U.S. Businesses Bring Wave of Class Action Lawsuits Against Insurance Companies for Denial of Business Interruption Claims in Wake of COVID-19 Pandemic
Lloyd’s of
Plaintiffs Represented by DiCello Levitt Gutzler,
Each of the lawsuits claims that the businesses purchased special property insurance coverage to protect against business interruptions or disruptions outside of their control. These policies included business income coverage, which promises to pay for losses due to necessary suspension of operations. In all instances, these coverages either included or did not expressly or effectively exclude losses caused by viruses such as COVID-19, which caused state and municipal governments to mandate widespread business closures. Despite these facts, the insurers have, on a broad and uniform basis, refused to uphold their contractual responsibilities for losses suffered due to COVID-19, as well as losses caused by executive orders by civil authorities and any efforts to prevent further property damage or to minimize the suspension of business and continue operations.
“Businesses nationwide have, for years, purchased expensive insurance policies to protect them from losses exactly like those they are currently enduring,” said
Most property insurance policies sold in
“Insurers will deny almost every claim – even the most legitimate ones – because that’s just how they operate,” said
The plaintiffs are represented by
“Countless businesses across
The cases include:
-
Gio Pizzeria & Bar Hospitality, LLC andGio Pizzeria Boca, LLC v. Certain Underwriters at Lloyd’s,London ,U.S. District Court for the Southern District of New York - Rising Dough, Inc., et al. v.
Society Insurance ,U.S. District Court for the Eastern District of Wisconsin -
Bridal Expressions LLC v.Owners Insurance Company ,U.S. District Court for the Northern District of Ohio -
Caribe Restaurant & Nightclub, Inc. v.Topa Insurance Company ,U.S. District Court for the Central District of California -
Dakota Ventures, LLC d/b/a/Kokopelli Grill v.Oregon Mutual Insurance Co. ;U.S. District Court for the District of Oregon - Christie Jo Berkseth-Rojas DDS v.
Aspen American Insurance Company ;U.S. District Court for the Northern District of Texas
Copies of each of the complaints can be provided upon request and the plaintiffs’ attorneys are available for media interviews.
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