall prognosis of cancer. Screening tests are used to detect cancer in people even if they do not have any symptoms. Some cancers can be found early, before they have had a chance to grow and spread. It is important for consumers to talk to their doctor about their family history of cancer, symptoms they may be experiencing, and to complete recommended cancer screenings. It is also important for the consumer to talk to their insurance agent to learn what preventative cancer screenings are covered under their health policy.

Horn concluded, "The harsh reality is that cancer is costly. It can take a toll on your health, your emotions, your time, your relationships, and your wallet. There will be unexpected charges that even the best health insurance will not cover. That is why it is important the consumer considers purchasing an additional insurance policy such as cancer insurance or a critical illness policy. Doing so can eliminate the financial hardship most cancer patients face."

About United Security Health and Casualty Insurance Company (USH&C):
USH&C is a regional insurer that has been in business since 1973, licensed to sell products in Arizona, Arkansas, Illinois, Indiana, Missouri and Nebraska. USH&C specializes in providing individuals and families a variety of products and plan choices to meet their individual needs. USH&C's primary focus has been, and continues to be, providing quality products and excellent service to our policyholders. USH&C's product portfolio includes: Short Term Medical, Dental Plus Vision and Hearing, Cancer, Critical Illness, Accident Hospital Indemnity, Disability Income, Fixed Indemnity and Personal Auto products. USH&C is headquartered in Bedford Park at 6640 S. Cicero Ave, Bedford Park, IL, 800-875-4422 or 708-475-6100, http://www.USHandC.com.

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