UNITED INSURANCE HOLDINGS CORP. FILES (8-K) Disclosing Other Events

Item 8.01. Other Events

On December 8, 2022, Kroll Bond Rating Agency, LLC ("KBRA") announced downgrades
of the issuer and debt ratings for United Insurance Holdings Corp. ("UIHC" or
"the Company") to BB+ from BBB- and the insurance financial strength rating
("IFSR") for the Company's insurance subsidiary, United Property and Casualty
Insurance Company ("UPC") to B+ from BB-. KBRA also affirmed the A- ISFR for the
Company's insurance subsidiaries American Coastal Insurance Company and
Interboro Insurance Company. All ratings have been removed from Watch Downgrade
and now have a Negative Outlook. KBRA subsequently withdrew the IFSR rating of
UPC as requested by the Company.

As a result of the issuer and debt rating downgrade for the Company, the
interest rate on the Company's $150 million 10-year senior notes will increase
from 6.25% to 7.25%. The Company has not experienced any other impacts from this
downgrade as of December 9, 2022.

Pursuant to the requirements of the Securities Exchange Act of 1934, the Company
has duly caused this report to be signed on its behalf by the undersigned
hereunto duly authorized.

                         UNITED INSURANCE HOLDINGS CORP.

December 9, 2022 By: /s/ B. Bradford Martz

                         B. Bradford Martz, Chief Financial Officer and President
                         (principal financial officer and principal accounting officer)