Two Views: Obamacare has failed - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
October 26, 2020 Newswires
Share
Share
Post
Email

Two Views: Obamacare has failed

Austin American-Statesman (TX)

The Democratic Party that is defending the Affordable Care Act before the U.S. Supreme Court next month is the very same Democratic Party that is proposing even bigger changes to our health care system.

Though former Vice President Joe Biden prevailed in his party's presidential primary, he was the last remaining proponent of former President Barack Obama's signature achievement. The other candidates -- including Biden's vice presidential pick, Sen. Kamala Harris -- were all calling for some form of Medicare-for-All. Even Biden now supports a "public option," which is essentially Medicare-for-All-Who-Want-It (and would soon crowd out private insurance).

And they were right to look for another approach. The ACA is a failure, our health care system is still in need of reform, and the state of Texas is right to challenge the constitutionality of the law in court. (My organization, the Texas Public Policy Foundation, is representing the individual plaintiffs in that case.)

It's not simply the ACA's broken promises, though those are legion. We never saved $2,500 per family. Too many of us didn't get to keep our doctors or our insurance policies. Our premiums have skyrocketed, and insane deductibles are keeping families away from health care providers.

The ACA also failed to achieve its aims. The goal was to get more people into their doctor's office sooner and more often. This would help cut costs by ensuring that ailments were addressed more quickly.

But because reimbursement rates were set so low, hundreds of thousands of doctors opted out of the exchange plans, and the number of doctors who accept new Medicaid patients hasn't risen along with the demand (the expansion of Medicaid is the backbone of the ACA). And the ACA failed to reduce the costly use of emergency rooms.

Nor did the ACA protect families. Studies show the ACA did not decrease bankruptcies related to medical bills, nor did it result in significant improvements in mortality rates (just 0.8% fewer deaths among the expanded Medicaid population, according to one study).

Defenders of the ACA say that if the law is struck down, then millions of families will be left unprotected. The truth is that millions of American families already find health care unaffordable and out of reach.

But striking down the ACA could be the impetus Congress and all 50 states need to address our system's major problems -- and put patients in charge of their own care. It will end the federal stranglehold on the industry and allow patients to get insurance that meets their needs at a price they can afford.

The states that expanded Medicaid are free to keep their expanded rolls. The states that didn't -- including Texas -- can try new approaches, such as Direct Primary Care, guaranteed coverage pools for pre-existing conditions and Federally Qualified Health Centers. That's how we can improve care -- not just coverage.

Balat is the director of the Right on Healthcare campaign at the Texas Public Policy Foundation.

___

(c)2020 Austin American-Statesman, Texas

Visit Austin American-Statesman, Texas at www.statesman.com

Distributed by Tribune Content Agency, LLC.

Older

Medicaid on the rise in Niagara County

Newer

CF Bankshares Inc. Posts Record Earnings For 3rd Quarter And Year To Date, Also Announces Quarterly Cash Dividend

Advisor News

  • Benefit Costs Squeeze Schools, Driving Cuts, Tax Hikes And Difficult Tradeoffs
  • Why client insurance needs could change even if their life doesn’t
  • Most Gen Z investors think less than a year ahead when making financial decisions
  • IRI pitches retirement agenda to Jeffries as democrats shape affordability platform
  • Help child-free clients plan for their later years
More Advisor News

Annuity News

  • Guidance, bulletin or reg? NAIC debates form of annuity illustration update
  • Nationwide adds mutual fund-linked strategy to New Heights Select FIA
  • NUNN INTRODUCES BILL TO CUT RED TAPE, GIVE IOWANS CLEARER INSURANCE INFORMATION
  • NAIC working group pressed to accelerate annuity illustration overhaul
  • State Auditor James Brown Kicks Off Life Insurance Awareness Month With Policy Locator Tool
More Annuity News

Health/Employee Benefits News

  • Hospitals could lose billions with policy change
  • State reverses one-third of health insurer decisions
  • ATTORNEY GENERAL TONG STATEMENT ON HEALTH INSURANCE RATE HIKES
  • GOP candidates turn up the volume on lower health insurance costs
  • How Lahn, Sand see future for Medicaid
Sponsor
More Health/Employee Benefits News

Life Insurance News

  • State reverses one-third of health insurer decisions
  • AM Best Revises Outlooks to Negative for Kemper Corporation, Its Affiliates and Subsidiaries
  • WARREN PROBES RISE OF PRIVATE INVESTMENT FIRMS IN INSURANCE SECTOR FOLLOWING MARK WALTER SCANDAL
  • AM Best Affirms Credit Ratings of Erie Insurance Group’s Members and Erie Family Life Insurance Company
  • MIB reports double-digit life insurance app activity in record August
Sponsor
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Press Releases

  • Classic Car Insurer OpenRoad Insurance Expands to 40 U.S. States in Two Years
  • How Aspire General Turned an Early Technology Bet Into Claims Automation at Scale with Kyber
  • Adjusto launches AI-Native contents claims services powered by its technology platform
  • URL Insurance Group Celebrates 40 Years of Service, Growth, and Industry Leadership
  • MassMutual Ascend Surpasses $2 Billion in Lifetime Advisory Annuity Sales, Reflecting Continued Momentum in RIA Channel
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.